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-   -   AmEx for Target: $400/week credit card ATM withdrawals for 1.3%+ in certain cities (https://www.flyertalk.com/forum/manufactured-spending/1242493-amex-target-400-week-credit-card-atm-withdrawals-1-3-certain-cities.html)

StartinSanDiego Dec 5, 14 7:55 pm


Originally Posted by thehustla (Post 23929899)
Is there any chance of having more than one? :D

Are you in Utah?

ChrisFlyer66 Dec 6, 14 7:13 am


Originally Posted by touristtrap (Post 23941882)
I started loading $997 instead of $1000 from AGC. Much more convenient IMHO.

Any reasons not to continue doing so?

How exactly is that more convenient? You are just giving up credit card points on $3 worth of spending for no reason.

bworrell Dec 6, 14 9:24 am


Originally Posted by RickyBobby (Post 23949172)
Wiki states that "System will allow a $1000 load on a card with a $2000 balance so long as you are under $5000 for all cards over 28 day period" However, you state that you now have 3k on each card right now...is that correct? Not quite sure how you were able to exceed the 5k max balance...does your receipt say anything about a VOID load on any of the cards that you just loaded?

No... each card had a very minimum balance on it before the 12/5 load. I guess it let me load $6000 over that 28 days -- must have been a fluke. I'll try to re-load $1000 each when my 11/24 load drops off.

babykoala Dec 6, 14 10:23 am

Load $75+ at Target and get a 20% off voucher that can be used the following week Dec 7-13. I'm sure we can load much more than $75. I've got a coupon per load today.

touristtrap Dec 6, 14 6:16 pm


Originally Posted by ChrisFlyer66 (Post 23951530)
How exactly is that more convenient? You are just giving up credit card points on $3 worth of spending for no reason.

Well, cashiers are not confused about splitting payments ($996 + $7 etc.) and loosing 15 points or miles / month (180 per year) is not that significant loss IMO.

$997 + $3 makes a nice, round number for AGCs.

ttlmmky Dec 6, 14 7:27 pm


Originally Posted by touristtrap (Post 23954321)
Well, cashiers are not confused about splitting payments ($996 + $7 etc.) and loosing 15 points or miles / month (180 per year) is not that significant loss IMO.

$997 + $3 makes a nice, round number for AGCs.

There's nothing to be confused about really, just swipe AGC #1 with $1,000 balance and the register will auto drain it. Then the cashier will say $3 please.

touristtrap Dec 6, 14 9:05 pm


Originally Posted by ttlmmky (Post 23954539)
There's nothing to be confused about really, just swipe AGC #1 with $1,000 balance and the register will auto drain it. Then the cashier will say $3 please.

...as long as u r not dealing with my cashiers:confused:

TAWS Dec 6, 14 11:03 pm


Originally Posted by ttlmmky (Post 23954539)
There's nothing to be confused about really, just swipe AGC #1 with $1,000 balance and the register will auto drain it. Then the cashier will say $3 please.

I did this one time and the cashier messed up. It turned out my card never got $1000 loaded and had to call Amex and fax them the receipt to fix it.

Haleyb Dec 6, 14 11:26 pm


Originally Posted by bworrell (Post 23952041)
No... each card had a very minimum balance on it before the 12/5 load. I guess it let me load $6000 over that 28 days -- must have been a fluke. I'll try to re-load $1000 each when my 11/24 load drops off.

Not a fluke.
You can load 6k if you load the last 2k in a single transaction.

Every month.
It gets mentioned every now and again in the thread.

weezl Dec 7, 14 5:31 pm

How many AFT, RB, BB, Serve can one have per SS#?
 
I know you cannot have Redbird with BB or with Serve (one only of the 3 allowed per SS#) and I am pretty sure you CAN have AFT with Redbird, with BB or with Serve, but how are you getting >1 AFT per person? I assume that you are not talking about 2 AFTs split between one person and their S.O., because it would not make sense that the above posts on max loads cannot be >$5000 for both cards. How would both cards be looked at together by Amex if they are owned by separate people?

This then leads me to believe that one person can have 2 AFTs, is this true? AND they can have these 2 AFTs with a Redbird, or with a BB or with a Serve card?
And if that is true, between them and their S.O., they can have 4 AFTs with 2 Redbirds, or with 2 BB or with 2 Serve cards?

The Wiki is not clear here. It implies "both" cards as such:

Max 1 purchase per ss# per day....

Max $5000 total for both cards per 28 day rolling period.


but does not spell it out.

Once clarified, I'm happy to update the Wiki.

THANKS!


Edit: While I'm at it, what does the Wiki mean wrt multiple loads?

Q: Why load multiple accounts in one transaction?
A: to avoid multiple $1003 transactions on same CC in minutes. This may trigger a fraud alert.


Loading 2 AFT cards with 2 separate swipes of the same CC could trigger a fraud alert. Shouldn't the Q be:
"Q: Why you should NOT load multiple accounts in one transaction"

rama13 Dec 7, 14 5:59 pm


Originally Posted by weezl (Post 23958530)
This then leads me to believe that one person can have 2 AFTs, is this true?

Yes

Originally Posted by weezl (Post 23958530)
AND they can have these 2 AFTs with a Redbird, or with a BB or with a Serve card?

Yes

Originally Posted by weezl (Post 23958530)
And if that is true, between them and their S.O., they can have 4 AFTs with 2 Redbirds, or with 2 BB or with 2 Serve cards?

Yes

weezl Dec 7, 14 6:53 pm


Originally Posted by rama13 (Post 23958605)
Yes
Yes
Yes

Thanks, Wiki updated. Seems like one could come up with a load schedule on the Wiki for 4 cards if they wanted to be so bold. Too bold for me...

bworrell Dec 7, 14 7:16 pm


Originally Posted by Haleyb (Post 23955174)
Not a fluke.
You can load 6k if you load the last 2k in a single transaction.

Every month.
It gets mentioned every now and again in the thread.

Interesting. I've been following this thread from the beginning and must have missed that. I think I'll stick with the $2K loads per time... might as well!

JunkDiver Dec 8, 14 9:19 am


Originally Posted by Haleyb (Post 23955174)
Not a fluke.
You can load 6k if you load the last 2k in a single transaction.

Every month.
It gets mentioned every now and again in the thread.

Never heard of this. So would the setup be thus?
You have 2 AFTs, already loaded $2K on each earlier. You reload both of them for $1K each in 1 transaction for a total of $6K ($3K on each)?
This helps a lot actually.

zgrzfg Dec 8, 14 4:44 pm

I must miss something. How can you load two cards in one transaction?


Originally Posted by JunkDiver (Post 23961408)
Never heard of this. So would the setup be thus?
You have 2 AFTs, already loaded $2K on each earlier. You reload both of them for $1K each in 1 transaction for a total of $6K ($3K on each)?
This helps a lot actually.



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