Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Dec 31, 13, 11:31 am
  #121  
 
Join Date: Aug 2013
Location: NY
Programs: Hilton Diamond, Hyatt Diamond, CC Gold, SPG Gold, AA Exec Platinum
Posts: 99
Originally Posted by raccah
I tried to apply for the card and since I have the BCP, since October of 2013 I was denied. I called and they will try to send it for review, just FYI to others in my situation
I got denied as well due to too many recent inquiries, and too short of a time between open accounts. Called twice but the reps insisted I wait for the mail and then call back or ask them to send for another review which will result in another inquiry.

Do they not have a recon person we can speak to directly, would be great to explain since we couldn't Pc to close my old blue to open this...
Justtony is offline  
Old Dec 31, 13, 11:34 am
  #122  
 
Join Date: Jun 2013
Posts: 1,057
I called this number and she told me that she will try to send it in for review:

(877) 399-3083 New Application Status

Doubt it will help me, and probably cost another pull
raccah is offline  
Old Dec 31, 13, 11:39 am
  #123  
 
Join Date: Aug 2013
Location: NY
Programs: Hilton Diamond, Hyatt Diamond, CC Gold, SPG Gold, AA Exec Platinum
Posts: 99
Yeah, I also tried (866)314-0237 which had similar result.. still deciding if I should send it for review.
Justtony is offline  
Old Dec 31, 13, 11:45 am
  #124  
 
Join Date: Feb 2008
Programs: National Executive Elite, Hertz PC, Avis CC, Continental Onepass
Posts: 451
I applied and got a pending decision. I received a call this morning I was told I had the maximum amount of cards. I agreed to close my Surpass and I was approved on the spot. They told me the max amount of credit cards is 4 not including charge and business cards.
sanctified50 is offline  
Old Dec 31, 13, 11:47 am
  #125  
 
Join Date: Jun 2013
Posts: 1,057
My problem is not the max number of 4. They said my problem was that I had a card from the blue family already and was not allowed another. Is this true? Flexible?
raccah is offline  
Old Dec 31, 13, 11:52 am
  #126  
 
Join Date: Feb 2008
Programs: National Executive Elite, Hertz PC, Avis CC, Continental Onepass
Posts: 451
Originally Posted by raccah
My problem is not the max number of 4. They said my problem was that I had a card from the blue family already and was not allowed another. Is this true? Flexible?
I still have my Blue Cash Preferred. I now will have both. The CSR let me decide which card I wanted to cancel and never stated that I couldn't keep both.
sanctified50 is offline  
Old Dec 31, 13, 12:05 pm
  #127  
 
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Ideas on complimentary to BC card from Amex to help our business? To not waste hard pull? :-)

Nothing comes to mind. Will wait for better offers for charge cards. Got SPG, HH.

Last edited by pier11; Dec 31, 13 at 12:12 pm
pier11 is offline  
Old Dec 31, 13, 12:24 pm
  #128  
 
Join Date: Aug 2012
Posts: 6
I was instantly approved. I have held the BCP since 2011
GroundedTraveler is offline  
Old Dec 31, 13, 1:45 pm
  #129  
 
Join Date: Mar 2007
Posts: 375
Originally Posted by sanctified50
I still have my Blue Cash Preferred. I now will have both. The CSR let me decide which card I wanted to cancel and never stated that I couldn't keep both.
Both me and my wife were approved yesterday (not instantly, but after call) although we both have BCP cards since October.
groundhog is offline  
Old Dec 31, 13, 2:02 pm
  #130  
 
Join Date: Nov 2012
Posts: 657
I was approved today after calling in, I applied last night. I had 1 business and 3 personal amex cards. one of them was the BCP.

Question: does the 6500 initial spend need to be in gas/grocery/drugstore or can I buy 6.5K in amex gift cards?
drdrew450 is offline  
Old Dec 31, 13, 2:11 pm
  #131  
 
Join Date: Mar 2013
Posts: 809
Originally Posted by drdrew450
I was approved today after calling in, I applied last night. I had 1 business and 3 personal amex cards. one of them was the BCP.

Question: does the 6500 initial spend need to be in gas/grocery/drugstore or can I buy 6.5K in amex gift cards?
No. Yes.
cashback is offline  
Old Dec 31, 13, 3:57 pm
  #132  
FlyerTalk Evangelist
 
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,046
Auld Lang Syne : Lyrics

Should auld amex applications be forgot,
And never brought to mind?
Should auld applications be forgot,
And auld lang syne!

Chorus.-For auld lang syne, my FTer,
For auld lang syne.
We'll take a cc for ms yet,
For auld lang syne.
Marathon Man is offline  
Old Dec 31, 13, 4:09 pm
  #133  
 
Join Date: Oct 2013
Posts: 99
Data points: Wife and I both had SPG cards for the past year, but we're flush with SPG points and planning little travel in 2014 so converted them to BCP in Oct when they were due. Immediately ran $6K through grocery store and put both in the lockbox. We both called individually yesterday to attempt to convert to this BC card, but they told us both no. So we both applied online and were both immediately approved. So you can have both BCP and BC.
thewire76 is offline  
Old Dec 31, 13, 4:14 pm
  #134  
 
Join Date: Dec 2013
Posts: 139
Originally Posted by cashback
No. Yes.
would buying 2k,3k amex giftcards raise a red flag? or is that allowed and without risk
co.miller89 is offline  
Old Dec 31, 13, 4:24 pm
  #135  
 
Join Date: Dec 2012
Location: SFO
Posts: 46
This has lasted at least 24 hours now. I wonder if this card will be back to stay or what? Maybe everyone at Amex is on vacation.
flowfaster is offline  

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