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Old Feb 19, 2007 | 1:18 pm
  #256  
 
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Originally Posted by amymei
How to get the 1.9% rate? My rate is 5.9%
1.9% is the initial balance transfer rate for new accounts.
5.9% is the purchase rate for some older accounts.
9.9% is the current purchase rate
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Old Feb 19, 2007 | 1:37 pm
  #257  
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Originally Posted by awake_at_midnight
Has anyone actually used the Merrill+ concierge for a complicated request?
there is plenty of discussion in amex forum if you search

http://www.snopes.com/business/bank/blackcard.asp features some of the more fantastic (and surely extremely expensive) requests
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Old Feb 19, 2007 | 1:40 pm
  #258  
 
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Originally Posted by Kagehitokiri
there is plenty of discussion in amex forum if you search

http://www.snopes.com/business/bank/blackcard.asp features some of the more fantastic (and surely extremely expensive) requests
This site is for Centurion. I am aware that Merrill+ and Centurion both use Circles as a concierge service. However, this does not mean that Merrill+ card members get the same level of service as Centurion card members. That is why I would like to know what results Merrill+ card members have received from the concierge.

Does anyone have any first hand experience to share?
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Old Feb 19, 2007 | 1:43 pm
  #259  
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hasn't it been established that they are exactly the same levels within Circles?

IIRC numerous posters with both cards have said this.

Merrill+3 = Centurion
Merrill+2 = Platinum

edit >>

http://www.flyertalk.com/forum/showp...8&postcount=15
karthik says +3 = Cent, but isn't sure about +2 = Plat

http://www.flyertalk.com/forum/showp...1&postcount=21
isn't clear how sure enclave is on this..

http://www.flyertalk.com/forum/showp...2&postcount=10
Kyle53719 says he is not sure

i think there are more posts.. but they probably use "ML+2" etc.. i might try a google search.

anyway, i stand corrected. your question is a good one, more information from people with both cards would be good.

Last edited by Kagehitokiri; Feb 19, 2007 at 1:51 pm
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Old Feb 19, 2007 | 1:50 pm
  #260  
 
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Originally Posted by Kagehitokiri
hasn't it been established that they are exactly the same levels within Circles?

IIRC numerous posters with both cards have said this.

Merrill+3 = Centurion
Merrill+2 = Platinum

Hmmm... I have seen several posts that speculate on the similarity of Merrill+ concierge service and AMEX Platinum/Centurion. I have not seen a post by a Merrill+ card member that says that M+3~Centurion and M+2~AMEX Platinum.
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Old Feb 19, 2007 | 1:53 pm
  #261  
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sorry, edited. kyle does have both cards. there are definitely more on FT with both, but they might not have posted any comparisons.
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Old Feb 19, 2007 | 2:33 pm
  #262  
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Originally Posted by Kagehitokiri
-RC stays (much lower redemption rate than AMEX)
American Express Membership Rewards requires 35,000 to 55,000 points for one night at a Ritz-Carlton hotel, more for the "Ritz Carlton" hotels owned by Four Seasons or The Ritz in London.

Merrill+ requires 35,000 points at most locations, 45,000 at others, 47,000 for Club level and 48,000 for suites

Diners Club requires 31,000 points at all locations, 38,500 for suites.

I see some difference between American Express and Merrill+, but the best value seems to be Diners Club, unless I have overlooked something?

http://www.membershiprewards.com/cat...s%7cASC&Nao=48

https://card.ml.com/MLRewardsCenter/...pe=1&text=ritz

https://www.citibank.com/dinersus/js...ish/search.jsp
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Old Feb 19, 2007 | 2:40 pm
  #263  
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sorry, i was just saying what my reasons for ML are

DC has a fee, no jet awards, and no chance for Admiral's Club
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Old Feb 19, 2007 | 3:53 pm
  #264  
 
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Thanks!

Originally Posted by awake_at_midnight
1.9% is the initial balance transfer rate for new accounts.
5.9% is the purchase rate for some older accounts.
9.9% is the current purchase rate
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Old Feb 19, 2007 | 7:17 pm
  #265  
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Originally Posted by amymei
How to get the 1.9% rate? My rate is 5.9%
If you call and beg (I did) they will most likely still offer you the 1.9 to get you to do it. I got a sup and said I would not do it and pay a fee and 5.9, so he offered the 1.9 at the fee, I liked that better than opting for 5.9 w/o a fee.
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Old Feb 21, 2007 | 9:33 am
  #266  
 
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Originally Posted by dolmar
Also remember this cards goes at 1:1 ratio in BA. So this card in my option is better than Chase BA card as Chase card has annual fee of $75 and Chase never runs any type of bonus like Diners or Merrill. So spending $50K on Chase = 50K BA miles while if you spent $50K last year on Merrill you got 60K BA miles and +3 benfits to boot. While Diners would have gotten you 75K BA miles but no +3 benfits for $85 annual.

So as you can see Merrill is better than Chase's own BA card and it is a toss up between Diners and Merrill in my option depending on what is more important to you the miles or free lounge access.
Agreed, however you do get double BA miles when paying for BA tickets using that Chase card.
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Old Feb 21, 2007 | 11:05 am
  #267  
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Originally Posted by bb34
...do get double BA miles when paying for BA tickets using that Chase card.
I value BA miles at about $0.022 each. It's worth paying $75 to receive the initial 15,000 (=$330), but for renewal the breakeven point would be about $3,400 of annual BA spending. If you buy more than one Club or First ticket per year this is worthwhile, but if you buy Traveller or Traveller Plus it comes down to the frequency of travel.

I would rather pay the Diners Club $95 annual fee and (typically) earn 1.5 BA miles per dollar on all purchases.
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Old Feb 21, 2007 | 9:30 pm
  #268  
 
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Thanks for the info! I will give it a try.
Originally Posted by bb34
Agreed, however you do get double BA miles when paying for BA tickets using that Chase card.
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Old Feb 23, 2007 | 9:52 am
  #269  
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Diners gives upgrades and two for 1 on ba.
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Old Feb 23, 2007 | 10:10 am
  #270  
mia
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Originally Posted by sithlord
Diners gives upgrades and two for 1 on ba.
As does Merrill+, and Chase BA Visa, and SaksFirst. BA is very promiscous.

Last edited by mia; Feb 23, 2007 at 2:19 pm
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