2 Capital One cashback cards: Business 2%, Personal 1.5% [Card names change]
#121
Join Date: Aug 2014
Posts: 1,303
I'm a little confused as to the triple pull. I got dinged 2 points on TU (haven't checked other two) for the Cap1 Venture and will bring in $400 sign up bonus shortly. Are you guys getting more than $400 for a 2 point FICA ding on a hard pull? I just assumed I'd trade out 2 points for $400 all day long??? Also, what other cards out there can you get higher than 2.2% category-less cash back besides Barclay?
#122
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Spark Cash (business card) offer through USPS at my business address. $500 bonus for spending $4,500 in three months, 2% cash back. Annual fee waived first year, then $59. Offer expires 2.9.2015.
#124
Join Date: Apr 2002
Posts: 587
I got a similar offer in the mail without the annual fee. There was an invitation code.
#125
Join Date: Jun 2011
Location: East Coast
Programs: AA/DL/UA, SPG/HH
Posts: 154
recently received a coded mail offer for a Capital One Spark Cash Select Business card:
1.5% cash back
6m 0% APR
$500 on $4500 spend in 3m
no AF
Does anyone with this card have any experience applying with 2 of 3 bureaus frozen, relative to other issuers? What sort of CL did you receive relative to your personal/business lines from other issuers?
1.5% cash back
6m 0% APR
$500 on $4500 spend in 3m
no AF
Does anyone with this card have any experience applying with 2 of 3 bureaus frozen, relative to other issuers? What sort of CL did you receive relative to your personal/business lines from other issuers?
#126
Join Date: Apr 2004
Programs: AA plt 2 mm, Marriott LTT, HH dia
Posts: 1,215
I was thinking about getting the Spark Cash card. Does Capital One offer level 2 or 3 enhanced data?
Level 3 enhanced data lists a description and quantity of all items purchased at some stores. So basically, I could see an itemized receipt for purchases on my Capital One cc statement. I have heard that some Amex cards offer this as well.
I did a search on the Capital One website, and saw the Wallet. I have an android phone, and the app is pending for that. It says the Capital One Wallet has some of this information in the app for the iPhone.
Thanks in advance!
Level 3 enhanced data lists a description and quantity of all items purchased at some stores. So basically, I could see an itemized receipt for purchases on my Capital One cc statement. I have heard that some Amex cards offer this as well.
I did a search on the Capital One website, and saw the Wallet. I have an android phone, and the app is pending for that. It says the Capital One Wallet has some of this information in the app for the iPhone.
Thanks in advance!
Last edited by jeanie; Mar 4, 2015 at 8:14 pm Reason: edit: this is in reference to the Spark Cash Business Card