Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#301
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
#303
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Barclays "had" a card which awarded 4% in Travelocity credit. the rewards program is different for new applicants. Discussion here:
http://www.flyertalk.com/forum/credi...-now-amex.html
http://www.flyertalk.com/forum/credi...-now-amex.html
#304
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Moderator action
Several posts requesting PM contact have been removed. If you wish to communicate by PM, use the PM system to initiate the conversation.
#306
Join Date: Mar 2013
Posts: 53
As a data point: I've had success with the 5.95 fee cards. If anyone's had success with the 4.95 one's I'd love to hear it. If you need more details please reach out.
Also, does anyone know of a larger bank that has a solid mobile deposit system allowing MO's? Chase rings a bell, but are there others?
Also, does anyone know of a larger bank that has a solid mobile deposit system allowing MO's? Chase rings a bell, but are there others?
#307
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
#308
Join Date: Aug 2012
Posts: 60
Chase is waiving fees on their pre-paid debit cards and you can set a PIN on them http://thepointsguy.com/2013/04/fees...=Google+Reader
#309
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
As a data point: I've had success with the 5.95 fee cards. If anyone's had success with the 4.95 one's I'd love to hear it. If you need more details please reach out.
Also, does anyone know of a larger bank that has a solid mobile deposit system allowing MO's? Chase rings a bell, but are there others?
Also, does anyone know of a larger bank that has a solid mobile deposit system allowing MO's? Chase rings a bell, but are there others?
#310
Join Date: Apr 2011
Programs: UA Gold, AA Gold, Hyatt Plat, SPG Gold, Marriott Plat, Hilton Gold, Hertz Pres Circle, etc etc
Posts: 382
I have not been successful trying to do this with Chase, Fidelity, ING, ST. Like debtinator, I'd love to hear if anyone has found a bank to do this with.
Last edited by greek2me; Apr 10, 2013 at 2:59 pm Reason: typo
#311
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
As a data point: I've had success with the 5.95 fee cards. If anyone's had success with the 4.95 one's I'd love to hear it. If you need more details please reach out.
Also, does anyone know of a larger bank that has a solid mobile deposit system allowing MO's? Chase rings a bell, but are there others?
Also, does anyone know of a larger bank that has a solid mobile deposit system allowing MO's? Chase rings a bell, but are there others?
#312
Join Date: Feb 2013
Location: Tampa, FL
Posts: 304
The mobile system is limited and only allows you to do a certain amount per day as I'm sure you know. Either way, most ATM's take MOs no problem.
Anyone else going to jump on the Chase deal?
Anyone else going to jump on the Chase deal?
#313
Join Date: Aug 2010
Location: Bay Area, CA
Programs: AA Plat, UA Gold, AS MVP Gold, HH Diamond, SPG Gold, Club Carlson Gold, US
Posts: 956
You have Exceeded Attempts. Your card is not eligible for the program.
My bro and my wife are getting the same error (same home address)..
#314
Join Date: May 2012
Posts: 168
A $1k MO costs .70. That's a lot less hassle. I just use my bank's app to deposit them. Seems like less of a hassle than ringing up 9 separate transactions for a pepper.
#315
Join Date: Oct 2012
Posts: 167
Barclays "had" a card which awarded 4% in Travelocity credit. the rewards program is different for new applicants. Discussion here:
http://www.flyertalk.com/forum/credi...-now-amex.html
http://www.flyertalk.com/forum/credi...-now-amex.html