I would disagree about the Pd card being better than Amex Plat for lounge access. By most accounts, the concierge is far better, but Pd will cover your fee for one airline and then gives you PP. Amex gives you 3 of the big 4 domestic carriers (with guests) plus PP Select.

I believe JPM has also changed from Priority Pass to Lounge Club.

this is correct, I can confirm.

unless something has changed, guests cost $27 per visit with amex platinum via PP-select. And for the non-PP Select access you have to be traveling same-day on the lounge's airline.

Pd has given several people UC and SC memberships. Like I said, Amex platinum lounge perks can work for some people but for me the two lounge memberships and Lounge Club are working out better and at a lower cost (owing to guest access).

In California the minimum is $250K

The AMEX Plat allows access to US Airways Clubs regardless of airline flown, but your point is still valid. Guests are an important consideration with these cards.

"Promising" in banker-speak is a guy who is "dumb as a box of rocks with money he is willing to piss away".


I wouldn't let money managers invest 5 cents for me, let alone $500K. If you can't beat money managers, you aren't trying (your returns aren't burdened by their fees).

With Chase Private Client you are not required to have your investments managed.

I love Barclays but the Black card has similar benefits you can get from a no annual fee card these days. Here are some great cards with no annual fee:
- Chase Sapphire
- Barclaycard arrival
- CapitalOne Venture

CPC does not involve a money manager unless you want it to.

Apologies if this product has previously been discussed here. I did a search but couldn't find it.

I just saw a Google Ad in my gmail for a product called "Black Card", which seems unaffiliated with any major bank. https://www.blackcard.com/

They offer 1% points on all spend, but allow for double the redemption value when redeemed for air travel through their "Exclusive Rewards Program" (whatever that is).

Annual fee is $495, and the benefits are comparable to Visa Signature cards.

What's really interesting is that this is not offered through a major bank, but through "Black Card LLC". Are there new independent players entering the rewards card market? This could open up additional opportunities for churners.

Looks quite sketch though, and their "TV Ad" is just ridiculous.

"Visa Black Card is issued by Barclays Bank Delaware"

Unless the benefits have changed drastically, this is not a card I would ever churn or even acquire. When I looked before it paled in comparison to AmEx Plat and Chase's high-end United card.

julp's post has been appended to the primary thread discussing this card which is issued by Barclays and sponsored by the same entity which owns buy.com. See also this thread:

http://www.flyertalk.com/forum/credi...isa+black+card

Thanks, Mia! I figured I was missing something