I've done (1) $2k transfer per month for at least two years and have never had a problem. What is the upside of the PPMC? Purchasing money orders and cutting down on the Paypal > Bank transfer time? Or, avoiding having to send the funds to another account?

When shutting accounts down, do they shut down all accounts under the same ss#, whether or not all of your accounts were involved in MS? I am using a business account in my wife's name and not touching her regular account. Wondering if they would close both accounts in a shutdown or just the one i'm using.

This is targeted but in case you ignore all store offers from PayPal as I do, it may be useful to know that they sent out an offer of 10 off 50 for Paypal Digital Gifts. You can get eGift cards to a number of retailers including eBay and Staples (many more). Only one of my two accounts got it.

if I buy MO with PP debit card at Walmart, will PP be able to see what I purchase?

I found a local grocery that sells MO with $0.99. Maybe it is safer to buy MO at grocery stores than WM?

I think the issue is not about MO, it is about pin based transactions. PP does not like pin based transactions, it prefers that we use it as a CC (signature purchase). I use PPBDMC to load USBuxx, which gives me 1%CB and then cash out via MO.

There have been multiple people reporting warning email due to ONLY Serve online load, which are not PIN based transactions.

No one knows what the hard line is for pp to shut someone down. Yes, there have been reports of shutdown for online serve loads. But I'm sure it's more complicated than that. I have yet to get any warnings and I do over 95% of my spending in bb/usbuxx loads and MOs. I probably have 5-10 small <$10 sig purchases every month. Am I just lucky? Maybe. I think the amount loaded with PPMC per month is a factor. I keep it under 2k, so I think I'm flying under the radar.

Paypal-go-round question/options
 

So, I wanted to ask since this has come up in my life once or twice...

I've occasionally used a Paypal account as follows:
-Money from CC into friend's PP account.
-Friend's account kicks money into my checking account.
-Use checking account to pay off CC at the next cycle.

The underlying motive was one part MS, one part "Not getting yelled at by my parents"...basically this would happen when I needed to kick dealing with them down the road by a few weeks. The MS on it was not efficient (Paypal's fees being more than a little on the steep side for this sort of thing), but I was able to make it work with the combination of points earned as a result and not getting my ear torn off for spending too much.

The main question I have is this: As things stand I now have three CCs which I'd like to earn points on. Are there any possible issues with this (other than PP deciding to freeze an account)? Are there options out there that I could use which would be less prone to issues and/or which might be more efficient, cost-wise? I don't intend to use-and-abuse this on a regular basis, but it's going to come up once or twice per year as a matter of course.

If you can get a RB, there's no fee for now loading with any credit card

Ha. If you're worried about parents yelling at you for spending small amounts (under 4k) this isn't the game for you.

I can assure you that signature loads to rb are not immune to papal's radar.

the main problem has been with PPMC, but PP isnt interested in what you want to do which is not buying or selling anything but simply transferring $$ around. If you do it every month look for a shut down to both accts, could be very small amounts they wont bother <$1k . I know accts that were shut down at the $4k level

I agree with those that suggested RB, since its new they arent on the war path yet, like MVD or PP

NOTHING is immune to Papal radar!!!

I'm...actually genuinely surprised that PP cares one way or another.

And as to being worried about getting yelled at, the issue at hand isn't the amount that's being cycled, it's the amount out at the end of the month. If it makes sense, it doesn't matter to them if $50k has been cycled on three cards...it matters if I'm "over-budget" by that amount at the end of the month.

Now, as a practical question, does it make any difference to PP if the transactions are checked as gifts versus purchases?

Paypal Error Code 109109
 

I have been using my cash for quite some time now. I usually load the mycash mastercard debit card and then use this to do all my regular purchases like grocerries, bill payments, online payments etc. Today when I try to load $500 for next month, I got the following error.

On certain occasions, in order to protect our customers from fraud, we implement a holding period before processing a redemption. Please wait for 30 minutes and try again. If you continue to experience issues, please call 1 (855) 721-5035.

My Cash Error Code = 109109.

Tried for the second time after waiting for sometime but got the same message. Was wondering whether any of you have come across this error before. Is there anything to worry about..