Last edit by: TravelinSperry
World of Hyatt Credit Card benefit details and notes
Anniversary Free Night Award (Category 1-4)
- Issued 10 weeks after cardmember anniversary date
- Expires 1 year after issuance
- Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
- The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
- The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
- Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
- Expires 1 year after issuance
- Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
- Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards
- The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
- This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
- Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
- For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
- World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights
- 4 Bonus Points per $1 spent on purchases at Hyatt hotels
- 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases
- Discoverist status every year
- 5 qualifying night credits every year
- No foreign transaction fees
- Travel & purchase coverage
Other notes and tips
Chase spending tracker
- The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
- Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
- Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
- Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
- Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee
Sign-up bonus offer
Chase card overview and application page: Link
Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points
- 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
- Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Previous sign-up offer:
Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.
Previous sign-up offer:
Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
Previous sign-up offer:
Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
WoH Credit card! [Launched 2018] (Chase)
#3316
Join Date: Aug 2021
Location: USA
Programs: American Airlines (Executive Platinum), Hyatt (Globalist), Hilton (Diamond), IHG (Diamond)
Posts: 2,917
It makes no sense that Chase, which is infamous in the CC world for its groundbreaking 5/24 policy, allowed this at all, let alone allowing it for so long. When Chase finally puts an end to it, the end could be ugly.
#3317
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,299
Thank you.
Agreed. Re: “cAAses”, is that a typo or trying to make a point with the “AA”?
Agreed.
Please don’t infer from my questions that I’m supporting (or criticizing) the behavior. A good way of learning is by asking inciteful questions.
Or, put another way: "Pigs Get Fat. Hogs Get Slaughtered". (Wish it was easier to know the different between a FF Pig and a FF Hog .)
Like everything in this game, you don't have to worry until you do. It makes no sense that Chase, which is infamous in the CC world for its groundbreaking 5/24 policy, allowed this at all, let alone allowing it for so long. When Chase finally puts an end to it, the end could be ugly.
Please don’t infer from my questions that I’m supporting (or criticizing) the behavior. A good way of learning is by asking inciteful questions.
Or, put another way: "Pigs Get Fat. Hogs Get Slaughtered". (Wish it was easier to know the different between a FF Pig and a FF Hog .)
#3318
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,859
AA accounts restricted (Nov/Dec 2019)
AA potentially closing accounts due to credit card churning/churn
And 5/24 isn’t the only anti-churn measure Chase has implemented in recent years.
#3319
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
Like everything in this game, you don't have to worry until you do.
It makes no sense that Chase, which is infamous in the CC world for its groundbreaking 5/24 policy, allowed this at all, let alone allowing it for so long. When Chase finally puts an end to it, the end could be ugly.
It makes no sense that Chase, which is infamous in the CC world for its groundbreaking 5/24 policy, allowed this at all, let alone allowing it for so long. When Chase finally puts an end to it, the end could be ugly.
I have 2 account managers with Chase that open cards for us. They literally solicit us to open new cards when we create a new LLC for a property. You guys can choose to not participate in this game if you want but I wouldn’t hold my breath expecting people that redeem normally to get shut downs for this. The risk for shut down has always been with redemptions (Ie the recent aero plan PYB shutdowns). It has been going on for years before I started. When I started years ago, the same people here used the same slaughter quotes about this ending. Yet here we are after countless free park Hyatt and Alila stays and 8 digits of UR later and I’m still being solicited to open more products with Chase.
We’ve had these same conversations 2 years ago here lol. I’m glad I did not listen back then.
At the end of the day, people have to do what works best for them. Personally, this works best for me. The only downside is my progress toward earning lifetime globalist has completely stopped because I simply don’t pay money for Hyatt’s anymore.
#3320
Join Date: Aug 2021
Location: USA
Programs: American Airlines (Executive Platinum), Hyatt (Globalist), Hilton (Diamond), IHG (Diamond)
Posts: 2,917
Also, Chase account managers get a bonus for opening new accounts. That's why they encourage this, not because it's somehow a net positive for Chase.
Last edited by Zorak; May 4, 2023 at 2:51 am Reason: removing off-topic personal discussion
#3321
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,625
I do plan to drop my Hyatt business card at renewal time barring favorable changes. I would drop the Hyatt personal card too if I didn't expect to get an occasional 5 points per dollar quarterly bonus.
Last edited by Zorak; May 4, 2023 at 2:53 am Reason: removing quote/reference to now-deleted post
#3322
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
But I agree anyway. Barring a radical favorable change for the business card, I would also close it. It would be nice to see Chase revamp it but I’m not holding my breath.
Last edited by Zorak; May 4, 2023 at 2:54 am Reason: removing quote/reference to now-deleted post
#3323
Moderator: Hyatt; FlyerTalk Evangelist
Join Date: Jun 2015
Location: WAS
Programs: :rolleyes:, DL DM, Mlife Plat, Caesars Diam, Marriott Tit, UA Gold, Hyatt Glob, invol FT beta tester
Posts: 18,947
Moderator note:
I've just cleaned up a bunch of off-topic/repetitive/combative posts. Further discussions of churning, 5/24, shut-down risk, etc. should go in the credit card forums.
I would also like to remind people of FT rule 12
Thanks,
-- Z.
I've just cleaned up a bunch of off-topic/repetitive/combative posts. Further discussions of churning, 5/24, shut-down risk, etc. should go in the credit card forums.
I would also like to remind people of FT rule 12
Thanks,
-- Z.
#3324
FlyerTalk Evangelist
Join Date: Apr 2008
Location: LGA/JFK/EWR
Programs: UA 1K1.75MM, Hyatt Globalist, abandoned Marriott LTT (RIP SPG), Hertz PC
Posts: 21,172
Just redeemed 3 of my cat 1-4s for a fall weekend at the HR Sea. Amazing value vs nearly $1k opportunity cost. Keep up the good work Chase & Hyatt!
#3325
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
I never said Chase business cards counted toward 5/24. The point was, if Chase was so worried about people churning personal cards, it makes no sense that Chase wouldn't care at all about people churning Chase business cards.
Also, Chase account managers get a bonus for opening new accounts. That's why they encourage this, not because it's somehow a net positive for Chase.
Also, Chase account managers get a bonus for opening new accounts. That's why they encourage this, not because it's somehow a net positive for Chase.
This is the type of unwavering fidelity that travel companies dream of from consumers. Like I mentioned to nsx, the Hyatt personal cards probably still have value for people that need to stay at the lower end of Hyatt’s portfolio but it is definitely trending down as Hyatt continues to devalue its program.
#3326
FlyerTalk Evangelist
Join Date: Apr 2008
Location: LGA/JFK/EWR
Programs: UA 1K1.75MM, Hyatt Globalist, abandoned Marriott LTT (RIP SPG), Hertz PC
Posts: 21,172
This is the type of unwavering fidelity that travel companies dream of from consumers. Like I mentioned to nsx, the Hyatt personal cards probably still have value for people that need to stay at the lower end of Hyatt’s portfolio but it is definitely trending down as Hyatt continues to devalue its program.
All loyalty programs trend down year over year (kind of like the NFT & Crypto industries and associated portfolios) - thankfully Hyatt is under-indexing in that regard compared to competitors.
#3327
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
Perhaps this is why Hyatt has not introduced a luxury credit card.
Sadly, I cannot say the value of my UR/Hyatt points are anywhere close to ATH. I don’t relish in watching Hyatt spurn elites, utterly fail in IT, and devalue it’s points (all of which I predicted here years ago), particularly as someone that is ~70% of the way there to earning lifetime globalist (though again, not making progress these days sadly). I just call it as I see it.
This is also why I think Hyatt/UR point valuations should be discounted and MR should be given a liquidity premium (though still discounted for lost rebate). To spend UR, I need to be in one of the few cities where Hyatt has viable options (I stay at different types of hotels than you do) and find availability for it. To spend MR, I can easily burn at a fixed 2 cents / MR rate through my Business Centurion whenever I want to fly anywhere. The longer points sit in an account unredeemed, the less valuable they become. Given the weaknesses of Hyatt’s program, they have a tendency to sit in accounts.
Last edited by WasKnown; May 4, 2023 at 6:56 am
#3328
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,859
The only three certainties in life are taxes, death, and regular loyalty program devals.
#3330
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
Given that you joined just about two years ago, was that one or two years ago? Or was you known by some other handle in the past and are now participating from a witness protection program or similar
The only three certainties in life are taxes, death, and regular loyalty program devals.
The only three certainties in life are taxes, death, and regular loyalty program devals.
Time reveals all truths. The sad thing about world of Hyatt devaluing is that there is no credible alternative to replace it. Maybe we will finally get the high end Hyatt credit card after they cut their award chart.
Last edited by WasKnown; May 9, 2023 at 12:06 pm