Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Aug 23, 2013, 2:02 pm
#1412
Join Date: Jul 2013
Location: SoCal
Programs: AA EXP, SPG Lifetime Platinum, MR Platinum, Hilton Diamond
Posts: 249
Four deposits - $100, $500, $2500, $2500, $1500 then bill pay out two days later for around the same amounts. All deposits were from $500 GC's (Thank You Chase!) at Wally World. Like I stated twelve small debits/credit withdraws.
Last edited by kenme1; Aug 25, 2013 at 8:36 am
Aug 23, 2013, 2:05 pm
#1413
Join Date: Jun 2013
Posts: 1,060
So you followed the technique that I have understood from this forum, which is: do a deposit and then make a payment, and then do a deposit and payment and so on?
Did you clear your first statement?
Thanks!
Did you clear your first statement?
Thanks!
Aug 23, 2013, 2:28 pm
#1415
Join Date: Jun 2013
Posts: 1,060
I told them they were for my business 
I guess it was not obvious that IU have a legitimate one 
I guess it was not obvious that IU have a legitimate one
Aug 23, 2013, 11:57 pm
#1416
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
Ouch! My phone # is a Google Voice # and it doesn't work for sign-up:
"Please provide a valid mobile number. Note: This can’t be a virtual phone number."
I literally use this # for everything in the states - banks, credit cards, home, business, etc. and have never had this problem.
Anybody have any ideas? I tried my Textplus # too and it didn't work either.
"Please provide a valid mobile number. Note: This can’t be a virtual phone number."
I literally use this # for everything in the states - banks, credit cards, home, business, etc. and have never had this problem.
Anybody have any ideas? I tried my Textplus # too and it didn't work either.
Aug 24, 2013, 9:23 am
#1417
Join Date: Feb 2013
Posts: 170
I use google voice number for GoBank. It declined me first. On repeat attempts with same number, it accepted.
Aug 24, 2013, 8:45 pm
#1418
Join Date: Jun 2012
Posts: 78
How did you deposit $3000? I thought daily load limit was $2500.
Aug 25, 2013, 8:34 am
#1419
Join Date: Nov 2012
Location: SAN
Posts: 152
Agreed - but why not open more biz bank accounts and funnel more MO thatw ay. GB has dumped me and I am not sure it works for most. Some have survived the GB story - BRAVO to them, but for the most part GB is the pain and WM is not. Finally, for a few more cents there are MANY other places to buy paper.
Aug 25, 2013, 6:36 pm
#1421
Join Date: Dec 2009
Location: BOS
Programs: AA, SPG, UA, CSP
Posts: 338
any recent account closures?
I just completed my 3 month anniv....waiting to get dumped by GB but till now she pretends to love me.
I just completed my 3 month anniv....waiting to get dumped by GB but till now she pretends to love me.
Aug 25, 2013, 8:59 pm
#1422
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Maybe they have eliminated most of their client base already and decided to keep some to keep bank running
Aug 26, 2013, 12:05 am
#1423
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
And here we go.... Just got dumped. Not on a statement end. I survived the 1st month (8/15 statement) but have just had my account closed. I'm guessing they are doing a purge.
No bill pay at all. All load (under $4k) and MO out at WM. Total loaded in a month and a bit $12.7k. Peanuts. I wish I'd gone harder at this rather than trying to figure out a way to keeping it alive.
These guys really piss me off. They get a debit swipe fee every transaction, They get the float. they are not paying out anything so why the anal attitude towards MS?
No bill pay at all. All load (under $4k) and MO out at WM. Total loaded in a month and a bit $12.7k. Peanuts. I wish I'd gone harder at this rather than trying to figure out a way to keeping it alive.
These guys really piss me off. They get a debit swipe fee every transaction, They get the float. they are not paying out anything so why the anal attitude towards MS?
Aug 26, 2013, 6:55 am
#1424
Join Date: Nov 2009
Location: DEN
Programs: SPG Gold; HH Diamond
Posts: 223
And here we go.... Just got dumped. Not on a statement end. I survived the 1st month (8/15 statement) but have just had my account closed. I'm guessing they are doing a purge.
No bill pay at all. All load (under $4k) and MO out at WM. Total loaded in a month and a bit $12.7k. Peanuts. I wish I'd gone harder at this rather than trying to figure out a way to keeping it alive.
These guys really piss me off. They get a debit swipe fee every transaction, They get the float. they are not paying out anything so why the anal attitude towards MS?
No bill pay at all. All load (under $4k) and MO out at WM. Total loaded in a month and a bit $12.7k. Peanuts. I wish I'd gone harder at this rather than trying to figure out a way to keeping it alive.
These guys really piss me off. They get a debit swipe fee every transaction, They get the float. they are not paying out anything so why the anal attitude towards MS?
Aug 26, 2013, 6:57 am
#1425
Join Date: Nov 2012
Programs: Hyatt Diamond, Hilton Diamond, SPG Gold, Will never by anything with airlines
Posts: 287
to those who recently got booted...are you logging in online or strictly sticking with mobile app?
Also, are you paying any voluntary fees per month?
Also, are you paying any voluntary fees per month?