FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   Credit Pulls Database (https://www.flyertalk.com/forum/credit-card-programs/1138806-credit-pulls-database.html)

MrMcLargeHuge Mar 15, 2015 9:06 am

Card Issuer: Citi
Card Type: Citi AAdvantage Gold
City and State: Dayton, OH
Approx Inquiry: February 17, 2015
Credit Agency: Equifax

Credit Score: >750
Result: Approved

festriaqua Mar 19, 2015 10:31 pm

Card Issuer: Chase
Card Type: UA MP Explorer
City and State: Los Angeles, CA
Approx Inquiry: Date 2/15
Credit Agency: Experian
Approval: Yes

BillyFlyer Mar 21, 2015 8:22 am

Summary of my inquiries within the past year. I'm in northern NJ:
Experian: Chase Ink Plus, Sapphire Preferred, Ink Bold, Hyatt, Ritz Carlton, Marriot Rewards Premier, IHG rewards Club; BOA AA; Citi HH, AA Exec; Amex OBC, BRG
TransUnion: Barclay US Airways and Arrival+; USB Club Carlson

MrMcLargeHuge May 23, 2015 2:15 pm

Card Issuer: BoA
Card Type: Alaska Airlines Personal (x2)
City and State: Dayton, OH
Approx Inquiry: May 19, 2015
Credit Agency: Experian

Credit Score: >750
Result: Approved

buschoi Sep 22, 2015 8:43 am

Card Issuer: American Express
Card Type: Platinum
City and State: Seattle, WA
Approx Inquiry: 8/29/2015
Credit Agency: Experian
Result: Approved (need to call in to provide one-time PIN due to credit report freeze)

biscy Oct 24, 2015 2:47 pm

Card Type: Chase Freedom
City and State: Mansfield, OH
Approx Inquiry: October 2015
Credit Agency: TransUnion

Credit Score: >700
Result: Approved

biscy Oct 24, 2015 2:51 pm

Card Type: PNC bank secured
City and State: Pittsburgh, PA
Approx Inquiry: June, 2015
Credit Agency: TrasnUnion

Credit Score: 0
Result: Approved

biscy Oct 24, 2015 2:55 pm

Card Type: Discover
City and State: Mansfield, OH
Approx Inquiry: June, 2015
Credit Agency: Equifax

Credit Score: new
Result: Approved

biscy Oct 24, 2015 2:56 pm

Card Type: Capital One
City and State: Mansfield, OH
Approx Inquiry: June, 2015
Credit Agency: TransUnion, Equifax

Credit Score: new
Result: NOT Approved

cevee Feb 28, 2016 9:30 am

chase SW business
 
Card Issuer: Chase
Card Type: Chase SW Business
City and State: Jacksonville FL
Approx Inquiry: Date Feb 2016
Credit Agency: Equifax AND Experian

Silvery Aura Sep 11, 2016 10:12 am

Card Issuer Chase
Card type: Chase Sapphire Reserve
City and State: Columbus, Ohio
approx inquiry: Aug 2016
Credit agency; Equifax and Experian
approved

RDY3238 Sep 11, 2016 3:24 pm

Chase. BofA. AMEX -Oregon
 
Card Issuer: Chase
Type: IHG Mastercard
City and State: Oregon
Inquiry date: 6/2016
CRA: Equifax
Approved. FICO #8 >800

Card Issuer: BofA
Type: Alaska Visa Signature
City and State: Oregon
Inquiry date: 9/2016
CRA: Experian Scorecard or TU.
Approved: FICO #8 >800

Issuer: AMEX
Type: Blue Everyday Cashback
State: Oregon
Inquiry date: 7/2016. Product change from SPG
CRA: Equifax. (No hard pull - sideways move + same credit line)
Approved FICO >800

Note: All bureaus have consumer freeze applied. Typically I apply online, wait for denial, then call credit analyst and ask them which bureau to lift.
Oregon is $10 per freeze/lift so why do all three.... Calling them prior to application is fruitless. Credit Analyst or Recon line will not talk to you prior to application. 1-800 application dept are clueless about CRA's. So this way forces the matter and they are then happy to talk to you as there is fresh application right in front of them. Much valuable information can be obtained by chatting to these folks if you are strategic.

bbtrvl Sep 12, 2016 9:34 pm

Citi Double Cash: both Experian and Equifax
PenFed: Equifax
Barclays JetBlue Plus: TransUnion
Amazon Store card (Synchrony Bank): Transunion

Boraxo Jan 10, 2023 8:53 pm

Citi Premier: EX
Barclays JetBlue Biz: TU
Cap1 Venture: EX, EQ and TU
Cap1 Spark Miles: EX, EQ & TU


All times are GMT -6. The time now is 3:10 pm.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.