Old Jan 8, 2014, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Jan 3, 2014, 3:53 pm
  #241  
 
Join Date: Jul 2012
Location: Heaven
Posts: 552
Originally Posted by calebb
Here are the 2 numbers I have as reconsideration:
800.962.7227 and 866.314.0237
thanks... did call but the CS guy was not willing to budge. Read some scripted text and gave several reason despited good score.

Oh well, a wasted hard-pull for nothing.
coolblues is offline  
Old Jan 3, 2014, 4:27 pm
  #242  
 
Join Date: Feb 2013
Posts: 801
Every time i read this thread title, i think "You're my boy, Blue!"
WhateverDude is offline  
Old Jan 3, 2014, 5:25 pm
  #243  
 
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Originally Posted by coolblues
thanks... did call but the CS guy was not willing to budge. Read some scripted text and gave several reason despited good score.

Oh well, a wasted hard-pull for nothing.
the cs guys are a waste of time. connect with the team on twitter or facebook they will be able to handle proper recon. it goes back into processing and if everything is straight up you will get approved. i used to get denied all the time and this is the only way to get proper recon. if you really don't use either of those i have a fax number you can fax the request to, it does work, but right now it's up two flights of stairs and it's friday night and i've already started on the wine and ain't going up there
ma91pmh is offline  
Old Jan 3, 2014, 5:25 pm
  #244  
 
Join Date: Jul 2006
Posts: 95
I think an old version of this card paid out cashback only once per year. Does anyone know if 5% cashback rewards are paid out monthly or annual with this card?
jh811 is offline  
Old Jan 3, 2014, 5:28 pm
  #245  
 
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Originally Posted by jh811
I think an old version of this card paid out cashback only once per year. Does anyone know if 5% cashback rewards are paid out monthly or annual with this card?
Monthly with a delay.
LoneTree is offline  
Old Jan 3, 2014, 5:47 pm
  #246  
 
Join Date: Jul 2012
Location: Heaven
Posts: 552
Originally Posted by ma91pmh
the cs guys are a waste of time. connect with the team on twitter or facebook they will be able to handle proper recon. it goes back into processing and if everything is straight up you will get approved. i used to get denied all the time and this is the only way to get proper recon. if you really don't use either of those i have a fax number you can fax the request to, it does work, but right now it's up two flights of stairs and it's friday night and i've already started on the wine and ain't going up there
awesome ... What's their twitter handle to connect to ?
coolblues is offline  
Old Jan 3, 2014, 5:48 pm
  #247  
 
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Originally Posted by coolblues
awesome ... What's their twitter handle to connect to ?
@AskAmex
ma91pmh is offline  
Old Jan 3, 2014, 6:05 pm
  #248  
 
Join Date: Jun 2013
Posts: 510
Any idea on what minimum credit score would they require for this card?

I carried a large balance last month due to which my score fell down a lot. Although I've made the payment, but it will take two weeks for statement cut.
cowboyguy is offline  
Old Jan 3, 2014, 6:57 pm
  #249  
 
Join Date: Apr 2013
Location: The Empire State
Programs: CO (RIP), US (RIP), Amtrak. Lots of CC programs.
Posts: 442
Originally Posted by coolblues
Total 4 cards with amex (and 2 auth. cards).
I read amex had a max of 4 revolvers....
cuebert is offline  
Old Jan 3, 2014, 6:59 pm
  #250  
 
Join Date: Dec 2009
Location: DEN
Posts: 503
Originally Posted by cowboyguy
Any idea on what minimum credit score would they require for this card?

I carried a large balance last month due to which my score fell down a lot. Although I've made the payment, but it will take two weeks for statement cut.
You are an existing Amex cardmember = you are extremely likely to get approved.

I got instantly approved in the high 600s, probably because I've been with Amex over a year. I'd imagine anything over 700 would suffice for completely new cardmembers with reasonable credit history. Or the same criteria that apply for BCE/BCP.
brc01 is offline  
Old Jan 3, 2014, 7:30 pm
  #251  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Perhaps - I'm packing 4 revolvers now and a golden gun that really means business.

There are 46 more guns in the colection, not counting those loaded with buxxshot or birdshot.


Originally Posted by cuebert
I read amex had a max of 4 revolvers....
AlohaDaveKennedy is offline  
Old Jan 3, 2014, 7:38 pm
  #252  
 
Join Date: Jul 2012
Location: Heaven
Posts: 552
Originally Posted by AlohaDaveKennedy
Perhaps - I'm packing 4 revolvers now and a golden gun that really means business.

There are 46 more guns in the colection, not counting those loaded with buxxshot or birdshot.
@ AlohaDaveKennedy
aha... I am packing 3 revolvers and the golden gun Not sure what went wrong with this one but I'll keep trying to reach out to them to see if they approve.
coolblues is offline  
Old Jan 3, 2014, 8:34 pm
  #253  
 
Join Date: Feb 2013
Posts: 170
Got instant approval to online application.
This card will be in addition to my BCP, SPG & PenFed Amex- Each has its own unique benefits.

Approval did not give credit line but if needed, I can shuffle around credit lines within 3 cards except PenFed.
Nishant1 is offline  
Old Jan 3, 2014, 9:35 pm
  #254  
Original Poster
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by Nishant1
Got instant approval to online application.
This card will be in addition to my BCP, SPG & PenFed Amex- Each has its own unique benefits.
I am going to PC my BCP to a BCE. What is the advantage of the BCP when you have the Blue (unless you do a lot at select department stores)? The extra 1% on $6K doesn't cover the $75 fee.
silver6054 is offline  
Old Jan 3, 2014, 9:43 pm
  #255  
 
Join Date: Feb 2013
Posts: 170
Originally Posted by silver6054
I am going to PC my BCP to a BCE. What is the advantage of the BCP when you have the Blue (unless you do a lot at select department stores)? The extra 1% on $6K doesn't cover the $75 fee.
Spread the risk over multiple cards so that none is too obvious.
Nishant1 is offline  

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