Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Apr 10, 2013, 2:14 pm
#316
Join Date: Jun 2011
Posts: 161
Interesting..would like to know more about this coupon you found...Was it one use only?
>>>My experiment today:
>>>1. I bought a $500 variable MC (I usually get Visa but they were out.) and a $100 fixed amount Visa. Kroger has a buy 2 MC or Visa or combo for $5.00 back coupon.
>>>My experiment today:
>>>1. I bought a $500 variable MC (I usually get Visa but they were out.) and a $100 fixed amount Visa. Kroger has a buy 2 MC or Visa or combo for $5.00 back coupon.
Apr 10, 2013, 4:14 pm
#317
Join Date: Sep 2008
Posts: 63
So this got shutdown to some extent pretty quickly in Safeway. They started claiming some BS about protecting your credit card in case it is stolen & so you can only pay cash for the variable load cards (I tried the metabank Visa with $20-$500). Apparently they sent a circular out & all sales rep are supposed to follow it. You can still buy the fixed amount ones via CC. Now, onto just Fred Meyer for me where the variable load purchase with CC works (but that visa is from US Bank & I haven't tried the PIN with that). Did anyone load BB with variable load Visa from US Bank using Pin?
Apr 10, 2013, 5:12 pm
#319
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
So this got shutdown to some extent pretty quickly in Safeway. They started claiming some BS about protecting your credit card in case it is stolen & so you can only pay cash for the variable load cards (I tried the metabank Visa with $20-$500). Apparently they sent a circular out & all sales rep are supposed to follow it. You can still buy the fixed amount ones via CC. Now, onto just Fred Meyer for me where the variable load purchase with CC works (but that visa is from US Bank & I haven't tried the PIN with that). Did anyone load BB with variable load Visa from US Bank using Pin?
Apr 10, 2013, 5:23 pm
#320
Join Date: Feb 2011
Location: Southern California
Programs: AA Executive Platinum
Posts: 75
Apr 10, 2013, 5:44 pm
#321
Join Date: Mar 2013
Posts: 88
Data point: I am able to load BB with variable load visa from US Bank using Pin.
My question is : Can i load $1000 to BB at WM for two $500 gift cards in one transaction? It is just so annoying asking the cashier to load $500 in the first transaction, then another $500 in another transaction. People behind the line are not happy about that either.
My question is : Can i load $1000 to BB at WM for two $500 gift cards in one transaction? It is just so annoying asking the cashier to load $500 in the first transaction, then another $500 in another transaction. People behind the line are not happy about that either.
Last edited by therabbit; Apr 10, 2013 at 6:48 pm
Apr 10, 2013, 6:28 pm
#322
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
Do you think they miss us at CVS? Hah.
Apr 10, 2013, 6:51 pm
#323
Join Date: Nov 2009
Location: DEN
Programs: SPG Gold; HH Diamond
Posts: 223
So this got shutdown to some extent pretty quickly in Safeway. They started claiming some BS about protecting your credit card in case it is stolen & so you can only pay cash for the variable load cards (I tried the metabank Visa with $20-$500). Apparently they sent a circular out & all sales rep are supposed to follow it. You can still buy the fixed amount ones via CC. Now, onto just Fred Meyer for me where the variable load purchase with CC works (but that visa is from US Bank & I haven't tried the PIN with that). Did anyone load BB with variable load Visa from US Bank using Pin?
Apr 10, 2013, 7:04 pm
#324
Join Date: Feb 2013
Programs: WN A-List, AA, UA
Posts: 219
Data point: I am able to load BB with variable load visa from US Bank using Pin.
My question is : Can i load $1000 to BB at WM for two $500 gift cards in one transaction? It is just so annoying asking the cashier to load $500 in the first transaction, then another $500 in another transaction. People behind the line are not happy about that either.
My question is : Can i load $1000 to BB at WM for two $500 gift cards in one transaction? It is just so annoying asking the cashier to load $500 in the first transaction, then another $500 in another transaction. People behind the line are not happy about that either.
and for another datapoint, i was able to load my BB 3 days in a row with 3k worth in cards at the same walmart (1k a day) here in orange county california.
Apr 10, 2013, 7:15 pm
#325
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Apr 10, 2013, 9:24 pm
#328
Join Date: Feb 2013
Posts: 191
is it possible that Safeway is taking some adverse actions for a setup that's been out only for little over a week?
Apr 10, 2013, 9:39 pm
#329
Join Date: Aug 2010
Location: Bay Area, CA
Programs: AA Plat, UA Gold, AS MVP Gold, HH Diamond, SPG Gold, Club Carlson Gold, US
Posts: 956
Nope. Bay Area's Safeways have been doing this for a while but still YMMV. All the Safeways I have been to ask for cash or debit. All the cashiers who do not check ids create a problem for the legit users.