Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Nov 18, 2014, 7:00 am
#6856
Join Date: May 2005
Programs: UA Plat (1MM), AA Plat, HH Diamond, MR Plat, Hyatt Diamond, SPG Plat.
Posts: 655
Amex as payee instead of FIA Card Services
So here is the situation, i created a new payee for my FIA Amex card issued by Bank of America. I used Amex instead of FIA Card Services.
Would payment to this new payee be eventually routed to FIA? Since the Amex number is unique. I would think so, but would like to hear from people in the know.
Thanks!
@ORD
Would payment to this new payee be eventually routed to FIA? Since the Amex number is unique. I would think so, but would like to hear from people in the know.
Thanks!
@ORD
Nov 18, 2014, 9:34 am
#6857
Join Date: Dec 2013
Posts: 3,509
So here is the situation, i created a new payee for my FIA Amex card issued by Bank of America. I used Amex instead of FIA Card Services.
Would payment to this new payee be eventually routed to FIA? Since the Amex number is unique. I would think so, but would like to hear from people in the know.
Thanks!
@ORD
Would payment to this new payee be eventually routed to FIA? Since the Amex number is unique. I would think so, but would like to hear from people in the know.
Thanks!
@ORD
Nov 18, 2014, 12:45 pm
#6858
Join Date: Jun 2014
Posts: 329
Hello,
Can someone please explain me the below (i copied it from the wiki)
If i am understanding this properly: I ask cashier for $400 load to my BB
I swipe my BB first, then my first $200 GC then 2nd $200 GC?
Thanks
Can someone please explain me the below (i copied it from the wiki)
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
I swipe my BB first, then my first $200 GC then 2nd $200 GC?
Thanks
Nov 18, 2014, 12:55 pm
#6859
Join Date: Jun 2007
Posts: 1,406
Newbie question
1) Can I still do manufactured spending with BB?
2.1) Other than opening the BB a/c what else do I need? I have two target prepaid visa cards - are they good? If not what else do I need? I do have regular CCs that I want to spend from. I used Amazon payments but it was shutdown.
2.2) I understand cash load packs are used but not available anymore? Will the Target prepaid visa do the trick?
3) Can I add multiple prepaid CCs to BB account and take money out?
What else do I need to get started? I read the wiki but very confusing.
2.1) Other than opening the BB a/c what else do I need? I have two target prepaid visa cards - are they good? If not what else do I need? I do have regular CCs that I want to spend from. I used Amazon payments but it was shutdown.
2.2) I understand cash load packs are used but not available anymore? Will the Target prepaid visa do the trick?
3) Can I add multiple prepaid CCs to BB account and take money out?
What else do I need to get started? I read the wiki but very confusing.
Nov 18, 2014, 12:58 pm
#6860
Join Date: May 2010
Posts: 688
max of 4 swipes per transaction means that if you are loading $200 cards to BB, the most you can load is $800 (4 x $200).
Nov 18, 2014, 3:01 pm
#6863
Join Date: Oct 2014
Posts: 17
I've been following this thread fairly consistently the past few months but I don't think I've seen an answer to this question, does it matter whether you load fixed amounts (ex: $500) each time to your BB or is it better to load in varying amounts such as $237.50 and $262.50? Does BB/Amex even care how the cards are loaded?
I use the money deposited into BB to pay off my CC bills but I'm just curious whether I should be loading $500 at a time or split it up into multiple transactions (trying to meet a $3k/3mo spending requirement for a card).
Thanks.
I use the money deposited into BB to pay off my CC bills but I'm just curious whether I should be loading $500 at a time or split it up into multiple transactions (trying to meet a $3k/3mo spending requirement for a card).
Thanks.
Nov 18, 2014, 3:16 pm
#6864
Join Date: Jun 2014
Posts: 319
I've been following this thread fairly consistently the past few months but I don't think I've seen an answer to this question, does it matter whether you load fixed amounts (ex: $500) each time to your BB or is it better to load in varying amounts such as $237.50 and $262.50? Does BB/Amex even care how the cards are loaded?
I use the money deposited into BB to pay off my CC bills but I'm just curious whether I should be loading $500 at a time or split it up into multiple transactions (trying to meet a $3k/3mo spending requirement for a card).
Thanks.
I use the money deposited into BB to pay off my CC bills but I'm just curious whether I should be loading $500 at a time or split it up into multiple transactions (trying to meet a $3k/3mo spending requirement for a card).
Thanks.
Nov 18, 2014, 3:24 pm
#6865
Join Date: Oct 2014
Posts: 17
Do you recommend I do some random loads with my debit card as well or does it not matter in the eyes of AMEX what card is being used to do the load as long as they are inconsistent amounts?
Nov 18, 2014, 5:03 pm
#6866
Join Date: May 2010
Posts: 688
I've been following this thread fairly consistently the past few months but I don't think I've seen an answer to this question, does it matter whether you load fixed amounts (ex: $500) each time to your BB or is it better to load in varying amounts such as $237.50 and $262.50? Does BB/Amex even care how the cards are loaded?
I use the money deposited into BB to pay off my CC bills but I'm just curious whether I should be loading $500 at a time or split it up into multiple transactions (trying to meet a $3k/3mo spending requirement for a card).
Thanks.
I use the money deposited into BB to pay off my CC bills but I'm just curious whether I should be loading $500 at a time or split it up into multiple transactions (trying to meet a $3k/3mo spending requirement for a card).
Thanks.
Nov 18, 2014, 5:31 pm
#6867
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
As the wiki says, you get four swipes, with your Bluebird counting as one. That means, loading $200 at a time, you can do a total of $600 in one transaction (3 x $200).
Nov 18, 2014, 5:50 pm
#6868
Join Date: May 2010
Posts: 688
My mistake, I got confused with the Billpay 4 swipe max. The most swipes I've done on BB is 2 x $500 cards or 1 x $1,00 card at a time.
Nov 19, 2014, 7:07 am
#6869
Join Date: Aug 2013
Posts: 1,207
The person who answered you is either trolling or doesnt know what they are talking about. Either way, amex bb never seens that you are even loading with a debit card at walmart, it all shown as cash reloads, so it doesnt matter one fig what card you use. Dont waste it on your regular debit card. This prepaid has been around long enough that theres enough data to show that at least now, they dont care at all how you load and unload, so do whatever is easiest and fastest for your own needs.
Nov 19, 2014, 8:12 am
#6870
Join Date: Jul 2012
Location: Beverly Hills
Posts: 713
Me and spouse have BB and are generally pleased with the physical check/loading WM (albeit it's a bit pain). Now the Redbird came out and it would be easier for us to load/unload at Target/ATM (but will be losing physical check).
If you decided to switch from BB to Red, what made you do so if I may ask?
I think we are switching soon but I just wished if I could have maintained that physical check aspect.
If you decided to switch from BB to Red, what made you do so if I may ask?
I think we are switching soon but I just wished if I could have maintained that physical check aspect.
No heinous GC buying at Kroger with semi-clueless ringers. No having to step foot in a WM (^^^) and then finally no $5.95 purchase fee (plus driving around Tucson in hellish traffic).