Jun 15, 2014, 4:36 pm
Last edit by: hi-guy
Thanks to Doctor of Credit for adding this list.
Low Fee ATMs
No Fee ATMs
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
Low Fee ATMs
- AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
- B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
- Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM. $400 limit
- Cathay Bank: $2 per withdrawal [ATM locator].
- First Entertainment Credit Union: 99cents per withdrawal [CA only Branch locator]
- McDonalds: $1 per withdrawal, $300 limit [Restaurant locator]
- Frost Bank (TX) $2.00 per WD
- Wegmans: $1 per withdrawal [East Coast, Store locator]
- Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]
No Fee ATMs
- Barona Casino: San Diego, California
- Bellco: Colorado Only, Branch locator
- Capital One 360 Cafes
Chicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet. Extra perks with use of Capital One debit card. $800 limit - Quick Chek: .NY, NJ only,.Store locator
- KwikTrip: $200 limit IA, MN, WI only, Store locator
- Liberty Bank: CT only, Branch locator (New Haven branch near Yale charges per this post)
- Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
- MSU Federal Credit Union: MI only, .Branch locator
- Racetrac: ATM sponsored by Fifth Third Bank (not at bank) Central Florida
- Rutters: PA only, Store locator
- Royal Farms Convenience Store: VA, MD, PA, DE. $200 limit Store locator
- Sheetz: PA, VA, WV, MD, OH, NC only, Store locator
- The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
- Thornton's Gas/Convenience Stores (Central FL). Sponsor: PNC (may not be good at PNC branch)
- Turkey Hill Gas Stations:.PA, OH, IN only Store locator
- Wawa convenience store: Central FL, MD, NJ, PA & VA .Store locator
- Get Go: OH, Store locator
- Wiegels Convenience Store: Knoxville TN area only.Store locator
- Woodman’s: WI and extreme northern IL only,.Store locator
- View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
- Aldi supermarkets, not sure if fee free or low fee. Some stores don't have ATM. Don't make special trip.
- Cardtronics ATM inside CVS locations. (Varies due to bank branding, ie, Chase affiliated Cardtronics ATM had $3 fee. On the other hand, Cardtronics ATM at a local Costco had local CU branding, was $1.25 per WD) Cardtronics inside CVS = $3 in PHX area See below:
http://www.cardtronics.com/consumers/consumer-faq.asp - Eastern Washington University PUB (building) in Cheney, Washington
- RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit $2 fee in Houston as of 2/2015
True no-fee ATMs?
Sep 3, 2013, 2:47 pm
#107
Join Date: Jul 2011
Posts: 321
Could someone please let me know if visa, master cards gift cards found issued by US Bank and Meta bank could be used in no fee atms? I know a location of a no fee atm it did not charge anything on my bank card. So I am not sure it will do the same for pin settable cards.
Sep 3, 2013, 3:13 pm
#108
Join Date: Jul 2012
Posts: 60
Could someone please let me know if visa, master cards gift cards found issued by US Bank and Meta bank could be used in no fee atms? I know a location of a no fee atm it did not charge anything on my bank card. So I am not sure it will do the same for pin settable cards.
The answer is no.
Mar 14, 2014, 3:53 pm
#110
Join Date: Feb 2014
Location: SQSP
Programs: 1&2
Posts: 167
Mar 17, 2014, 7:38 am
#114
Join Date: Feb 2014
Location: SQSP
Programs: 1&2
Posts: 167
I could be wrong ... but I thought the USAA atms were free. I haven't looked at one in awhile (and there aren't any near where I'm living right now) but it would be worth looking at next time you're in a CVS if they have one. There is a credit union in nc that is completely fee free.
Mar 17, 2014, 8:48 am
#115
Join Date: Feb 2014
Posts: 825
I could be wrong ... but I thought the USAA atms were free. I haven't looked at one in awhile (and there aren't any near where I'm living right now) but it would be worth looking at next time you're in a CVS if they have one. There is a credit union in nc that is completely fee free.
Mar 17, 2014, 8:49 am
#116
Join Date: Feb 2014
Posts: 825
I could be wrong ... but I thought the USAA atms were free. I haven't looked at one in awhile (and there aren't any near where I'm living right now) but it would be worth looking at next time you're in a CVS if they have one. There is a credit union in nc that is completely fee free.
Mar 17, 2014, 9:25 am
#117
Join Date: Jan 2013
Location: NYC
Posts: 538
https://www.usaa.com/inet/pages/usaa...it_taking_atms
This is in addition to any of USAA's smaller network of its own ATMs (which used to be limited to those in the lobby of the actual bank in San Antonio!).
Mar 17, 2014, 11:34 am
#118
Join Date: Feb 2014
Location: SQSP
Programs: 1&2
Posts: 167
USAA also has a network of "preferred ATMs" for which they don't have to cover the surcharges:
https://www.usaa.com/inet/pages/usaa...it_taking_atms
This is in addition to any of USAA's smaller network of its own ATMs (which used to be limited to those in the lobby of the actual bank in San Antonio!).
https://www.usaa.com/inet/pages/usaa...it_taking_atms
This is in addition to any of USAA's smaller network of its own ATMs (which used to be limited to those in the lobby of the actual bank in San Antonio!).
edit: and from what I can tell on the website, they are fee-free for everyone, not just USAA members.
Jun 15, 2014, 2:53 am
#119
Join Date: Nov 2013
Location: United States
Posts: 526
I didn't know how to add a wiki, so I'll just post this information here. This list originally appeared on my blog here (with some information collected from this thread), I've since updated it several times with information from other forums and suggestions my readers have made.
Low Fee ATMs
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
This post contains a link to my own site, I've included all the relevant information so you don't need to visit my site.
Low Fee ATMs
- AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
- B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
- Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM.
- Cathay Bank: $2 per withdrawal [ATM locator].
- McDonalds: $1 per withdrawal, maximum of $300 cash out [Restaurant locator]
- Wegmans: $1 per withdrawal [East Coast, Store locator]
- Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]
- Barona Casino: San Diego, California
- Bellco: Colorado Only, Branch locator
- Capital One 360 Cafes: $800 limit (Chicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet as well (50% off beverage purchaes with Capital One 360 mug/tumbler - no idea how to get one of these though).
- First Entertainment Credit Union: CA only (possibly only their Burbank location) Branch locator
- First Niagara: NY, PA, CT, MA.Branch locator
- Quick Chek: .NY, NJ only,.Store locator
- KwikTrip: $200 limit IA, MN, WI only, Store locator
- Liberty Bank: CT only .Branch locator
- Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
- MSU Federal Credit Union: MI only, .Branch locator
- Rutters: PA only, Store locator
- Royal Farms Convenience Store: VA, MD, PA, DE..Store locator
- Sheetz: .PA, VA, WV, .MD, OH, NC only, Store locator
- The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
- Turkey Hill Gas Stations:.PA, OH, IN only Store locator
- Wawa convenience store: FL, MA, NJ, PA & VA .Store locator
- Wiegels Convenience Store: Knoxville TN area only.Store locator
- Woodman’s: WI only,.Store locator
- View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
- Aldi supermarkets, not sure if fee free or low fee.
- Cardtronics ATM inside CVS locations.
- Eastern Washington University PUB (building) in Cheney, Washington
- Get Go: OH, Store locator
- RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit
This post contains a link to my own site, I've included all the relevant information so you don't need to visit my site.