Jun 15, 2014, 4:36 pm
Last edit by: hi-guy
Thanks to Doctor of Credit for adding this list.
Low Fee ATMs
No Fee ATMs
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
Low Fee ATMs
- AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
- B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
- Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM. $400 limit
- Cathay Bank: $2 per withdrawal [ATM locator].
- First Entertainment Credit Union: 99cents per withdrawal [CA only Branch locator]
- McDonalds: $1 per withdrawal, $300 limit [Restaurant locator]
- Frost Bank (TX) $2.00 per WD
- Wegmans: $1 per withdrawal [East Coast, Store locator]
- Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]
No Fee ATMs
- Barona Casino: San Diego, California
- Bellco: Colorado Only, Branch locator
- Capital One 360 Cafes
Chicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet. Extra perks with use of Capital One debit card. $800 limit - Quick Chek: .NY, NJ only,.Store locator
- KwikTrip: $200 limit IA, MN, WI only, Store locator
- Liberty Bank: CT only, Branch locator (New Haven branch near Yale charges per this post)
- Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
- MSU Federal Credit Union: MI only, .Branch locator
- Racetrac: ATM sponsored by Fifth Third Bank (not at bank) Central Florida
- Rutters: PA only, Store locator
- Royal Farms Convenience Store: VA, MD, PA, DE. $200 limit Store locator
- Sheetz: PA, VA, WV, MD, OH, NC only, Store locator
- The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
- Thornton's Gas/Convenience Stores (Central FL). Sponsor: PNC (may not be good at PNC branch)
- Turkey Hill Gas Stations:.PA, OH, IN only Store locator
- Wawa convenience store: Central FL, MD, NJ, PA & VA .Store locator
- Get Go: OH, Store locator
- Wiegels Convenience Store: Knoxville TN area only.Store locator
- Woodman’s: WI and extreme northern IL only,.Store locator
- View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
- Aldi supermarkets, not sure if fee free or low fee. Some stores don't have ATM. Don't make special trip.
- Cardtronics ATM inside CVS locations. (Varies due to bank branding, ie, Chase affiliated Cardtronics ATM had $3 fee. On the other hand, Cardtronics ATM at a local Costco had local CU branding, was $1.25 per WD) Cardtronics inside CVS = $3 in PHX area See below:
http://www.cardtronics.com/consumers/consumer-faq.asp - Eastern Washington University PUB (building) in Cheney, Washington
- RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit $2 fee in Houston as of 2/2015
True no-fee ATMs?
Mar 3, 2013, 1:52 pm
#76
Join Date: Nov 2010
Location: ONT
Programs: AGR, UA, AA
Posts: 476
Barona Resort in San Diego County has free ATMs, which I've verified. You can take the free shuttle from the El Cajon trolley station and avoid the winding road that leads up to the casino. https://plus.google.com/+baronacasino/posts/724VKHTnnKY
Mar 5, 2013, 7:14 pm
#77
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
Exactly what they charge will vary from one institution to another.
Mar 6, 2013, 7:36 pm
#80
Join Date: Oct 2012
Posts: 164
Just saw this in a Paypal thread:
https://www.paypal-community.com/t5/.../476834/page/2
Kwik Trip has surcharge free ATMs if you are lucky enough to have them in your state. They are great, but sometimes hard to find. I love Kwik Trip!
Mar 6, 2013, 9:28 pm
#81
Join Date: Apr 2012
Posts: 1,184
AFAIK, any major bank's ATM is always going to charge a fee for non-network cards. They want to provide an incentive for users to establish an account with their own bank/network; waiving the ATM fee is one of the common perks they offer to do so.
Exactly what they charge will vary from one institution to another.
Exactly what they charge will vary from one institution to another.
Mar 8, 2013, 11:40 pm
#82
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
Perhaps so, however I don't believe this is the case at all BoA ATMs. I'll take a closer look at a local one, but last time I paid attention, it definitely had a fee for non-customers.
Mar 9, 2013, 3:51 am
#83
Join Date: Apr 2012
Posts: 1,184
Oh, definitely, the vast majority of them will charge a fee. I was just saying that the blanket statement that a big-bank ATM is going to charge a fee for non-customers isn't always true.
Mar 9, 2013, 12:54 pm
#84
FlyerTalk Evangelist
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Location: Madison, WI, USA
Posts: 14,162
Mar 9, 2013, 12:59 pm
#85
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
Mar 9, 2013, 1:15 pm
#86
Join Date: Oct 2007
Programs: AGR, PC, HH no status as I stopped paying for travel
Posts: 1,454
Does such a thing still exist?
I'm not talking about no-surcharge ATMs for in-network cards (where they won't charge you a fee if you use an ATM that's part of the card's network). I'm talking about an ATM that doesn't charge a fee for anyone's card, regardless of the network.
There are a number of reloadable cards that can be unloaded at ATMs (once they have been registered). You often get one withdrawal a month without being charged a fee by the card company (for example, the blue, reloadable American Express prepaid card - these were so nice to buy at OD up until last weekend). But these cards are not part of any ATM network (at least none that I've been able to identify) so you still have to pay the ATM fee.
I've been looking for an ATM that does not charge a fee (for any card). I know these used to exist (a few years ago) but I have been unable to find one recently.
Have true fee-free ATMs vanished from the earth completely?
I'm not talking about no-surcharge ATMs for in-network cards (where they won't charge you a fee if you use an ATM that's part of the card's network). I'm talking about an ATM that doesn't charge a fee for anyone's card, regardless of the network.
There are a number of reloadable cards that can be unloaded at ATMs (once they have been registered). You often get one withdrawal a month without being charged a fee by the card company (for example, the blue, reloadable American Express prepaid card - these were so nice to buy at OD up until last weekend). But these cards are not part of any ATM network (at least none that I've been able to identify) so you still have to pay the ATM fee.
I've been looking for an ATM that does not charge a fee (for any card). I know these used to exist (a few years ago) but I have been unable to find one recently.
Have true fee-free ATMs vanished from the earth completely?
I think this skirts the issue you where addressing
Mar 9, 2013, 1:52 pm
#87
Join Date: Feb 2013
Programs: All of them!
Posts: 322
As nwflyboy explained, a bank that pays other banks' ATM fees doesn't solve the problem because the point of "manufactured spending" is to withdraw money from prepaid accounts funded by CC, not from a checking account. And as others in this thread have pointed out, such no-fee-for-anyone ATMs are rare but they do exist. I'm making a business trip to somewhere that has Wawas in a couple of weeks and I'm going to bring along my prepaid cards and make some withdrawals.
Mar 9, 2013, 1:52 pm
#88
Join Date: May 2011
Location: Ann Arbor
Programs: Delta GM, Hilton
Posts: 192
Not really. You still have to use an Ally debit card to get reimbursed. This is no help if you are trying to cash out American Express pepaid cards
Mar 10, 2013, 5:53 pm
#89
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
It can be a little awkward going to the bank to deposit big wads of $20 bills, though. I'm willing to put up with that.
Mar 10, 2013, 9:53 pm
#90
Join Date: Jan 2008
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