May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
May 16, 2017, 9:30 pm
#196
Join Date: Apr 2017
Posts: 7
You need to switch to Samsung Pay, then you can use Android Pay with Radpad, and Samsung Pay everywhere else. With Paypal integration coming soon, you will be able to use Android Pay anywhere online, where Paypal is accepted, which is almost everywhere.
Plastiq also codes as travel with Visa, when you you set your biller to Rental/Real Estate. That will give you 3x as well as Radpad, but with lower fee.
Plastiq also codes as travel with Visa, when you you set your biller to Rental/Real Estate. That will give you 3x as well as Radpad, but with lower fee.
May 16, 2017, 10:02 pm
#197
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
May 16, 2017, 11:20 pm
#198
Join Date: Oct 2015
Posts: 59
Edit: Ignore my comment, I was mistaken. The 2nd link to the help article references android pay integration with paypal online.
May 17, 2017, 7:24 am
#199
Join Date: Apr 2017
Posts: 600
So linking a paypal account to contactless payment, using the contactless payment for an in-store and online purchase, and earning no miles and points? Is that the way this paypal integration will work?
I feel like I am missing something....
May 17, 2017, 8:36 am
#200
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
No, the main point is using Paypal online with Android Pay as a funding source. But it's not working yet.
May 17, 2017, 8:50 am
#201
Join Date: Apr 2017
Posts: 600
Funding a paypal balance with android pay online? wow! This means getting 3x with Altitude reserve for funding the paypal balance and also getting 1x cash back everywhere with a paypal business debit card.
May 17, 2017, 8:58 am
#202
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
I'm doing a test with Plastiq on order to see if it codes as travel. The same payment with CSR coded as travel.
May 17, 2017, 10:49 am
#203
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
In theory, yes. Or maybe funding it with Citi ATTAM? Not sure if it will code as 3x.
May 17, 2017, 12:45 pm
#204
Join Date: May 2017
Posts: 8
Hopefully Plastiq codes travel for this card if not oh well at least I'll meet my MS for the card.
May 17, 2017, 1:27 pm
#205
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
May 17, 2017, 6:15 pm
#207
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
Even if it codes as "travel", you wouldn't get 3x points anyway, and the $325 travel credit wouldn't apply, since this card only counts purchases directly with an airline, hotel, cruise, etc. as travel.
May 18, 2017, 6:52 am
#208
Join Date: May 2017
Posts: 8
The charge on plastiq cleared for me and looks like they coded it as 7011 which is under Lodging - Hotels, Motels, etc.
May 18, 2017, 8:25 am
#209
Join Date: May 2001
Location: Tucson, AZ
Posts: 81
Gift card purchases causing some accounts to be closed
I see in postings elsewhere (and here) where many accounts have been closed for gift card purchases at various stores (such as CVS). It has been suggested that USBank is looking at "level 3 data" to find these GC purchases. I am wondering if GC purchases at a local retailer (such as a restaurant chain, i.e. Friday's, Buffalo Wild Wings, etc) would trigger the level 3 data search or could these purchases "slip through the cracks"? Any thoughts on this or GC purchases in general? One posting suggested that one not use a mobile payment to purchase GC's.
May 18, 2017, 10:43 am
#210
Join Date: Nov 2006
Location: RDU
Programs: Marriott Gold Elite, Hyatt Explorist, AA, Delta, Southwest CP, Citi Prestige, MLife Platinum
Posts: 103
I see in postings elsewhere (and here) where many accounts have been closed for gift card purchases at various stores (such as CVS). It has been suggested that USBank is looking at "level 3 data" to find these GC purchases. I am wondering if GC purchases at a local retailer (such as a restaurant chain, i.e. Friday's, Buffalo Wild Wings, etc) would trigger the level 3 data search or could these purchases "slip through the cracks"? Any thoughts on this or GC purchases in general? One posting suggested that one not use a mobile payment to purchase GC's.