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Wal-Mart, Amex take on banks with Bluebird debit card

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Wal-Mart, Amex take on banks with Bluebird debit card

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Old Dec 30, 2012, 7:56 am
  #4756  
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Join Date: Jan 2003
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Originally Posted by AscorbylPalmitate
1. what happens if you only add $300 to a VR. can you add $200 at another location (just a hypothetical)?

2. can you reload the VR card if you've drained the $500 out of it?
How many VRs have you purchased?
NYBanker is offline  
Old Dec 30, 2012, 7:57 am
  #4757  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by Stoughton
No, it's not.

You purchase it to reload a debit card. Just like it states on the card "Reload your Prepaid Card"
oh. (forgive me. i'm new to the churning/rewards game)
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Old Dec 30, 2012, 7:57 am
  #4758  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by NYBanker
How many VRs have you purchased?
just 1 to test out the process
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Old Dec 30, 2012, 8:19 am
  #4759  
 
Join Date: Jan 2012
Posts: 267
Originally Posted by amolkold
Because it's free? And MO's get more scrutiny?



GD is different from InComm. I've spoken with a former GD exec and GDs are supposed to be hard-coded at store POS to only take cash.
If they are then they are not that hard coated!!! I have purchased them with CC multiple times.
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Old Dec 30, 2012, 8:20 am
  #4760  
 
Join Date: Jun 2011
Location: PHL
Posts: 656
Originally Posted by NYBanker
What "good old days" are you referring to? BB could never be used for MOs.



You cannot buy a MO with BB.

The easiest thing to do with bb is make random amount payments on your credit card for dates well prior to the due date. There is no fee. Don't cut it close on the payment date...just make random amount payments. Most major bank cc bills pay electronically from bb now....they aren't mailing checks to Chase or Citi.

This isn't about paying bills that you couldn't otherwise pay and earn points, it is simply about earning 5k points a month per bb account.

There is no need to ever visit Walmart to make bluebird work with VRs.

I hear you. I'm trying to mix in legit spend (bill pay) to stay under the radar. Too bad the MO thing wouldn't work. It would benefit WM (pull people into the store) as well.

Last edited by TimesTwo; Dec 30, 2012 at 9:03 am
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Old Dec 30, 2012, 8:34 am
  #4761  
 
Join Date: Oct 2010
Posts: 363
Originally Posted by NYBanker
This isn't about paying bills that you couldn't otherwise pay and earn points, it is simply about earning 5k points a month per bb account.
Actually for some of us this really is about paying bills that we couldn't otherwise pay and earn points. I have a very heavy student loan debt (thank you law school) and a mortgage to pay each month. I am ecstatic at the opportunity to earn 5,000 points on spending I could never previously earn points on. I am going to be very upset when this method dies because people are being greedy and sending money in a cycle without being intelligent about it.
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Old Dec 30, 2012, 9:24 am
  #4762  
 
Join Date: Jan 2010
Posts: 1,708
Originally Posted by junglesmacks
So I've sifted through as many pages of side chatter as I can without getting a boiled down answer. Where's the filter extraneous posts button when you need it?


Point blank.. how are your loading your BB card with your VR card and what is the limit on that?
Go to the vanillareload.com website. Follow the instructions on the back of the VR card.
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Old Dec 30, 2012, 9:32 am
  #4763  
 
Join Date: May 2012
Location: Orlando area, FL
Posts: 42
Originally Posted by ddallas
Go to the vanillareload.com website. Follow the instructions on the back of the VR card.
I've read every Q&A in the FAQ on the VR site. Staring at it now. I'm still not seeing how you are able to use VR to transfer VR balance > BB..
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Old Dec 30, 2012, 9:35 am
  #4764  
 
Join Date: Nov 2010
Location: South NJ
Posts: 263
Originally Posted by junglesmacks
I've read every Q&A in the FAQ on the VR site. Staring at it now. I'm still not seeing how you are able to use VR to transfer VR balance > BB..
Assuming you are serious... Go to their site, enter your BB card number and the VR pin number on the very first page. Voila.
Zamboni Driver is offline  
Old Dec 30, 2012, 9:37 am
  #4765  
 
Join Date: Jan 2010
Posts: 1,708
Originally Posted by junglesmacks
I've read every Q&A in the FAQ on the VR site. Staring at it now. I'm still not seeing how you are able to use VR to transfer VR balance > BB..
Look at the back of your VR card. It has instructions. "Go to vanillareload.com, enter your prepaid card number and PIN below"
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Old Dec 30, 2012, 9:41 am
  #4766  
 
Join Date: May 2012
Location: Orlando area, FL
Posts: 42
Originally Posted by ddallas
Look at the back of your VR card. It has instructions. "Go to vanillareload.com, enter your prepaid card number and PIN below"

I'm not asking how to load to your VR card. That's pretty simple.

I'm asking how you load your BB card with your VR card..


EDIT: Ok. Wait. Are you saying that VR and BB are on the same network.. so on the first page where it prompts you to "reload your card".. you enter your BB number.. then the PIN from the VR card.. and the transfer from the VR card is then applied to the BB card?

Last edited by junglesmacks; Dec 30, 2012 at 9:48 am
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Old Dec 30, 2012, 9:51 am
  #4767  
 
Join Date: Jan 2010
Posts: 1,708
Originally Posted by junglesmacks
Are you saying...on the first page where it prompts you to "reload your card".. you enter your BB number.. then the PIN from the VR card.. and the transfer from the VR card is then applied to the BB card?
Correct.
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Old Dec 30, 2012, 9:51 am
  #4768  
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Originally Posted by junglesmacks
I'm not asking how to load to your VR card. That's pretty simple.

I'm asking how you load your BB card with your VR card..


EDIT: Ok. Wait. Are you saying that VR and BB are on the same network.. so on the first page where it prompts you to "reload your card".. you enter your BB number.. then the PIN from the VR card.. and the transfer from the VR card is then applied to the BB card?
Goodness.

Those are the EXACT instruction on how to load VR to the BB card or any card that is eligible to take VR. It is written in plain English at the back of VR card, and it is the VERY FIRST SCREEN you pull up when you follow the instruction to go to Vanillareload.com.

If you have trouble even understand this.... pray you never run into an error message else you would freak out...
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Old Dec 30, 2012, 9:52 am
  #4769  
 
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Originally Posted by junglesmacks
I'm not asking how to load to your VR card. That's pretty simple.

I'm asking how you load your BB card with your VR card..


EDIT: Ok. Wait. Are you saying that VR and BB are on the same network.. so on the first page where it prompts you to "reload your card".. you enter your BB number.. then the PIN from the VR card.. and the transfer from the VR card is then applied to the BB card?
1. Go to vanillareload.com

2. enter your prepaid card number

3. enter your VR PIN

The transfer from the VR card is TO THE PREPAID CARD NUMBER YOU ENTERED IN STEP #2.
VRs can reload onto a number of different prepaid card products...not just the Bluebird. You have to tell vanillareload.com which prepaid card product to load onto by ENTERING YOUR PREPAID CARD NUMBER.
thegasguru is offline  
Old Dec 30, 2012, 9:55 am
  #4770  
 
Join Date: May 2012
Location: Orlando area, FL
Posts: 42
THANK YOU

I don't have a VR card in hand. I'm trying to figure this out beforehand. I have no back of the card to read and a couple of blank fields on a home page don't exactly spell this out.

Thank you for a clear and concise answer! This is why these threads go for 300+ pages with about 5 pages of actual, usable info.
junglesmacks is offline  


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