Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Aug 2, 2013, 12:01 am
#2101
Join Date: May 2013
Posts: 939
While the girls were getting their mani/pedis done at a nail shop located in the WM i had a chance to see just how much action the Kiosk gets (situated right in front of the shop). Its no wonder that thing is always out of order... Very heavy traffic. Im not sure it was designed for the high volume it actually accomidates.
Aug 2, 2013, 12:43 am
#2102
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
While the girls were getting their mani/pedis done at a nail shop located in the WM i had a chance to see just how much action the Kiosk gets (situated right in front of the shop). Its no wonder that thing is always out of order... Very heavy traffic. Im not sure it was designed for the high volume it actually accomidates.
Aug 2, 2013, 12:50 am
#2103
Join Date: May 2013
Posts: 939
Im not really a fan of the kiosks but wanted to used them to burn through some GCs. I visted 3 WMs today. 1 didnt seem to have the MO function working and directed me to the CS desk, one was completely down for the count and the one outside the nail shop was working.
Aug 2, 2013, 8:50 pm
#2104
Join Date: Apr 2012
Location: LAX
Posts: 238
Few MC not working
Got MC from Safeway issued by US National - doesn't load at WM. Is that the case? Tried searching through the threads but didn't get info if this card is amongst the few MC that don't work @ WM. Please advice.
Aug 2, 2013, 9:12 pm
#2105
Join Date: Mar 2012
Posts: 784
Ummm, did you read the step by step found in the wiki?
Aug 2, 2013, 10:17 pm
#2107
Join Date: Jul 2011
Location: Las Vegas or Park City
Posts: 169
I have been trying to load my BB from the Kiosks too and it wouldn't allow me. Did your Kiosk have a button for BB card? This is new to mine, it wasn't there last week when I loaded some. So I went across the street to Fry's (krogers) and get two MO's, the clerk was OK with me to pay for the MO with cash, and read from the GC. Took all of 2 minutes, very quick process. I don't plan on doing much MO's but it's nice to know how efficient the store is with them.
Aug 2, 2013, 10:29 pm
#2109
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
Aug 2, 2013, 11:11 pm
#2110
Join Date: Mar 2012
Posts: 784
I don't use them, so have no experience with these particular cards, but
Try reading around here as those exact cards are discussed
http://www.flyertalk.com/forum/20762604-post1256.html
Aug 2, 2013, 11:46 pm
#2111
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
Aug 3, 2013, 12:21 am
#2112
Join Date: May 2012
Posts: 175
I don't think it is dying. I just noticed the BB button this week when I loaded a HIGC to my BB (before it died). The kiosk was VERY slow! I would press the BB button several times before it came up on the screen to add money.
Aug 3, 2013, 8:52 am
#2113
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
This is what I noticed also that the system was very slow in responding after pushing the BB button, I'm going out later today to see if things have sped up any.
Aug 3, 2013, 8:56 am
#2114
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I can also report that the kiosk has been running slow the last two times I've used it. That is for MOs and GB load. I stopped loading BB with GC because I wanted to use VRs.