Credit Pulls Database
Serious Card churners benefit from having an idea which credit reporting agency will probably pull the credit for a given card application. Example: a Chase Hyatt card from a South Carolina address was pulled by Equifax in September 2010
Here is the suggested format: Card Issuer: First USA Chase Card Type: Chase Hyatt card City and State: Hilton Head Island, SC Approx Inquiry: Date 9/19/10 Credit Agency: Equifax Optional Info: Credit Score: 825 VantageScore Scale the other scale is FICO Result: Approved |
Amex SPG Personal And Business two cards
Card Issuer :American Express
Card Type: SPG Personal and SPG Business City and State: Hilton Head Island, SC Date of Inquiries: 7/21/10 and 7/29/10 Credit Agency: Experian and Experian Optional Info Credit Score: 843 843 VantageScore scale Approved Approved |
Amex Premier Rewards Travel Card
American Express
Premier Rewards Travel Card Hilton Head Island, SC 4/26/10 Experian Credit score over 800 on Vantage Score Scale Approved |
Chase Sapphire Preferred Card
Chase First USA Bank
Chase Sapphire Preferred Card Hilton Head Island, SC 7/20/10 Equifax Credit Score Over 800 VS scale approved |
Isn't there a large database/link on FatWallet that helps you find out this info? I remember seeing it a couple years ago. Or I'm just senile. :) Thanks, ingy.
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Great idea...where can we find information on what credit bureau pulled our credit?
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Will there be a searchable database like the one at CB?
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Originally Posted by philemer
(Post 14981866)
Isn't there a large database/link on FatWallet that helps you find out this info? I remember seeing it a couple years ago. Or I'm just senile. :) Thanks, ingy.
Originally Posted by johndeere19
(Post 14982864)
Great idea...where can we find information on what credit bureau pulled our credit?
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Card Issuer :Barclays Bank Delaware
Card Type: US Airways Dividend Miles Mastercard City and State: Dallas, TX Date of Inquiries: 10/10/2010 Credit Agency: Equifax |
Is this the place to discuss other things related to an inquire? Like putting a freeze to get a different CR pulled? How to get an inquire removed or bumped?
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All of my Citi/Chase/Amex Card applications in the past 2 years hit Experian. As a result, I have ALOT of inquiries with Experian, but almost nothing with TransUnion and Equifax. This is very frustrating as most of the good offers come from Citi/Chase, and I can't get in no more. Anyone in the NYC area know who pulls from TransUnion and Equifax?
Card Issuer: Chase & Citi Card Type: Continental One Pass Plus & Citi AA Visa City and State: Queens, NY Approx Inquiry Date 9/30/2010 Credit Agency: Experian Optional Info: Credit Score: 760+ (MyFico.com) Result: All Rejected due to "Too many inquiries..." P.S: Sent in reconsideration letters, have yet to hear anything back. |
Does all these pulls ruin your credit
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Issuer: CitiBank
Cards: Advantage Visa, AmEx, and Business Visa Date: May 7, 2010 Location: Washington, DC Credit Report: Experian Score (Credit Karma): 770 Neighbors who have gotten these cards recently have all also had Experian reports. |
Originally Posted by NYC101
(Post 14985247)
All of my Citi/Chase/Amex Card applications in the past 2 years hit Experian. As a result, I have ALOT of inquiries with Experian, but almost nothing with TransUnion and Equifax. This is very frustrating as most of the good offers come from Citi/Chase, and I can't get in no more. Anyone in the NYC area know who pulls from TransUnion and Equifax?
Card Issuer: Chase & Citi Card Type: Continental One Pass Plus & Citi AA Visa City and State: Queens, NY Approx Inquiry Date 9/30/2010 Credit Agency: Experian Optional Info: Credit Score: 760+ (MyFico.com) Result: All Rejected due to "Too many inquiries..." P.S: Sent in reconsideration letters, have yet to hear anything back. |
Card: Citibank AAdvantage Personal Visa, AMEX
Date: Early August 2010 Bureau: Transunion Approved. FICO approx 720-730 range. Location: Southern California |
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