FlyerTalk Forums - View Single Post - Which card(s) to use for high spend or large purchases? [Consolidated]
Old Mar 10, 2019, 12:25 pm
  #416  
Stgermainparis
 
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,934
I rarely have single large purchases but will have a tax payment of around 10k due in April. Assuming a minimum 1.87% fee ($187), I'm trying to figure out if it's worth it to use cc. I've got two options for non-bonused spend: Amex Blue Biz Plus 2x MR points and Chase Ink Unlimited 1.5x UR. (Would a tax payment be considered a cash equivalent, thus ineligible for Amex 2x?)

I'm wondering if I'm missing a better option. If there's a card that x amount of annual spending will get me better status (and I'd make a point of reaching that spend). My organic spend is around 5k/month but spread around across my and spouse's ccs. Does anything in this list strike anyone as a better cc for big purchase or for targeting annual spend for perk?

Hotel cc: Marriott Bonvoy Biz Amex (Gold), Hyatt (Explorist)
Airline cc: DL Gold, DL Biz, AA Aviator, Possible UA biz (considering applying)
Chase: CSR, Freedom Unlimited, Freedom, Ink Cash, Ink Pref
Amex: Amex Plat, Amex Gold
Citi: Prestige

Last edited by Stgermainparis; Mar 10, 2019 at 12:40 pm
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