Dec 20, 2015, 4:45 am
Last edit by: wilsnunn
The FlyerTalk Lending Team on Kiva:
improving lives a small loan at a time.
Kiva.org is the not-for-profit microlending organization that networks people willing to lend to small entrepreneurs in developing nations using available technology and international networking / collaboration, and how Kiva.org had become an approved FlyerTalk charity thanks to TalkBoard's approval June 29, 2008 <link> It is listed on the FlyerTalk Cares page.improving lives a small loan at a time.
"Kiva is a grassroots project started by a team with a big idea: one-to-one, real-time lending to the poor via the Internet. Currently, we take no cut of the loan you make through our site -- 100% goes to the entrepreneur. We suggest a 10% donation, in addition to your loan, to help us cover our costs. Kiva is a 501(c)(3) nonprofit and your donation is tax-deductible for US taxpayers." (Suggested donations for administrative overhead, low though that is, are not required - you may lend 100% if you so choose.)
As of 15 May 2016 it was 607 FlyerTalk lending team who have lent $2,209,175 in 37,092 loans! And now as of 30 June 2019 it is 941 members who have lent $6,415,775 in 71,722 loans!
Our motto is: "We loan because: We want to fight global poverty while earning miles."
This is tangible evidence Flyertalk Cares! There are likely other FlyerTalkers on Kiva who have not joined - if you are one of them, do so now to show your and FT's support and involvement. If you haven't lent yet, check it out - you may want to join up. For the low-income entrepreneurs on five continents who are requesting loans, microlending is significant - and it takes a lot of drops to fill the bucket. (Read on to see updates!)
Now, we can see this sophisticated network link resources from those who can lend (no interest, sorry!) with those who are needy, worthy and screened by local NGOs and have a need to start / expand their small business to enhance their and their families' survival. And, using PayPal and your FFP/FFG linked card or account, you can earn miles or points with many loans!
FlyerTalkers are lending, and fulfilling one of FT's seminal values, that of "paying it forward."
Read more about Kiva.org, who supports and enables it (Intel, Google, Paypal, Intuit and many others,) and see if you have $25.00 (or more) you can lend someone deserving in a land you have visited and enjoyed (or not.)
This is how it works:
Add your experiences here, or if you haven't joined... won't you consider joining the FlyerTalker Lending Team?
You can see who the latest FT borrowers are (some still possibly needing loans) here
For ease, you can click here: Subscribe to FlyerTalker Lending Team on Kiva.org
FlyerTalker Lending Team on Kiva.org!
Jul 31, 2012, 11:11 pm
#931
Senior Moderator and Moderator: American AAdvantage & TravelBuzz
Join Date: Nov 2007
Location: BOS
Programs: AA EXP, Marriott Titanium
Posts: 10,419
Well, finished out the month with 99.4% of the estimated repayments in! Unfortunately, just got notice that two more loans have been declared as defaulted. 
But looking forward to tomorrow (1st of the month), when we should see another surge in new loans posted!
And to help inspire everybody, here are our stats as of now:
Number of Team Members: 311
Number of Loans: 7,359
Number of Loans per Member: 23.7
:-:Total Amount Loaned: $259,050 :-:
Great job everyone!
But looking forward to tomorrow (1st of the month), when we should see another surge in new loans posted! And to help inspire everybody, here are our stats as of now:
Number of Team Members: 311
Number of Loans: 7,359
Number of Loans per Member: 23.7
:-:Total Amount Loaned: $259,050 :-:
Great job everyone!
Aug 3, 2012, 6:36 am
#932
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,061
The Las Merceditas Group could use some help in funding their loan, as per the message we received on the FT Lending Team page on Kiva.
I made a small loan, will you, please? 
http://www.kiva.org/lend/453761
With team support, Mumbi and Jerito were funded. Now lets try to hep a more difficult one. The Las Merceditas Group (www.kiva.org/lend/453761) needs an additional $4,250. The loan is scheduled to be paid in full by next February 15 so please jump on it.
One moving story is that of Luisa. Luisa sells sheets, food, and fish. She is a very dynamic woman, as you can see. Thanks to her hard work she is supporting her family and providing them with what they need day to day.
She is seeking a loan so that she can buy sheets and fish so that she can continue working and providing her family with what they need every day.
She is seeking a loan so that she can buy sheets and fish so that she can continue working and providing her family with what they need every day.
http://www.kiva.org/lend/453761
Aug 7, 2012, 8:56 am
#933
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,061
Great reason to invite friends to Kiva!!!
From an email I received...
Now it really pays to share Kiva!
Invite a friend and get a $25 bonus.
What's the catch? There isn't one. All you have to do is invite your friends to try out Kiva, and for every one who joins, we'll add a $25 bonus to your account to make a loan for free.
Now you can double, triple, quadruple your impact while sharing the joy of Kiva with new people. Repayments on loans made with a bonus won't go back to you, but there's no limit on the number of bonuses you can earn.
When one of your friends joins Kiva, we'll send you an email letting you know you have 7 days to lend your $25 bonus before it expires. Use it or lose it, but you can always earn more.
Want to learn more about bonuses? Click here for frequently asked questions. Or get started by inviting friends now!
Invite a friend and get a $25 bonus.
What's the catch? There isn't one. All you have to do is invite your friends to try out Kiva, and for every one who joins, we'll add a $25 bonus to your account to make a loan for free.
Now you can double, triple, quadruple your impact while sharing the joy of Kiva with new people. Repayments on loans made with a bonus won't go back to you, but there's no limit on the number of bonuses you can earn.
When one of your friends joins Kiva, we'll send you an email letting you know you have 7 days to lend your $25 bonus before it expires. Use it or lose it, but you can always earn more.
Want to learn more about bonuses? Click here for frequently asked questions. Or get started by inviting friends now!
Aug 7, 2012, 7:41 pm
#935
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,061
You mean posting something in S.P.A.M.? Go for it, or if you don't want to, I happily will, since it simply means being able to lend another $25 to someone. I'm assuming that when that loan is repaid, Kiva gets the $25, which I'd figure.
Aug 8, 2012, 6:19 am
#937
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,061
Teams are a good way to feel like a community. Likewise, one of the benefits I've found is that if one finds a loan that's almost fully-funded, or expires in a short amount of time, often, if they post it here or send a message on Kiva, other FT'ers will chip in $25 each to help to fully-fund it.
Aug 8, 2012, 6:33 am
#938
Join Date: Aug 2008
Posts: 385
A team is basically a group of people with a common interest working together to help fund loans. Whether an individual or on a team, your loans go to help others. The biggest difference is that when you join a team, your loans get "credited" to that team, unless you select not to have them credited. It affects nothing as far as how you are repaid, but basically means that as a FT community, we've made X amount in loans.
Teams are a good way to feel like a community. Likewise, one of the benefits I've found is that if one finds a loan that's almost fully-funded, or expires in a short amount of time, often, if they post it here or send a message on Kiva, other FT'ers will chip in $25 each to help to fully-fund it.
Teams are a good way to feel like a community. Likewise, one of the benefits I've found is that if one finds a loan that's almost fully-funded, or expires in a short amount of time, often, if they post it here or send a message on Kiva, other FT'ers will chip in $25 each to help to fully-fund it.
Aug 8, 2012, 8:50 am
#939
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,061
OK, sounds good. So after I sign up with my basic info will something pop up asking me if I want to be part of a group, or how does that work? (BTW I am not signing up at this moment because I'm waiting for someone I know who's heavily involved to send his referral link). Also will I know which loans the FT'ers have selected or am I generally on my own to select, except as you have noted above?
You'll be able to see loans that FT'ers have selected by posts here or messages to the team, and also by clicking on the FT team, and then clicking on "loans," and also by viewing the latest activity on the team page.
Aug 8, 2012, 9:30 am
#940
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
Yep - please go for it. I think it might increase exposure for the group and take advantage of the extra bodies in that subforum. Not so much for the extra $25 (which is nice) but more for getting more hands on deck.
Aug 8, 2012, 1:46 pm
#942
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,061
loan expires in 6 hours... Anyone???
This loan to Nino expires in 6 hours, and only needs another $875 to be fully funded. Can anyone help? I've never had a loan that failed to be fully funded, and I don't want to start now!
Thanks!
Thanks!
Aug 9, 2012, 7:25 am
#943
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 51,061
This loan to Nino expires in 6 hours, and only needs another $875 to be fully funded. Can anyone help? I've never had a loan that failed to be fully funded, and I don't want to start now!
Thanks!
Thanks!
As such, I've now made a loan to Azniv from Armenia. Her loan expires in a day.
Aug 9, 2012, 7:07 pm
#944
Join Date: May 2001
Location: NYC
Programs: AA Plat, UA *Gold, Marriott PLT, Hyatt mid-tier whose stupid name I cannot ever recall
Posts: 1,409
Aug 9, 2012, 11:22 pm
#945
Join Date: Dec 2009
Location: WAS
Posts: 3,014
I've now had my first refunded loan.
As such, I've now made a loan to Azniv from Armenia. Her loan expires in a day.
As such, I've now made a loan to Azniv from Armenia. Her loan expires in a day.