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Old Jan 11, 2009 | 2:49 pm
  #31  
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stick with your amex, if you NEED a visa id just get a signature or infinite, the black isnt worth it at all
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Old Jan 11, 2009 | 4:20 pm
  #32  
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Umm, why would you WANT a Visa Black card??
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Old Jan 11, 2009 | 9:07 pm
  #33  
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Originally Posted by daveland
Umm, why would you WANT a Visa Black card??
Because he can pretend it is exclusive.
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Old Jan 11, 2009 | 9:45 pm
  #34  
 
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That's why I got it :P And I still enjoy all the "cool card" comments I get wherever I go. In all fairness, you shouldn't have any problem being approved for the Visa Black Card. Their requirements are not that high. But it is a cool card, and they have a concierge that blows the Amex PLAT/CENT concierge away!
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Old Jan 11, 2009 | 9:49 pm
  #35  
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Originally Posted by jgsx
Because he can pretend it is exclusive.
But it is!.....At least according to all the adverts I see for it on almost every single website I goto heh.
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Old Jan 11, 2009 | 9:53 pm
  #36  
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only real complication i can see is (according to your other posts) your only 18, and in the last weeks you've applied for and got both an amex plat and green, they may frown on giving a visa black to someone whos so young and has opened multiple other credit cards quite recently
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Old Jan 11, 2009 | 10:24 pm
  #37  
 
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Is the OP joking?

The Visa "Black Card" is a total sham. For $495/yr, you get the following:

A card available "only" to the first 3,000,000 people to apply. This is not even a Visa Signature card. It is a Visa Platinum Plus card. You only need a good credit score, not an excellent credit score to qualify. Your annual income must only be $15,000. Their much touted concierge service is VIPdesk. This concierge servce is standard issue on many fee-free MasterCard and Visa Cards. What does this say about the "luxury gifts" they claim they will give out? Let's just say I don't see Judith Ripka or Ralph Lauren in your future.

To add insult to injury, the carbon graphite material is just as flexible as any other plastic credit card.

Since you already have an AMEX Plat, you could just get the "Black Card Kit" that includes a black colored sticker to turn your Platinum Card black.

BOTTOM LINE: Please don't give your money to scam artists trying to capitalize on the mystique of the real Black Card. I wonder how long until we see "Visa Black Card"/"Black Card Kit" infomercials on TV late at night?

PS - If you want a good Visa card, get the Merrill+ card. It has lots of perks, uses a respected concierge service (Circles), and has no annual fee.
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Old Jan 12, 2009 | 6:48 am
  #38  
 
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wrong forum !

Questions about a Visa card (black or whatever) should be posted in the Other credit card programs forum.
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Old Jan 12, 2009 | 10:31 am
  #39  
 
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Thanks for the responses. Didnt know the visa black was that pitifull. Defintly wont be applying. Any other visa suggestions?
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Old Jan 12, 2009 | 12:15 pm
  #40  
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Originally Posted by AutoCEO
Thanks for the responses. Didnt know the visa black was that pitifull. Defintly wont be applying. Any other visa suggestions?
Just saw black and wanted in, hmm?

Originally Posted by Avalon28
PS - If you want a good Visa card, get the Merrill+ card. It has lots of perks, uses a respected concierge service (Circles), and has no annual fee.
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Old Jan 12, 2009 | 2:14 pm
  #41  
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Yeah, If you have AMEX Plat, there is no need to a Visa Black Card.
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Old Jan 12, 2009 | 4:42 pm
  #42  
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Could the OP post on this topic in the Amex forum be a guerrilla marketing tactic? This has been doen with the Stratus Rewards White card that failed.
MODERATOR LOCK OR MOVE THE THREAD TO CORRECT FORUM PLEASE
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Old Jan 12, 2009 | 9:49 pm
  #43  
 
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Originally Posted by Centurion
Could the OP post on this topic in the Amex forum be a guerrilla marketing tactic? This has been doen with the Stratus Rewards White card that failed.
MODERATOR LOCK OR MOVE THE THREAD TO CORRECT FORUM PLEASE
Sorry man for the posting in the wrong section. No reason to be upset.

Last edited by AutoCEO; Mar 7, 2009 at 6:21 pm
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Old Jan 13, 2009 | 3:03 am
  #44  
 
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Originally Posted by Avalon28
...the mystique of the real Black Card.
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Old Jan 16, 2009 | 11:59 pm
  #45  
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so its been out a while? just saw ad in elite traveler.

vipdesk

i agree gifts cant possibly match centurion, but anyone heard any specific examples yet?

might be ok if only for the cashback fans.

Last edited by Kagehitokiri; Jan 17, 2009 at 12:11 am
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