Jan 2, 2017, 9:16 am
Last edit by: yugi
Ways to get high rewards or bonus on credit card spending:
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
Which card(s) to use for high spend or large purchases? [Consolidated]
Oct 28, 2018, 12:30 pm
#407
Join Date: Oct 2018
Posts: 31
Need your help—how to maximize sign up bonus on $28k spend!!
Hi all so I need to spend $28k by 2/15/19 & need your help in figuring out which cards to sign up to maximize sign up bonuses!
Will be under 5/24 on 12/01/18 and again on 2/10/19.
Here’s the cards I currently have:
1) CSR
2) Chase Inks Business Cash
3) C.Freedom
4) C.Freedom Unlimited
5) Amex Business Gold
6) Amex SPG
7) Amex SPG business
8) Amex Hilton Honors
9) Amex Hilton Business
10) Citi TY Premier
These are the cards I’ve planned so far:
1) Citi AAbusiness - $4k
2) Chase Ink Business Preferred in 12/01/18 - $5k
3) Chase Ink Business Unlimited in 01/01/19 - $3k
4) Amex Gold 1/05/19 - $2k
5) Amex Blue Business Plus 2/01/19 - $3k
Would you suggest something else? What cards would you sign up for if you were me?
thanks!
Will be under 5/24 on 12/01/18 and again on 2/10/19.
Here’s the cards I currently have:
1) CSR
2) Chase Inks Business Cash
3) C.Freedom
4) C.Freedom Unlimited
5) Amex Business Gold
6) Amex SPG
7) Amex SPG business
8) Amex Hilton Honors
9) Amex Hilton Business
10) Citi TY Premier
These are the cards I’ve planned so far:
1) Citi AAbusiness - $4k
2) Chase Ink Business Preferred in 12/01/18 - $5k
3) Chase Ink Business Unlimited in 01/01/19 - $3k
4) Amex Gold 1/05/19 - $2k
5) Amex Blue Business Plus 2/01/19 - $3k
Would you suggest something else? What cards would you sign up for if you were me?
thanks!
Last edited by TravelBum23; Oct 28, 2018 at 9:03 pm
Nov 10, 2018, 2:30 pm
#408
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,395
Spending $4500 in 1 week.
Looking for a new CC to apply with travel bonus. We already have CSR and AMEX Gold. Also I need the new CC number instantly as I have to pay the charges online and cannot wait for card to arrive.. TIA
Nov 10, 2018, 8:11 pm
#409
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
What kind of bonus? Hotel pts? Airline miles? Not sure if any bank will give you a number over the ph. Pick a card and then call the bank before you apply. Sorry, not much help.
Nov 10, 2018, 8:20 pm
#410
Moderator: Budget Travel forum & Credit Card Programs, FlyerTalk Evangelist
Join Date: Aug 2002
Location: YYJ/YVR and back on Van Isle ....... for now
Programs: UA lifetime MM / *A Gold
Posts: 14,429
Somewhat recently applied for a Citi card, but was going out of town for 10 days and knew the physical card would arrive just after I left, and I also knew I was about to book a relatively expensive flight.
Short story short, called Citi, and no dice. Card was waiting when I returned from my trip.
I have not tried with anyone else but my Credit Union, but suspect that that will be a MAJOR hurdle. Perhaps other members can chime in if they had luck as I do seem to recall someone posting that the bank disclosed their number to them prior to arrival of card.
Nov 11, 2018, 7:13 am
#411
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Just noticed this part.
Somewhat recently applied for a Citi card, but was going out of town for 10 days and knew the physical card would arrive just after I left, and I also knew I was about to book a relatively expensive flight.
Short story short, called Citi, and no dice. Card was waiting when I returned from my trip.
I have not tried with anyone else but my Credit Union, but suspect that that will be a MAJOR hurdle. Perhaps other members can chime in if they had luck as I do seem to recall someone posting that the bank disclosed their number to them prior to arrival of card.
Somewhat recently applied for a Citi card, but was going out of town for 10 days and knew the physical card would arrive just after I left, and I also knew I was about to book a relatively expensive flight.
Short story short, called Citi, and no dice. Card was waiting when I returned from my trip.
I have not tried with anyone else but my Credit Union, but suspect that that will be a MAJOR hurdle. Perhaps other members can chime in if they had luck as I do seem to recall someone posting that the bank disclosed their number to them prior to arrival of card.
Not sure if this is still in practice.
Nov 11, 2018, 12:02 pm
#412
Join Date: Aug 2010
Location: LAS, MPL
Programs: DL Platinum, 1 MM
Posts: 1,321
They still do that - I applied for an Amex card two weeks ago and they gave me a number - still don't have the card.
Nov 11, 2018, 12:28 pm
#413
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
Nov 11, 2018, 5:00 pm
#414
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Nov 28, 2018, 1:26 pm
#415
Join Date: Nov 2018
Location: Between MGM & ATL
Programs: Primarily Hilton & Delta
Posts: 137
I had the option of requesting an instant card # on my Hilton Ascend AMEX as soon as I was approved. I believe it was good to use for 10-15 days, or until you activate your real card. The numbers were not the same, so if you booked something like a hotel with the instant card, you would need to update to the real card # with the hotel when you checked in.
Mar 10, 2019, 12:25 pm
#416
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
I rarely have single large purchases but will have a tax payment of around 10k due in April. Assuming a minimum 1.87% fee ($187), I'm trying to figure out if it's worth it to use cc. I've got two options for non-bonused spend: Amex Blue Biz Plus 2x MR points and Chase Ink Unlimited 1.5x UR. (Would a tax payment be considered a cash equivalent, thus ineligible for Amex 2x?)
I'm wondering if I'm missing a better option. If there's a card that x amount of annual spending will get me better status (and I'd make a point of reaching that spend). My organic spend is around 5k/month but spread around across my and spouse's ccs. Does anything in this list strike anyone as a better cc for big purchase or for targeting annual spend for perk?
Hotel cc: Marriott Bonvoy Biz Amex (Gold), Hyatt (Explorist)
Airline cc: DL Gold, DL Biz, AA Aviator, Possible UA biz (considering applying)
Chase: CSR, Freedom Unlimited, Freedom, Ink Cash, Ink Pref
Amex: Amex Plat, Amex Gold
Citi: Prestige
I'm wondering if I'm missing a better option. If there's a card that x amount of annual spending will get me better status (and I'd make a point of reaching that spend). My organic spend is around 5k/month but spread around across my and spouse's ccs. Does anything in this list strike anyone as a better cc for big purchase or for targeting annual spend for perk?
Hotel cc: Marriott Bonvoy Biz Amex (Gold), Hyatt (Explorist)
Airline cc: DL Gold, DL Biz, AA Aviator, Possible UA biz (considering applying)
Chase: CSR, Freedom Unlimited, Freedom, Ink Cash, Ink Pref
Amex: Amex Plat, Amex Gold
Citi: Prestige
Last edited by Stgermainparis; Mar 10, 2019 at 12:40 pm
Mar 10, 2019, 1:00 pm
#417
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
I rarely have single large purchases but will have a tax payment of around 10k due in April. Assuming a minimum 1.87% fee ($187), I'm trying to figure out if it's worth it to use cc. I've got two options for non-bonused spend: Amex Blue Biz Plus 2x MR points and Chase Ink Unlimited 1.5x UR. (Would a tax payment be considered a cash equivalent, thus ineligible for Amex 2x?)
I'm wondering if I'm missing a better option. If there's a card that x amount of annual spending will get me better status (and I'd make a point of reaching that spend). My organic spend is around 5k/month but spread around across my and spouse's ccs. Does anything in this list strike anyone as a better cc for big purchase or for targeting annual spend for perk?
Hotel cc: Marriott Bonvoy Biz Amex (Gold), Hyatt (Explorist)
Airline cc: DL Gold, DL Biz, AA Aviator, Possible UA biz (considering applying)
Chase: CSR, Freedom Unlimited, Freedom, Ink Cash, Ink Pref
Amex: Amex Plat, Amex Gold
Citi: Prestige
I'm wondering if I'm missing a better option. If there's a card that x amount of annual spending will get me better status (and I'd make a point of reaching that spend). My organic spend is around 5k/month but spread around across my and spouse's ccs. Does anything in this list strike anyone as a better cc for big purchase or for targeting annual spend for perk?
Hotel cc: Marriott Bonvoy Biz Amex (Gold), Hyatt (Explorist)
Airline cc: DL Gold, DL Biz, AA Aviator, Possible UA biz (considering applying)
Chase: CSR, Freedom Unlimited, Freedom, Ink Cash, Ink Pref
Amex: Amex Plat, Amex Gold
Citi: Prestige
If not for those, then you need to find a CC which can pay you more than the fees paid. So you need to get to 2% level. A 2% cash back card can do the trick, such as Citi Double Cash or Fidelity Visa. There are more cards like that.
Mar 10, 2019, 1:54 pm
#418
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
You need to do research on all the individual CC. In general, It is good to use Tax payment and Plastiq for payments to meet welcome bonus spending, or to reach certain status spending, such as $10k for Radisson free room or $15k for Hyatt free room. AmEx runs a point promotion to spend $25k etc.
If not for those, then you need to find a CC which can pay you more than the fees paid. So you need to get to 2% level. A 2% cash back card can do the trick, such as Citi Double Cash or Fidelity Visa. There are more cards like that.
If not for those, then you need to find a CC which can pay you more than the fees paid. So you need to get to 2% level. A 2% cash back card can do the trick, such as Citi Double Cash or Fidelity Visa. There are more cards like that.
My Amex earns at 2x (or 2% level), so that's my back up plan. I'd rather have the points than the cash back b/c I value them more. Just was thinking there might be some other perk out there that I'm not seeing. If Freedom Q2 includes mobile payments/paypal/chase pay, then I'll do that for a portion of the taxes.
Mar 10, 2019, 5:47 pm
#419
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Typically I would open a new card to pay income taxes, because the bonus will easily justify the fee. However, if that doesn't work out in a particular year I would use Blue Business Plus. Taxes are not cash equivalents for rewards purposes.
Mar 16, 2019, 8:01 pm
#420
Join Date: Mar 2019
Posts: 44
Best credit card to furnish house
Hello. Moving into a new home. Will plan on some large item purchases for furniture and electronics.
Any suggestions for credit cards with large signup bonuses? Ideally they would have downgrade path
after first year.
Thanks.
Any suggestions for credit cards with large signup bonuses? Ideally they would have downgrade path
after first year.
Thanks.