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In SoCal, most pull Experian but Citi has always pulled Transunion on me for whatever reason. I'll take it.
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Card Issuer: Chase
Card Type: Chase Sapphire Preferred City and State: Flushing, NY Approx Inquiry: Date 8/21/11, 10:00 am Credit Agency: Experian Optional Info: Credit Score: Experian 705 Result: Approved This inquire took 2 points off Experian |
Card Issuer: Amex
Card Type: Amex Starwood Preferred Guess card City and State: Flushing, NY Approx Inquiry: Date 8/21/11, 10:08 am Credit Agency: Experian Optional Info: Credit Score: Experian 705 Result: Approved This inquire took 2 points off Experian |
Card Issuer: Citi
Card Type: Citi Forward City and State: Flushing, NY Approx Inquiry: Date 8/21/11, 10:10 am Credit Agency: Experian Optional Info: Credit Score: Experian 705 Result: Declined due to insufficient credit This inquire took 2 points off Experian |
Card Issuer: BANK OF AMERICA
Card Type: Alaska Airlines Visa City and State: Flushing, NY Approx Inquiry: Date 8/21/11, 10:15 am Credit Agency: Experian Optional Info: Credit Score: Experian 705 Result: Approved after getting a phone call from reps on 8/31 saying he saw multiple inquires on my credit report and had to make sure my identity is not stolen. This inquire took 2 points off Experian |
Card Issuer: PENFED
Card Type: PenFed Premium Travel Rewards AmEx City and State: Flushing, NY Approx Inquiry: Date 8/04/11 Credit Agency: Equifax Optional Info: Credit Score: Equifax 754 Result: Approved |
What has happened between 8/04 and 8/21 that your FICO has a steep 52 pts dropped from 754 to 702?
Were the 8/21 applications in the order as you posted, i.e. Chase Sapphire followed by SPG followed by Citi Forward .... ? |
Card Issuer: Chase
Card Type: Chase Sapphire Preferred City and State: Newark, CA Approx Inquiry: Date 8/5/11 Credit Agency: Equifax Optional Info: Credit Score: 776 FICO Result: Approved ============================================ Card Issuer: Citi Card Type: Citi AA Business Visa City and State: Newark, CA Approx Inquiry: Date 8/5/11 Credit Agency: Experian Optional Info: No change to FICO Credit Score: 776 FICO Result: Approved ============================================ Card Issuer: American Express Card Type: Premier Rewards Gold City and State: Newark, CA Approx Inquiry: Date 6/6/11 Credit Agency: Experian Optional Info: No change to FICO Credit Score: 776 FICO Result: Approved |
Card Issuer- Barclay
Card type- U.S. Dividend Miles mastercard City and State - Los Angeles, CA Approximate inquiry date -August 24, 2012 Credit Agency - Transunion Need additional info- copy of U.S. Passport, U.S Birth Certificate or Naturalization paper. Policy is if Social security number has gap of 20 years or more, need to have prove of U.S. Citizenship. Have 30 days to send info. for approval. |
Originally Posted by Happy
(Post 16978080)
What has happened between 8/04 and 8/21 that your FICO has a steep 52 pts dropped from 754 to 702?
Were the 8/21 applications in the order as you posted, i.e. Chase Sapphire followed by SPG followed by Citi Forward .... ? Yes, the I applied in the order I was posted. Just got an email from AMEX saying my SPG Business card is approved. |
Credit Report - got hit with 3 on Capital One Venture Card
I checked the last of the three major credit bureaus today, checked a few months apart. Capital One (for the Venture Card 100k points match) hit me on Experian, Equifax and Transunion. :mad: No other credit card I have applied hit me on two or three, only one hit per credit card.
Does anyone know what reporting agency do they use for the following: - Amex Plat - Barclays US Airways card - Chase Sapphire Preferred |
Moderator action
Moved opus2002's report into this thread, which may also contain answers to the questions.
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Issuer: Barclays USA
Card: US Airways Mastercard City and State: Raleigh, NC Date: 8/30/2011 Bureau: Transunion Got immediate rejection with immediate approval on calling recon line |
Originally Posted by opus2002
(Post 17029347)
I checked the last of the three major credit bureaus today, checked a few months apart. Capital One (for the Venture Card 100k points match) hit me on Experian, Equifax and Transunion. :mad: No other credit card I have applied hit me on two or three, only one hit per credit card.
Does anyone know what reporting agency do they use for the following: - Amex Plat - Barclays US Airways card - Chase Sapphire Preferred about your 2nd question its all about the area you live in...best to look at this thread or go to creditboards and look at their data base... |
what do you guys use to monitor your credit score?
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