2 Capital One cashback cards: Business 2%, Personal 1.5% [Card names change]
Sep 11, 2011, 8:11 pm
#31
Join Date: Jan 2005
Programs: UA GOLD MM,WN CP A+list, HH Gold,MR LT Titanium
Posts: 2,184
I am also interested in this feature. I would also like to know from any of you that have the CapOne card, if there is the ability to generate one time use numbers, as the Schwab card did?
Sep 12, 2011, 12:28 pm
#32
Join Date: Aug 2010
Location: West Africa
Programs: Flying Blue, Mileage Plus
Posts: 204
I do not believe there are one time use numbers associated with this card. My Citi card is the only current card I have with that feature.
Sep 14, 2011, 3:12 pm
#35
Moderator: Alaska Mileage Plan
Join Date: Feb 2005
Posts: 12,320
Sep 14, 2011, 4:21 pm
#37
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
3.How do I get my cash?
You can ask for your cash anytime you want by calling the Rewards Center toll-free or going online. You can even set a specific threshold for redemption in which you would automatically receive your cash back. To redeem your cash, your account must be open and in good standing, which means it isn't past due, overlimit, fraudulent, restricted, part of a consumer credit counseling program or in a bankruptcy settlement.
12.How long will it take to receive my reward?
Statement credits will be applied within five to seven business days of redemption. If a check or gift card is requested, it will be sent to the account holders' mailing address on file within 30 days of the redemption request.
You can ask for your cash anytime you want by calling the Rewards Center toll-free or going online. You can even set a specific threshold for redemption in which you would automatically receive your cash back. To redeem your cash, your account must be open and in good standing, which means it isn't past due, overlimit, fraudulent, restricted, part of a consumer credit counseling program or in a bankruptcy settlement.
12.How long will it take to receive my reward?
Statement credits will be applied within five to seven business days of redemption. If a check or gift card is requested, it will be sent to the account holders' mailing address on file within 30 days of the redemption request.
Sep 29, 2011, 2:14 pm
#43
Join Date: Dec 2007
Location: TX
Posts: 212
I called to convert one of my old C1 miles card that's been dormant for a while and they were able to switch it to the cash card and convert the miles to cash that I still had on that card. The rep seemed to imply that a card can cannot be converted if its less than 6 months old (either via new app or another conversion).
Sep 29, 2011, 2:23 pm
#44
Join Date: Jul 2010
Programs: AA, DL, SPG, Hyatt
Posts: 313
I called to convert one of my old C1 miles card that's been dormant for a while and they were able to switch it to the cash card and convert the miles to cash that I still had on that card. The rep seemed to imply that a card can cannot be converted if its less than 6 months old (either via new app or another conversion).
Oct 1, 2011, 8:31 am
#45
Join Date: Sep 2002
Location: Southwest US
Programs: AA (US) gold, HH gold, Bonvoy gold
Posts: 332
Looking to replace the old Schwab 2% cash back card, and I have 2 Capital One questions:
1) Does Cap One have a way to set up automatic ACH payment of the full statement balance each month? FIA (who admininstered the Schwab cards) does; it's not an online option but a separate form you send in once. Not interested in anything that requires me to remember to log in and set up each payment.
Edit: I see their FAQ says "our online system does not currently offer a recurring payment function, but some Capital One accounts are eligible to participate in a program called Capital One AutoPay". Who is "eligible"?
2) Does the online site show pending transactions (not posted yet) transactions? I find this invaluable to see who's putting holds, spotting fraudulent charges quickly, etc.
1) Does Cap One have a way to set up automatic ACH payment of the full statement balance each month? FIA (who admininstered the Schwab cards) does; it's not an online option but a separate form you send in once. Not interested in anything that requires me to remember to log in and set up each payment.
Edit: I see their FAQ says "our online system does not currently offer a recurring payment function, but some Capital One accounts are eligible to participate in a program called Capital One AutoPay". Who is "eligible"?
2) Does the online site show pending transactions (not posted yet) transactions? I find this invaluable to see who's putting holds, spotting fraudulent charges quickly, etc.
No acknowledgement of my application - I had to call today to find out if I really applied. I should state that my credit is such that I usually get a card with too much credit limit for my needs and have no debt.
I also wish to autopay as I pay in full each month - I could not get an answer to this question when I called - I also had noted the website AutoPay comment.
I check my account weekly to make sure everything is alright - I think posting pending charges is very important - I will need to drop the card if that isn't available.
I was amazed in the last day that with all the commercials on TV that the level of info and service was as little as it was. I almost felt as if the company was looking for people to apply - but willing to let those concerned with all these little details get frustrated and opt out. Maybe they just want those that carry a balance as customers and this is a sneaky way to weed out those of us who use the card for convenience instead of floating a loan?