Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Jan 2, 14, 4:15 pm
  #196  
 
Join Date: Jul 2013
Posts: 30
I know this will vary - but what % of your CL and total yearly income is comfortable for spend without receiving F/R?
LA2NYC is offline  
Old Jan 2, 14, 4:19 pm
  #197  
 
Join Date: May 2013
Posts: 1,114
Originally Posted by LA2NYC
I know this will vary - but what % of your CL and total yearly income is comfortable for spend without receiving F/R?
No need to ask for a question that nobody but AMEX knows the answer.
vagrants is offline  
Old Jan 2, 14, 4:23 pm
  #198  
 
Join Date: Jul 2013
Posts: 30
Originally Posted by vagrants
No need to ask for a question that nobody but AMEX knows the answer.
Based on users' past experience, what has been done that's flown under the radar...?

Last edited by LA2NYC; Jan 2, 14 at 4:30 pm
LA2NYC is offline  
Old Jan 2, 14, 4:26 pm
  #199  
 
Join Date: Jan 2012
Posts: 756
Not sure how I missed this. Applied, instant. Have BCP, Plat, BGR, Surpass, and now Blue. Annual grocery spend is over the BCP cap, so will have a use for this card beyond MS. No annual fee is a plus, too.
dcpilgrim is offline  
Old Jan 2, 14, 4:28 pm
  #200  
 
Join Date: Dec 2013
Posts: 139
offer looks dead
co.miller89 is offline  
Old Jan 2, 14, 4:34 pm
  #201  
 
Join Date: May 2013
Posts: 1,114
Originally Posted by LA2NYC
Based on users' past experience, what has been done that's flown under the radar...?
FR varies. It's different for you, different for me, different for others.

Just go to a FR thread instead of talking about it here.
vagrants is offline  
Old Jan 2, 14, 4:51 pm
  #202  
 
Join Date: Feb 2013
Posts: 191
Originally Posted by jeam3130
offer looks dead
it's still up, IE private
tommy14 is offline  
Old Jan 2, 14, 5:17 pm
  #203  
 
Join Date: Dec 2010
Programs: Hilton Diamond, Marriott Titanium, Radisson Gold, Hyatt Globalist, M life Gold, IHG Spire
Posts: 917
Originally Posted by cowboyguy
Just called to do a product change from BCP and they say that they don't offer the (old) Blue Cash anymore. The two blue cards they offer are BCE and BCP.

The link on post # 3 is myfico link. Is there a direct Amex link to apply for the card? When I click on the link given in post # 3 of myfico's first page, I get an error. Maybe the deal is dead?

I just tried the link 10 minutes ago. It worked fine for me.
jn in ca is offline  
Old Jan 2, 14, 5:20 pm
  #204  
 
Join Date: Oct 2010
Posts: 54
Just got approved! Thanks OP!
Izushisobaman is offline  
Old Jan 2, 14, 5:44 pm
  #205  
 
Join Date: Dec 2009
Location: DEN
Posts: 491
The offer will not show up if you are using the same browser you normally log into Amex with.

Fast way to check the link is either switch to a private browser window or use a different browser.
brc01 is offline  
Old Jan 2, 14, 5:58 pm
  #206  
 
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,492
Originally Posted by silver6054
The transcript they get from the IRS indicates who on the return earned how much. So probably not!
how? there is nothing on a federal tax return that distinguishes my or my wife's income when we file jointly
ma91pmh is offline  
Old Jan 2, 14, 6:30 pm
  #207  
Original Poster
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by ma91pmh
how? there is nothing on a federal tax return that distinguishes my or my wife's income when we file jointly
I thought I saw a transcript the listed the info from the W2s but maybe not. So maybe lying about who was employed won't be caught.
silver6054 is offline  
Old Jan 2, 14, 6:34 pm
  #208  
 
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Originally Posted by silver6054
I thought I saw a transcript the listed the info from the W2s but maybe not. So maybe lying about who was employed won't be caught.
Does it matter? They consider household income.
LoneTree is offline  
Old Jan 2, 14, 6:38 pm
  #209  
 
Join Date: Jul 2009
Posts: 721
Thank you OP!

Clicking around the app website...
Everyday Purchases are: eligible purchases made at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets); eligible purchases of $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations), and eligible purchases made at U.S. locations of select major drugstores. (The current list of select major drugstores is available at americanexpress.com/rewards-info.)
...please note the gas disclaimer FWIW. Probably means per transaction (I dunno).
zceuxbhjutf is offline  
Old Jan 2, 14, 7:49 pm
  #210  
 
Join Date: Mar 2006
Location: Chicago
Programs: Mileage Plus, Rapid Rewards
Posts: 949
I was approved instantly. When I used the reference number in the email to create my online account, it said I wouldn't be able to log in to the account until 24 hours had passed. Anyone else encounter this?
CMHFlyerOH is offline  

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