Yep, Capital One is known to hit all three.

As for the others:

- Amex Plat (Experian)
- Barclay's US Airways (TransUnion)
- Chase Sapphire Preferred (Experian)

This varies by region, but the above are valid for Colorado, based on personal experience, and other regions too, from what I have read.

CreditKarma & CreditSesame both offer free services with FAKO scores.

Barclays U.S. Dividend Mastercard
Transunion
California
Late August 2011

+1 Here in NC

Chase used to pull Equifax here but all inquiries in 2011 have been Experian

Same for Citibank and Amex - all Experian

Barclays are only ones to have pulled TU and nobody using EQ any more it seems

Credit Card Inquiries
 

Sorry not sure if this is the right forum but how can you tell if multiple inquiries to your credit report got merged?

For example on Equifax:

Company Information:
CHASE BANK USA N.A Date of Inquiry:09/01/11, 07/13/11, 04/18/11, 12/17/10

is all on one line. Does that mean that's one inquiry or multiple?

Looks like 4 inquires from Chase to me. A merge happens when you apply for two cards from the same bank on the same day. You only see the date once in the list. They get merged when both pulls occur on the same day. Say you applied for two Chase cards on 09/01/11 and the date only shows up once in the list instead of twice because they merged the two pulls on 09/01/11 into one at the end of the day.

Southern CA-

Marriott Rewards Premier Visa- Applied 11/13/11- Experian pulled.

Which credit agency for Barclaycard
 

Hey all,

I'm considering applying for Barcleycard's (US) Miles&More credit card. Does anyone know which bureau they use? Asking because my score is not as good with one of them, so I'm hoping that they use one of the others :)

Hm... on further reading, it is most likely TransUnion, but it seems they may require proof of permanent residency, which I do not have :(

Anyone know where the UA Explorer card pulls from? An educated guess would be Experian, as it seems that Chase likes to pull using them....

Yep, in Colorado I can verify it's Experian for UA Explorer. And I believe it is Experian in almost every other region.

Turns out it's TransUnion, at least here in Chicago. Sucks, cause my TransUnion is not nearly as good as Experian.

Chase, always pulls Transunion in Indiana, as does Barclay, Fifth 3rd, & Discover............Jethro

Card Issuer: SallieMae Visa Signature
City and State: Los Angeles, CA
Inquiry Date 11/2/11
Credit Agency: Transunion
Result: Approved

Card Issuer: Chase Sapphire
City and State: Los Angeles, CA
Inquiry Date 12/2/11
Credit Agency: Experian
Result: Approved

Card Issuer: Chase Freedom
City and State: Los Angeles, CA
Inquiry Date 12/2/11
Credit Agency: Experian
Result: Pending (probably denied)

Card Issuer: Citi ThankYou (Preferred)
City and State: Los Angeles, CA
Inquiry Date 12/5/11
Credit Agency: TransUnion
Result: Approved

Card Issuer: Citi ThankYou Premier
City and State: Los Angeles, CA
Inquiry Date 12/5/11
Credit Agency: TransUnion
Result: Denied (too many inquiries)

Card Issuer: Citi Dividend MasterCard
City and State: Los Angeles, CA
Inquiry Date 12/5/11
Credit Agency: TransUnion
Result: Denied (too many inquiries)

I only have access to TransUnion via CreditKarma and Experian through CreditSelect - free if you have AAA subscription.

Called two different numbers for CitiBank (customer service, and account analyst 866-606-2787 via DansDeals, but they said nothing could be done. I was explained that as soon as the inquiry comes back as too many inquiries, the application is closed and denied. Perhaps if it was another reason, they could have done something more for me?

In 2010, Barclays used to pull a TransUnion in Florida, but currently they started to pull Experian in addition. Our 3 applications for US Airways MC were recorded in both Experian and TransUnion.

Another datapoint is that Citibank pulls 2 credit reports if applying for 2 cards simultaneously. I applied for ThankYou Premier card and for Hilton Visa, both were approved instantly, but there are 2 records on my Equifax report on the same day. Last year, for 2 Citi AA cards, there were only one pull.