Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Apr 29, 2013, 8:10 pm
#481
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
I am talking about paying credit card bills ONLINE folks. Just PMed this so I thought I would paste it here for all. It's really not that complicated. Unless I am missing something myself. Buy VR with chase or amex cards, pay them online. Rinse and repeat. Again and again.
------------------------------------------------
Follow these steps to pay Chase (or Amex) credit card bills ONLINE. No need to send paper checks at all!!!
Log into your BB account
On left hand side, under your $$ balance, click on "pay bills"
Under "who do you need to pay", type "Chase Credit Cards" and click the weird looking button (looks like a flashlight)
Under the bold headline "Add a New Payee", click on "Chase Credit Cards"
Type a nickname for this card, i.e: Freedom Visa or whatever
Type the credit card account number
Click "save" or "save and pay now"
Enter the amount you want to pay if you choose to "save and pay now" or click on the + sign on the left hand when this account should now be listed.
Click Continue
Click Submit
You are DONE!!!
Check your chase account at Chase and give it at least a few business days for the payment to show up!
I have been doing this exact procedure for Chase and AMEX cards and mortgage payment for months. I have NEVER had a problem yet. ymmv but, in my personal experience, this works flawlessly.
Good luck. Yes....it is that easy!
------------------------------------------------
Follow these steps to pay Chase (or Amex) credit card bills ONLINE. No need to send paper checks at all!!!
Log into your BB account
On left hand side, under your $$ balance, click on "pay bills"
Under "who do you need to pay", type "Chase Credit Cards" and click the weird looking button (looks like a flashlight)
Under the bold headline "Add a New Payee", click on "Chase Credit Cards"
Type a nickname for this card, i.e: Freedom Visa or whatever
Type the credit card account number
Click "save" or "save and pay now"
Enter the amount you want to pay if you choose to "save and pay now" or click on the + sign on the left hand when this account should now be listed.
Click Continue
Click Submit
You are DONE!!!
Check your chase account at Chase and give it at least a few business days for the payment to show up!
I have been doing this exact procedure for Chase and AMEX cards and mortgage payment for months. I have NEVER had a problem yet. ymmv but, in my personal experience, this works flawlessly.
Good luck. Yes....it is that easy!
Apr 29, 2013, 8:13 pm
#482
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Apr 29, 2013, 8:15 pm
#483
Join Date: Jul 2012
Location: KSTP KSPG
Programs: AOPA
Posts: 974
I have citi AA business card, which payee should I choose on bb?
Thanks!
Thanks!
Apr 29, 2013, 8:16 pm
#484
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Actually looks like I will switch to Citi Fwd 5x after 1st May. Applying for that one now.
I can't get in on Club Carlson card. Too many inquiries combined with some carried balances (on 0% of course) and, unfortunately, an old judgement, means US bank won't budge
I must confess to getting some Suntrust debit cards for my dogs a couple of years ago. No joke
I can't get in on Club Carlson card. Too many inquiries combined with some carried balances (on 0% of course) and, unfortunately, an old judgement, means US bank won't budge
I must confess to getting some Suntrust debit cards for my dogs a couple of years ago. No joke
Apr 29, 2013, 10:05 pm
#486
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Apr 30, 2013, 8:53 am
#491
Join Date: Feb 2013
Location: Tampa, FL
Posts: 304
I've sent payments to Great Lakes for my student loans. Posted in 3 business days I believe without issue.
Apr 30, 2013, 9:03 am
#492
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Apr 30, 2013, 6:59 pm
#493
Join Date: Apr 2013
Posts: 3
bluebird check limits
Quick question: if you want to send out a payment quickly, do you see any problem with pre-authorizing multiple checks to the same recipient to avoid the delay for a larger check authorization? Assuming that payment does not need to be received as a single check.
Apr 30, 2013, 7:24 pm
#494
Join Date: Dec 2009
Posts: 89
When you preauthorize they don't know whom the checks are going to at that point, only the amount and the check number. They could look up the recipient on the check after it has been cashed, but do they care enough to bother?
Apr 30, 2013, 7:53 pm
#495
Join Date: Jul 2009
Location: RDU
Programs: Delta silver, HH silver, IHG platinum, SPG gold, AMEX platinum
Posts: 400
Apologies if this has been covered.. Does anyone have any experience using BB Checks to pay a CC or other payment that is due same-day and accepts checks via phone? I guess what I am asking is will these checks (after pre-authorizing) work over the phone for vendors who accept payment by check over the phone? Thanks I have a bill due before BB's 2 biz day cutoff...