Jun 15, 2014, 4:36 pm
Last edit by: hi-guy
Thanks to Doctor of Credit for adding this list.
Low Fee ATMs
No Fee ATMs
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
Low Fee ATMs
- AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
- B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
- Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM. $400 limit
- Cathay Bank: $2 per withdrawal [ATM locator].
- First Entertainment Credit Union: 99cents per withdrawal [CA only Branch locator]
- McDonalds: $1 per withdrawal, $300 limit [Restaurant locator]
- Frost Bank (TX) $2.00 per WD
- Wegmans: $1 per withdrawal [East Coast, Store locator]
- Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]
No Fee ATMs
- Barona Casino: San Diego, California
- Bellco: Colorado Only, Branch locator
- Capital One 360 Cafes
Chicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet. Extra perks with use of Capital One debit card. $800 limit - Quick Chek: .NY, NJ only,.Store locator
- KwikTrip: $200 limit IA, MN, WI only, Store locator
- Liberty Bank: CT only, Branch locator (New Haven branch near Yale charges per this post)
- Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
- MSU Federal Credit Union: MI only, .Branch locator
- Racetrac: ATM sponsored by Fifth Third Bank (not at bank) Central Florida
- Rutters: PA only, Store locator
- Royal Farms Convenience Store: VA, MD, PA, DE. $200 limit Store locator
- Sheetz: PA, VA, WV, MD, OH, NC only, Store locator
- The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
- Thornton's Gas/Convenience Stores (Central FL). Sponsor: PNC (may not be good at PNC branch)
- Turkey Hill Gas Stations:.PA, OH, IN only Store locator
- Wawa convenience store: Central FL, MD, NJ, PA & VA .Store locator
- Get Go: OH, Store locator
- Wiegels Convenience Store: Knoxville TN area only.Store locator
- Woodman’s: WI and extreme northern IL only,.Store locator
- View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
- Aldi supermarkets, not sure if fee free or low fee. Some stores don't have ATM. Don't make special trip.
- Cardtronics ATM inside CVS locations. (Varies due to bank branding, ie, Chase affiliated Cardtronics ATM had $3 fee. On the other hand, Cardtronics ATM at a local Costco had local CU branding, was $1.25 per WD) Cardtronics inside CVS = $3 in PHX area See below:
http://www.cardtronics.com/consumers/consumer-faq.asp - Eastern Washington University PUB (building) in Cheney, Washington
- RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit $2 fee in Houston as of 2/2015
True no-fee ATMs?
Feb 13, 2013, 11:43 am
#46
Join Date: Jul 2007
Programs: Marriott Platinum
Posts: 274
its not that accurate. those are surcharge free ATMs for someone who has an EBT card (food stamps/gov benefits). I've been to a couple of them and they charged fees. best to check yourself.
BTW Winco is correct, its $1 for ATM, up to $1k. saves you a quarter over costco, but only worth it if it is in your way..
BTW Winco is correct, its $1 for ATM, up to $1k. saves you a quarter over costco, but only worth it if it is in your way..
Feb 13, 2013, 4:23 pm
#47
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
Just wondering, why are so many people looking for no-free ATMs? You can easily get a debit card that lets you withdraw without a fee at thousands of ATMs within a network, or you can get cash back at a grocery store. Is there some appeal of no-free ATMs, or is this just for curiosity's sake?
Feb 13, 2013, 4:30 pm
#48
Join Date: Jan 2008
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Just wondering, why are so many people looking for no-free ATMs? You can easily get a debit card that lets you withdraw without a fee at thousands of ATMs within a network, or you can get cash back at a grocery store. Is there some appeal of no-free ATMs, or is this just for curiosity's sake?
Feb 14, 2013, 12:10 am
#51
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Feb 14, 2013, 7:03 pm
#52
Original Poster
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Feb 14, 2013, 9:00 pm
#55
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Feb 14, 2013, 9:25 pm
#56
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
It used to be true that a foreign ATM card was not charged any local ATM fees at ATMs in other countries, but this has changed markedly in the past couple of years. But there remain exceptions:
1. In Australia - SunCorp.
2. In Canada - Bank of Montreal.
3. In Cambodia - Canadia Bank.
Please feel free to add to this list.
1. In Australia - SunCorp.
2. In Canada - Bank of Montreal.
3. In Cambodia - Canadia Bank.
Please feel free to add to this list.
Feb 14, 2013, 9:39 pm
#57
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
Surcharge-free networks are networks of ATMs that you can use without paying the usual surcharge. Allpoint, Moneypass, and so on, are examples.
Then there are the networks that actually connect the ATMs: Cirrus (Mastercard), Plus (Visa), Pulse (Discover), NYCE, and so on.
Feb 15, 2013, 12:39 pm
#60
Join Date: May 2011
Location: NYC
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I have a bank account with a bank called First Republic. My bank refunds me ANY fees charged by ANY ATM all over the world. Better than trying to find no-fee ATM's!
Now if I only had an ATM machine I'd be minting money!
Now if I only had an ATM machine I'd be minting money!