Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Jul 8, 2015, 6:15 pm
#4156
Suspended
Join Date: Nov 1999
Posts: 24,153
When that happens I simply use another GC, if I dont have any others then I will try any Counter. Same with Kate, she says no but usually a no from her doesnt mean no, it means try again
The other day I used part of a GC to load 1 card and later when I tried to use up the rest it didnt go thru, kept getting different messages (on Kate). Turned out Kate took the food and ran, yep called up the card finally and heard there was a $0 bal when it should have been 1/2 the cards value still left. Called up BB and my bal was shy the amount Kate took.
Didnt want to deal with the mgrs so I went the way of the CS dept of the card.Long story short hrs later on its own Kates bosses put the amount back onto the GC since it didnt post to the card I was loading. No receipt of any kind came forth from Kate for that transaction. Nice to know Wally has a system that corrects everything on its own. Thought I was going to eat it as a cost of doing business, happy I didnt have to. Also glad I was able to get an OV @ a 7 before visiting Kate, used that to finish off my work instead.
Jul 8, 2015, 11:50 pm
#4157
Join Date: Aug 2014
Posts: 227
"As of 6/19/2014, Walmart does not accept debit transactions at or above $50 from cards issued by Bancorp, namely Vanilla Visas (OV, VGC, etc.). Attempts result in "Alternate Tender Required," "Debit Not Available," and/or some other error message, at both registers and the Money Center Express (MCE, kiosk, Kate, ATM). There is no workaround."
I don't think I understand this sentence correctly.
Does that mean that it is impossible to use any Visa gift cards >$50 at walmart's kate?
or does that mean that Visas not from bankcorp & mastercards should work?
I don't think I understand this sentence correctly.
Does that mean that it is impossible to use any Visa gift cards >$50 at walmart's kate?
or does that mean that Visas not from bankcorp & mastercards should work?
Jul 9, 2015, 8:44 am
#4158
FlyerTalk Evangelist
Join Date: Sep 2007
Location: BOS
Programs: DL DM 2MM, Marriott LT Titanium, Hertz PC, Avis PC
Posts: 15,207
Any update on this today yet?
Jul 9, 2015, 2:26 pm
#4159
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Jul 9, 2015, 2:46 pm
#4160
Join Date: Jun 2015
Posts: 160
I unloaded 2 metabank $500 gcs today for a $1k MO at Walmart with no issues.
Jul 9, 2015, 6:06 pm
#4162
Join Date: Apr 2013
Posts: 31
I had a similar problem with buxx yesterday
Jul 9, 2015, 7:50 pm
#4163
Join Date: Jun 2014
Posts: 19
I went to the MC counter today instead of Kate with the same card I used yesterday. I was able to load the $450.01 balance to BB with no problems. It could just be Kate was acting up yesterday.
Jul 10, 2015, 10:56 am
#4165
Join Date: Jul 2009
Location: DFW
Programs: AS, BA, AA
Posts: 3,670
When I am loading a big stack of cards on Kate(s), I invariably have one that is declined or won't go through, usually I just try it the next day, or go to a normal checkout line and it works. One time, I had to go online and register the card and then it worked after that. Sometimes random crap happens and I don't get freaked out about it.
Yesterday I was at MCs at two different WMs and heard CSMs tell people that the whole WM-to-WM money transfer system was down, so if they wanted to send money they would have to use MoneyGram. I have zero idea if or how the systems are related, but the Kates at those WMs were completely shut down, powered off. Perhaps coincidence.
Yesterday I was at MCs at two different WMs and heard CSMs tell people that the whole WM-to-WM money transfer system was down, so if they wanted to send money they would have to use MoneyGram. I have zero idea if or how the systems are related, but the Kates at those WMs were completely shut down, powered off. Perhaps coincidence.
Jul 10, 2015, 2:27 pm
#4166
Join Date: Feb 2014
Programs: AA EXP, HYATT Globalist, Marriott GLD, Car National Exe
Posts: 100
I had the same problem few times in the past using SMGC. Once in awhile, one of the card would not load through Kate. I had a similar thing happened yesterday; one of the card gave me error. So I loaded the rest of the cards with Kate, then went to to the parking lot, reset the pin and went to another WM, loaded at the counter.
Jul 11, 2015, 3:55 am
#4167
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
"As of 6/19/2014, Walmart does not accept debit transactions at or above $50 from cards issued by Bancorp, namely Vanilla Visas (OV, VGC, etc.). Attempts result in "Alternate Tender Required," "Debit Not Available," and/or some other error message, at both registers and the Money Center Express (MCE, kiosk, Kate, ATM). There is no workaround."
I don't think I understand this sentence correctly.
Does that mean that it is impossible to use any Visa gift cards >$50 at walmart's kate?
or does that mean that Visas not from bankcorp & mastercards should work?
I don't think I understand this sentence correctly.
Does that mean that it is impossible to use any Visa gift cards >$50 at walmart's kate?
or does that mean that Visas not from bankcorp & mastercards should work?
Jul 11, 2015, 7:14 am
#4168
Join Date: Jul 2014
Posts: 3,688
Does that mean that it is impossible to use any Visa gift cards >$50 at walmart's kate?
Jul 11, 2015, 7:26 am
#4169
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
"As of 6/19/2014, Walmart does not accept debit transactions at or above $50 from cards issued by Bancorp, namely Vanilla Visas (OV, VGC, etc.). Attempts result in "Alternate Tender Required," "Debit Not Available," and/or some other error message, at both registers and the Money Center Express (MCE, kiosk, Kate, ATM). There is no workaround."
I don't think I understand this sentence correctly.
Does that mean that it is impossible to use any Visa gift cards >$50 at walmart's kate?
or does that mean that Visas not from bankcorp & mastercards should work?
I don't think I understand this sentence correctly.
Does that mean that it is impossible to use any Visa gift cards >$50 at walmart's kate?
or does that mean that Visas not from bankcorp & mastercards should work?