FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   Credit Pulls Database (https://www.flyertalk.com/forum/credit-card-programs/1138806-credit-pulls-database.html)

AscorbylPalmitate Dec 27, 2012 5:57 pm

Card Issuer: Chase (Visa Signature)
Card: SouthWest Rapid Rewards Plus
City and State: NY, NY
Inquiry Date: 12/2012
Credit Agency: Experian
FICO Credit Score: 740
Result: Approved

ipeaches Dec 27, 2012 9:58 pm

Card Issuer: Capital one
Card: Venture
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian, transunion
Credit Score: 747 experian
Result: Approved (instant)

Card Issuer: Chase
Card: Sapphire preferred
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian
Credit Score: 747 experian
Result: Approved (instant)

Card Issuer: Citi
Card: Simplicity
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: experian
Credit Score: 727 experian
Result: Approved (instant)

MrAlexMoore Jan 3, 2013 6:19 pm

Location Los Angeles, CA

Date: 5/12
Issuer: Chase
Card: CSP Visa
CRA: Experian
Result: Approved (Instant)

Date: 6/12
Issuer: Chase
Card: United & BA
CRA: Experian
Result: Approved (instant & recon)

Date: 6/12
Issuer: AMEX
Card: Starwood
CRA: Experian
Result: Approved (instant)

Date: 10/12
Issuer: Citi
Card: Hilton (2 cards)
CRA: Experian
Result: Approved (Instant / Recon)

Date: 10/12
Issuer: AMEX
Card: Biz Gold
CRA: Experian
Result: Approved (Instant)

Date: 10/12
Issuer: Chase
Card: Ink Bold
CRA: Experian
Result: Approved (Recon)

Date: 10/12
Issuer: Barclays
Card: US Air & NFL
CRA: TransUnion & Experian
Result: Approved & Denied after recon

Can I get anyone in LA that wants to look at my spotless Equifax? Also, big thank you to Barclays who gave me an extra and unnecessary Experian pull and then denied me.

That brings my total on Exp to 7. I'm hoping that isn't 'too many'...

hansel960 Jan 3, 2013 6:37 pm

I also live in Los Angeles and have had American Express, Chase, and Citi all pulling from Experian! Do any banks out here pull from Equifax?

Bluegrasskat Jan 11, 2013 3:56 pm

Any fellow FT'ers in Louisville, KY?

I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.

My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.

Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard


...so, is it safe to assume ALL Chase inquiries will be Transunion for me?

I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?

Tiki Jan 24, 2013 5:57 pm

How do you know exactly which credit bureau is being pulled? I'm based in central California so have been assuming based on other people's reports that US Bank, Chase, Amex and Citibank are all pulling Experian and Barclays is pulling TU. I can't find exact info in Credit Karma or Credit Sesame.

travelpye Jan 25, 2013 5:05 am


Originally Posted by Bluegrasskat (Post 20027937)
Any fellow FT'ers in Louisville, KY?

I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.

My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.

Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard


...so, is it safe to assume ALL Chase inquiries will be Transunion for me?

I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?

You might also check the credit pulls database on credit boards.com

http://creditboards.com/forums/index...pp=creditpulls

I live in the same metro area, but in Indiana. I have found Chase pulls TU for me consistently, but I only open personal cards. Perhaps biz cards would vary. Barclays pulled TU for me as well, and Citi and Am Ex consistently pull Experian. I haven't found any bank that pulls Equifax for me yet. Or at least not one offering a card I want now. Still, we may be in same metro, but we live in different states, so I would also check out the creditboards database to see if it looks like Citi and Am Ex pull from Experian in KY. I don't know if that is determined exclusively by state, or if metro area factors in. I bet it is by state.

travelpye Jan 25, 2013 5:13 am


Originally Posted by Tiki (Post 20118017)
How do you know exactly which credit bureau is being pulled? I'm based in central California so have been assuming based on other people's reports that US Bank, Chase, Amex and Citibank are all pulling Experian and Barclays is pulling TU. I can't find exact info in Credit Karma or Credit Sesame.

I get this information on my credit reports. In addition to the free copy each year we can all receive, I get extra copies free from Quizzle a couple times a year. I also check here and the credit boards credit pulls forum for experience of others in my state as reported there.

SFOHPN Jan 25, 2013 12:29 pm

Location: Seattle, WA

Date: 11/12
Issuer: Chase
Card: Priority Club
CRA: Experian
Result: Approved (Instant)

Date: 11/12
Issuer: Amex
Card: Hilton
CRA: Experian
Result: Approved (Instant)

AscorbylPalmitate Jun 12, 2013 5:35 pm

Location: NYC,NY

Date: 6/13
Issuer: Barclaycard / VISA
Card: Barclaycard NFL Extra Points VISA
CRA: TransUnion
Result: Approved (Instant)

progapanda Jul 14, 2013 11:18 am

Location: New York, NY

Date: 07/11
Issuer: Bank of America
Card: Alaska Airlines Visa Signature
CRA: Experian
Result: Approved (Following Manual Review)

michael_v Jul 19, 2013 7:02 am

Card Issuer: Citibank
Card Type: Citi AA platinum Visa
City and State: Utah
Credit Agency: both Experian and Transunion

Card Issuer: US Bank
Card Type: Club Carlson Business Visa
City and State: Utah
Credit Agency: Experian

jatink129 Jul 26, 2013 9:40 pm

Does anybody know what does TDbank pull usually? Can't seem to find any information on creditboards.com unless I'm supposed to be searching for something other than "td bank". :confused:

michael_v Jul 27, 2013 12:19 pm


Originally Posted by jatink129 (Post 21165220)
Does anybody know what does TDbank pull usually? Can't seem to find any information on creditboards.com unless I'm supposed to be searching for something other than "td bank". :confused:

TDAmeritrade (the investment firm, not the bank) pulled Transunion for me in Dec 2011.

FlightNurse Jul 27, 2013 12:41 pm

Card Issuer: Chase
Card Type: United MP, Priority Club, Chase Sapphire Preferred
City and State: PHX, AZ
Credit Agency: Experian (instant approval)
FICO- 733
Limits - Extremely High

Card Issuer: Barclay
Card Type: US Airways
City and State: PHX, AZ
Credit Agency: Transunion
FICO - 705


All times are GMT -6. The time now is 12:55 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.