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Truist (fka Suntrust) Skymiles Check Card [see WIKI for offers]

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Old Jul 3, 2014, 12:11 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: muji
Please don't delete this Wiki.
Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.

Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________

Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card

Most current 25,000 offer was in-branch only, through May 9, 2016:
INTRODUCING YOUR NEW EVERYDAY GETAWAY CARD: THE SKYMILES® DEBIT CARD.
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.

Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
    __________________________________________________ _____________

    History of Recent Past Offers:

    Changes as of 7/25/15 :
    Balanced Banking (no longer available): 95a/f, 1mile/$2 up to 2000 miles, $3000 daily collected balance to avoid monthly fee

    Signature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee

    Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
    SunTrust has a list of items that aren't supposed to earn miles, but some do anyway: cash advances, cash back, ATM transactions, tax payments, payments for stored value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, travelers cheques, purchase of monetary instruments

    -----------------------------------------------------------
    If SunTrust closed your account, it would be great if you could share a little info about the account history.
    ----------------------------------------------------------
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    Truist (fka Suntrust) Skymiles Check Card [see WIKI for offers]

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    Old Jul 31, 2012, 8:43 am
      #751  
     
    Join Date: Dec 2009
    Location: CHA/TYS
    Programs: The Mac Daddy of Heimlich County (and low-ball status)
    Posts: 2,868
    Originally Posted by GoGreen
    And what is the Chase checking deal, pray tell?
    it's on slickdeals if you search Chase on hot deals. $200 with direct deposit or $x amount of account balance. can't remember specifics.
    mrredskin is offline  
    Old Jul 31, 2012, 8:43 am
      #752  
     
    Join Date: Dec 2009
    Location: CHA/TYS
    Programs: The Mac Daddy of Heimlich County (and low-ball status)
    Posts: 2,868
    Originally Posted by SammySpade
    Any early closure fee would be listed in the terms & conditions...
    awesome... thanks for the info
    mrredskin is offline  
    Old Jul 31, 2012, 11:43 am
      #753  
     
    Join Date: Jul 2007
    Location: MKE
    Posts: 614
    Has anyone cancelled their accounts yet? I hate having to pay the $12 monthly fee and cant make the $3000 min. Looks like I will be hit with the $25 closing fee though.
    kannon99 is offline  
    Old Jul 31, 2012, 2:14 pm
      #754  
     
    Join Date: Apr 2011
    Posts: 103
    Got my 15000 for direct deposit which is weird because I hadn't direct deposited money outside of the transfer I did from one bank account during the opening.

    Still waiting on the remaining 15000. Anyone else get the direct deposit skypesos before the other 15000 for using the card?

    Thanks!

    26 Jul 2012 SunTrust World Direct Deposit (May-Jun 2012)
    Activity Date : 19 Jul 2012 15000 15000
    seanmh is offline  
    Old Jul 31, 2012, 4:45 pm
      #755  
     
    Join Date: Jan 2003
    Location: SAN
    Programs: DL SM, Marriot PLT, Tall guy in need of legroom
    Posts: 1,478
    Purchase Miles Posting Wacky

    Has anyone had issues with the amount of miles posting from purchases etc? I know that both PIN based and signature (credit) transactions all count at 1 mile /$1 spent and I've only seen a few hundred miles post on about $2500+ in purchases the last few months. Their math seems way off as well.

    is this a Delta phone call to Skymiles or call Suntrust bank?
    kdinino is offline  
    Old Jul 31, 2012, 5:02 pm
      #756  
    Used to be highman123
     
    Join Date: Jul 2011
    Posts: 3,541
    Originally Posted by kdinino
    Has anyone had issues with the amount of miles posting from purchases etc? I know that both PIN based and signature (credit) transactions all count at 1 mile /$1 spent and I've only seen a few hundred miles post on about $2500+ in purchases the last few months. Their math seems way off as well.

    is this a Delta phone call to Skymiles or call Suntrust bank?
    Yes same here - PIN transactions and partial sign-up bonus is missing - they told me to call back after 8 weeks. So I'll wait 2 more weeks...
    MightyTravels is offline  
    Old Jul 31, 2012, 5:52 pm
      #757  
     
    Join Date: Apr 2012
    Posts: 1,184
    Originally Posted by seanmh
    Got my 15000 for direct deposit which is weird because I hadn't direct deposited money outside of the transfer I did from one bank account during the opening.

    Still waiting on the remaining 15000. Anyone else get the direct deposit skypesos before the other 15000 for using the card?

    Thanks!

    26 Jul 2012 SunTrust World Direct Deposit (May-Jun 2012)
    Activity Date : 19 Jul 2012 15000 15000
    This is exactly what happened to me. Either the DD bonus was borked or it counted the regular (non-DD) ACH transfer as a DD. Still waiting on the 15k from the card.
    gloreglabert is offline  
    Old Jul 31, 2012, 6:08 pm
      #758  
     
    Join Date: Feb 2005
    Location: GSO
    Programs: AA EXP, Marriott Titanium
    Posts: 776
    Originally Posted by mrredskin
    awesome... thanks for the info
    The account closure fee is $25 if the account is closed within 6 months of opening. This can be found on page 4 (left column) of the Fee Schedule on SunTrust's website.

    Last edited by tmm1012; Jul 31, 2012 at 6:30 pm
    tmm1012 is offline  
    Old Jul 31, 2012, 6:59 pm
      #759  
    akp
     
    Join Date: Jun 2011
    Location: Flyover Territory
    Programs: Hilton Diamond
    Posts: 687
    No, but...

    Originally Posted by seanmh
    Got my 15000 for direct deposit which is weird because I hadn't direct deposited money outside of the transfer I did from one bank account during the opening.

    Still waiting on the remaining 15000. Anyone else get the direct deposit skypesos before the other 15000 for using the card?

    Thanks!

    26 Jul 2012 SunTrust World Direct Deposit (May-Jun 2012)
    Activity Date : 19 Jul 2012 15000 15000
    I also got the 15000 for direct deposit last week, but my direct deposit hasn't been processed through my employer yet. They must have counted one of my transfers.

    I DID receive my 5000 and 10000 bonus points before the DD bonus, so I've got all 30k already.

    Anita
    akp is offline  
    Old Jul 31, 2012, 8:46 pm
      #760  
     
    Join Date: May 2012
    Posts: 199
    Anyone know the cutoff date used for miles to show up?
    edh101985 is offline  
    Old Jul 31, 2012, 9:55 pm
      #761  
     
    Join Date: Jan 2003
    Location: SAN
    Programs: DL SM, Marriot PLT, Tall guy in need of legroom
    Posts: 1,478
    Originally Posted by highman123
    Yes same here - PIN transactions and partial sign-up bonus is missing - they told me to call back after 8 weeks. So I'll wait 2 more weeks...
    Hmm, so we have to wait 8 weeks to see if miles from purchases 8-12 weeks prior post? Argh, talk about annoying.

    I've received my 30K miles though which is promising.
    kdinino is offline  
    Old Jul 31, 2012, 10:02 pm
      #762  
    akp
     
    Join Date: Jun 2011
    Location: Flyover Territory
    Programs: Hilton Diamond
    Posts: 687
    It seems inconsistent

    Originally Posted by edh101985
    Anyone know the cutoff date used for miles to show up?
    The first two weeks after my account went active, I had weekly posts of points to Delta on Thursdays (jul 5 and Jul 12). Since then no miles for purchases have posted, but my 15K for DD posted on Jul 26.

    Anita
    akp is offline  
    Old Aug 1, 2012, 2:38 am
      #763  
     
    Join Date: May 2012
    Location: ATL
    Programs: AA PLT, DL
    Posts: 309
    Here are some snippets of my posting dates (showing you the e-miles redemption time frame too for reference):

    26 Jul 2012 SunTrust World Direct Deposit (May-Jun 2012)
    Activity Date : 19 Jul 2012 15000 15000

    05 Jul 2012 SunTrust World Acq Bns (May-Jun 2012)
    Activity Date : 04 Jul 2012 10000 10000

    05 Jul 2012 SunTrust SkyMiles World Card - Purchases
    Activity Date : 04 Jul 2012 45 45

    05 Jul 2012 SunTrust MasterCard Check Card Welcome Bonus
    Activity Date : 04 Jul 2012 5000 5000

    02 Jul 2012 e-Miles Base Miles
    Activity Date : 06 Jun 2012 500 500 1000
    DevilsX is offline  
    Old Aug 1, 2012, 9:14 am
      #764  
    FlyerTalk Evangelist
     
    Join Date: Aug 2001
    Location: Finally back in Boston after escaping from New York
    Posts: 13,644
    Originally Posted by seanmh
    Got my 15000 for direct deposit which is weird because I hadn't direct deposited money outside of the transfer I did from one bank account during the opening.

    Still waiting on the remaining 15000. Anyone else get the direct deposit skypesos before the other 15000 for using the card?

    Thanks!

    26 Jul 2012 SunTrust World Direct Deposit (May-Jun 2012)
    Activity Date : 19 Jul 2012 15000 15000
    Yup, happened to me.

    Originally Posted by highman123
    Yes same here - PIN transactions and partial sign-up bonus is missing - they told me to call back after 8 weeks. So I'll wait 2 more weeks...
    When did you make your purchases? I seem to remember that purchase cycle on the 5th.

    Mike
    mikeef is offline  
    Old Aug 1, 2012, 10:09 am
      #765  
     
    Join Date: Oct 2003
    Location: TX
    Posts: 2,734
    Originally Posted by akp
    The first two weeks after my account went active, I had weekly posts of points to Delta on Thursdays (jul 5 and Jul 12). Since then no miles for purchases have posted, but my 15K for DD posted on Jul 26.

    Anita

    Same here:

    05 Jun 2012 SunTrust MasterCard Check Card Welcome Bonus
    Activity Date : 04 Jun 2012 5000 5000

    05 Jun 2012 SunTrust World Acq Bns (May-Jun 2012)
    Activity Date : 04 Jun 2012 10000 10000

    26 Jul 2012 SunTrust World Direct Deposit (May-Jun 2012)
    Activity Date : 19 Jul 2012 15000 15000

    I am doing a weekly ACH transfer from my biz chase account to Suntrust for $125. I guess that qualifies as a direct deposit.
    docr775 is offline  


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