When I upgraded my no fee Flexperks AmEx to the fee based Flexperks Visa in January, I asked if one could downgrade back to the no fee card in the future, if I decided the Visa was not meeting my needs. The rep. said that I absolutely could downgrade back to the AmEx.

Given the conflicting information, I suppose the OP had better give USB a call.

can you do this with United flights?

and if you change the date/flight will you still be eligible for the $25 credit?

You can only do it with airlines that don't have change fees, hence basically only Southwest.

Useless custom service
 

I have my US Bank flex perks visa signature card opened for more than two months already yet I can't register for the free gogo wifi passes. Each time I called CS, they either bounce my call to gogo or rewards department. The only reasons I keep this account open is to wait for my sign on points and the altitude card invitation.

Is it a business card? I don't believe the business card is eligible

Can you cancel a biz cc thru small message?

Someone gifted me some pts here a while ago, , but I cannot seem to transfer the pts to my other fleperks acct. Still under my name but associated with my biz card.
Anyone else ever have this issue? Thanks!

So if Usbank agrees to downgrade me to the Amex flexperks, and my card number changes (b/c a visa now), will I retain the longevity of the account? I've had this one since 2005 and don't want anything to mess with that credit length.

Hi,

I want to cash out FP points into my SW account. What is the best FROM - TO flight that costs as close to $400 as possible? I obviously want to maximize my value.

Changes to benefits coming:

Beginning Dec. 31, it will be easier to understand redemption of FlexPoints. Each FlexPoint will be valued at at 1.5 cents when redeeming for car rentals, airline tickets, hotel rooms and travel packages. Redemptions made prior to Dec. 31 will continue to use the current tiered rate schedule.

Effective Jan. 1, 2018, all earning tiers will be removed for all FlexPerks products. There will no longer be a cap for points earned at the 1:1 rate, regardless of the amount spent. Additionally, the definition of “charitable organizations” will expand to over 1,000 entities. The accelerated earn rate for charitable organizations will be 2X on all FlexPerks product with the exception of FlexPerks Reserve, which will continue to earn at 3X.

I posted this question in another thread as well, but anyone has experienced a shutdown of Flexperks Visa card for trying to max out 3x category bonus of 120K? I have put close to $20K in 3x spending so far this year and thinking about doing 15K a month for the remainder of this year before 3x goes to 2x. I got my credit card just 2 months ago.

FlexPerks Redemption Question
 

I've had the card for less than a year and haven't redeemed any points but with the changes coming next year I will be booking a lot of tickets. Is it possible to book Singapore Airlines premium economy with Flexpoints if I call? If Singapore Airlines isn't bookable, are other airlines' premium economy cabins bookable? Thanks!

you can book almost anything so why not.

I spent >$50k last year and so far $60k this year in the charitable 3x category, no problems with card being frozen or with redeeming points. You should be fine.

On a broader question, how many people expect to continue using the Flexperks card for charitable contribution as frequently as this year given that rewards drop to 2x in 2018 and also will be capped at 1.5 cents per Flexperks point. To me, the SPG or the Amex Blue Plus looks more attractive starting in 2018.

I will probably continue. It's a flat 3% at that point and I can't think of a card that performs that well in that category.

I'm holding SPG at 2.7% and MR at 1.4% (thus 2.8% at 2x) so neither would be higher, but someone else could easily have a plausible valuation higher than mine.