There are also 3v cards at Tesco that are fee free and \visa debit £50 cards that have a fee (but this can be negated with the conditional spend offers that they sometimes offer.)
Admittedly, the former can be difficult to find...

The 3V cards are Visa Debit, which is different to V-Pay, therefore not accepted widely in the Netherlands.

DCC'd at What the Pho in Tuen Mun
 

Used my CSP was with friends. Annoyed, amount is small, roughly 500HKD bill.

The hassle with charge back isn't worth the time. However service at this place was horrible and condescending when I asked them to bill in HKD. They looked at me as if I was stupid, of course it's HKD, you really think it's USD??

Do the charge back as a matter of principle. Good thing I don't like pho...

Going through with a charge back is time consuming and requires back and forth with bank explaining what this is all about, declining courtesy credit, etc etc.

I was successful having Chase go through with the charge back for Greyhound Cafe where the merchant ultimately re-ran the transaction in local currency, but honestly, it took 2-3 month of my time.

I am in agreement with you regarding the principle aspect of it. Just wished it was easier.

It'd be good to have a list to reference as to who DCC and who doesn't. I used my CSP because this merchant didn't take a local HKD Amex.

I agree that I would do a chargeback on principle. Not only was there horrible service, but they're trying to rip you off on top of that. Even if the dollar amount is small, a chargeback is your way of getting back at them.

Well, I've had to CB 4-5 times in the past year from DCC in HK. Chase has been pretty helpful.

If you want to start a DCC list of merchants in HK I'll sure submit. I can think of a few off the top of my head...

Anybody has experiences with Barclays, in particular the Arrival Plus? Will be in Hong Kong and Japan in second half of May. Most likely would use Arrival Plus and Chase United Exp Biz (both have 2x reward though we have HK Currency and 1/2 of the places we go dont take CC but I still try to use CCs whenever it is possible.)

Several weeks ago, I promised a UK DCC receipt from an ATM. Here it is...
http://i58.tinypic.com/9seypi.png

Exchange rate of 1 GBP = 1.4965 EUR.

So withdrawing £100 on the same day, using the indicative FX rates on the respective card issuer sites:
ATM rate €149.65
MasterCard €139.79
Visa €139.98

Quite a hefty difference there if your card issuer does not charge for overseas withdrawals.

On a positive and unrelated note, I would say Italy is very DCC free. Over the last three years, I have travelled to Bergamo, Trento, Venice, Milan, Bologna and Rome. All types of businesses used (including those with handheld terminals and those integrated into POS). Only one place has offered DCC, which was a chain hotel in Milan. It was well advertised and offered by the staff. Nowhere else has offered DCC.

Hey guys! Just opened my Arrival+ kit and found this wording when reading the Agreement:

for currency conversion, if using MC, it's either the wholesale rate or government rate while in those procedures plus 1 percent; if using Visa, it's the rate (blah blah I can't remember, but no mentioning of the 1 percent.

I remember we talked about Visa rates and MC rates in this thread, and I appologize for not posting to the specific thread for currency conversion, but does it mean MC rates usually are 1% higher? Or is it just for Barclay?

I remembered with my Chase IHG MC, the rate is the same as the CSP Visa.

I'll do some tests in China to find out. Now I'm armed with CSP Visa, Chase IHG MC, Citi Premier MC, Citi Prestige MC, Barclay Arrival+ MC. I think it's a pretty inclusive arsenal, and I'll find a Starbucks and swipe a lot when it's not busy (may lord mercy the poor barista's soul...)

Thailand ATM DCC
 

Got offered DCC at an ATM in Thailand at the airport in Bangkok in December, using Kasikornbank (K-ATM).

Rate that day THB 33.00 = 1 USD.

Withdrew THB 9,000 and charged THB 180 service charge by ATM (I used to think the 150 baht charge was a ripoff!)

My Capital One debit card was charged USD 278.21 (only 2 cents off from the exact rate.)

The DCC offer was USD 292.99 (including service charge), a 5.3% markup.

Thanks, Kasikornbank, but I'll save my $14.78!
http://i1152.photobucket.com/albums/...g/IMG_1907.jpg

...if you can get Chinese merchants to charge you in RMB. :D

If they charge the 1% fee, they have to include it above and beyond the MC rates. I've never used a Barclaycard MC product overseas, however, so I don't know if in practice they actually impose the 1% fee or if it's the exact MC rate.

Starbucks never DCC~ Big company is dependable~

Got a DCCed at a restaurant in Beijing. The serve refused to re-run the transaction, so I wrote on the voucher that I rejected DCC and circled the RMB amount. Flash forward I had to file a dispute with Citi and the merchant responded accepting a lower USD amount (actually a bit lower than what it would have been had they charged me in RMB originally).

Great outcome. ^ So you went through with the full chargeback citing an incorrect currency transaction code? Was this Visa or MC?