May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
May 14, 2017, 9:15 am
#166
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
I also started using this card with Samsung Pay. It works everywhere so far, except I was not able to use it at Walmart yet. It was saying that it's trying to authorize the card, but then the card was declined. It works in all other places though. I didn't purchase any gift cards yet. I will probably pay my coworker's rent via Radpad/Plastiq to meet the MSR and not get shutdown (I hope). BTW, Plastiq codes as travel with Visa (I already tested it with CSR). I will most likely cancel this card after a year, as it useless without MS, since I have 3.33% everywhere card without AF, and this is hard to beat.
May 14, 2017, 10:28 am
#167
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
The vast majority of my brick-and-mortar spending is in restaurants, which I already earn 3x pts on with CSR, so I don't care too much about getting extra points for contactless payment.
What I am interested to see is what happens when Android Pay/Samsung Pay integrate with Visa Checkout, likely later this year. Will those payments count as mobile wallet payments? If so this could get interesting. I have no desire to use an Android phone, but if it codes as mobile wallet I'd be willing to buy a cheap Android device just to use at Visa Checkout sites...
What I am interested to see is what happens when Android Pay/Samsung Pay integrate with Visa Checkout, likely later this year. Will those payments count as mobile wallet payments? If so this could get interesting. I have no desire to use an Android phone, but if it codes as mobile wallet I'd be willing to buy a cheap Android device just to use at Visa Checkout sites...
May 14, 2017, 3:06 pm
#168
Join Date: Apr 2017
Posts: 600
I also started using this card with Samsung Pay. It works everywhere so far, except I was not able to use it at Walmart yet. It was saying that it's trying to authorize the card, but then the card was declined. It works in all other places though. I didn't purchase any gift cards yet. I will probably pay my coworker's rent via Radpad/Plastiq to meet the MSR and not get shutdown (I hope). BTW, Plastiq codes as travel with Visa (I already tested it with CSR). I will most likely cancel this card after a year, as it useless without MS, since I have 3.33% everywhere card without AF, and this is hard to beat.
just curious what the credit card you are referring to. 3.33% cash back without annual fee is awesome.
May 14, 2017, 5:12 pm
#169
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
May 14, 2017, 8:24 pm
#171
Join Date: May 2015
Programs: Marriott Titanium Elite, United Gold
Posts: 60
Debating this card as an addition to the Prestige because of the 3% mobile payments. I use Samsung Pay for nearly everything.
Does anyone know if you don't have enough points to book an entire ticket, whether you can use the credit card for the rest? For the Prestige, you can redeem for airfare paying partially with points and rest on the credit card. In the screenshot I saw a couple of posts back, it just said you didn't have enough points available. That'd be a dealbreaker if you couldn't combine with credit card payment.
Does anyone know if you don't have enough points to book an entire ticket, whether you can use the credit card for the rest? For the Prestige, you can redeem for airfare paying partially with points and rest on the credit card. In the screenshot I saw a couple of posts back, it just said you didn't have enough points available. That'd be a dealbreaker if you couldn't combine with credit card payment.
May 14, 2017, 9:15 pm
#172
Join Date: Aug 2014
Posts: 3
Debating this card as an addition to the Prestige because of the 3% mobile payments. I use Samsung Pay for nearly everything.
Does anyone know if you don't have enough points to book an entire ticket, whether you can use the credit card for the rest? For the Prestige, you can redeem for airfare paying partially with points and rest on the credit card. In the screenshot I saw a couple of posts back, it just said you didn't have enough points available. That'd be a dealbreaker if you couldn't combine with credit card payment.
Does anyone know if you don't have enough points to book an entire ticket, whether you can use the credit card for the rest? For the Prestige, you can redeem for airfare paying partially with points and rest on the credit card. In the screenshot I saw a couple of posts back, it just said you didn't have enough points available. That'd be a dealbreaker if you couldn't combine with credit card payment.
When redeeming points for air tickets, the first ticket must be covered in full by redeeming with points before any additional tickets can be purchased. If you do not have enough points for a single or multiple tickets, you have two options:
Option 1- Purchase additional tickets in full by paying for them on your Rewards credit card
Option 2 - Purchase additional points to be used to redeem for the additional tickets by calling 844-357-2015.
Hotel and car reservations must be redeemed in full with points, or can be paid in full by using your Rewards credit card.
May 15, 2017, 7:31 am
#173
Join Date: May 2015
Programs: Marriott Titanium Elite, United Gold
Posts: 60
Payment Guidelines
When redeeming points for air tickets, the first ticket must be covered in full by redeeming with points before any additional tickets can be purchased. If you do not have enough points for a single or multiple tickets, you have two options:
Option 1- Purchase additional tickets in full by paying for them on your Rewards credit card
Option 2 - Purchase additional points to be used to redeem for the additional tickets by calling 844-357-2015.
Hotel and car reservations must be redeemed in full with points, or can be paid in full by using your Rewards credit card.
When redeeming points for air tickets, the first ticket must be covered in full by redeeming with points before any additional tickets can be purchased. If you do not have enough points for a single or multiple tickets, you have two options:
Option 1- Purchase additional tickets in full by paying for them on your Rewards credit card
Option 2 - Purchase additional points to be used to redeem for the additional tickets by calling 844-357-2015.
Hotel and car reservations must be redeemed in full with points, or can be paid in full by using your Rewards credit card.
Last edited by RobotsRock; May 15, 2017 at 7:32 am Reason: typo
May 15, 2017, 10:13 am
#174
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
I really can't see 3x for mobile payments being sustainable. With so many companies moving to mobile payments, I can see USBank paying out a ton of points.
May 15, 2017, 11:11 am
#175
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Not saying you're wrong, but I'm sure USBank knows the composition of spending on its cards. Under my current spending patterns, the CSR 3x points on restaurants results in a lot bigger "losses" for Chase than a 3x multiplier on mobile payments would. And, incidentally, restaurants are the least likely context for mobile payments because the custom in the US is that the waiter takes the card to the terminal instead of bringing the terminal to you (like in many European restaurants).
Last edited by milypan; May 15, 2017 at 1:39 pm Reason: clarified language
May 15, 2017, 11:54 am
#176
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
I closed my card in October but keep getting emails from us bank about my account periodically. Is it worth a hard pull?
May 15, 2017, 1:28 pm
#177
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Not saying you're wrong, but I'm sure USBank knows the composition of spending on its cards. Under my current spending patterns, the CSR 3x points on restaurants results in a lot bigger "losses" for Chase than a 3x multiplier on mobile payments would. And, incidentally, restaurants are the least likely to adopt mobile payments because the custom in the US is that the waiter takes the card to the terminal instead of bringing the terminal to you (like in many European restaurants).
May 15, 2017, 1:36 pm
#178
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Not saying it's not possible, but the question is what fraction of cardholders would actually go through the hassle of doing so. I'm pretty confident the answer is "negligible."
May 15, 2017, 2:09 pm
#179
Join Date: Feb 2005
Posts: 264
Payment Guidelines
When redeeming points for air tickets, the first ticket must be covered in full by redeeming with points before any additional tickets can be purchased. If you do not have enough points for a single or multiple tickets, you have two options:
Option 1- Purchase additional tickets in full by paying for them on your Rewards credit card
Option 2 - Purchase additional points to be used to redeem for the additional tickets by calling 844-357-2015.
Hotel and car reservations must be redeemed in full with points, or can be paid in full by using your Rewards credit card.
When redeeming points for air tickets, the first ticket must be covered in full by redeeming with points before any additional tickets can be purchased. If you do not have enough points for a single or multiple tickets, you have two options:
Option 1- Purchase additional tickets in full by paying for them on your Rewards credit card
Option 2 - Purchase additional points to be used to redeem for the additional tickets by calling 844-357-2015.
Hotel and car reservations must be redeemed in full with points, or can be paid in full by using your Rewards credit card.
Can you please check if Icelandair shows up on their travel portal ?
MSP - KEF
Thanks.
Last edited by INDFlyer; May 15, 2017 at 2:23 pm
May 15, 2017, 3:30 pm
#180
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Also, I find that customer facing equipment is still very uncommon in the US and NFC support even more uncommon. I wouldn't be surprised if US Bank can actually keep this going for a while. (For reference, I kept track of my expenses a year ago for 30 days and found that I only used NFC 30% or so of the time. And that was with me making the effort too.) YMMV of course.
