Credit Pulls Database
Aug 23, 2011, 8:42 am
#62
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: Chase
Card Type: Chase Sapphire Preferred
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:00 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Approved
This inquire took 2 points off Experian
Card Type: Chase Sapphire Preferred
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:00 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Approved
This inquire took 2 points off Experian
Last edited by gogogo888; Aug 26, 2011 at 12:51 pm
Aug 23, 2011, 8:43 am
#63
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: Amex
Card Type: Amex Starwood Preferred Guess card
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:08 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Approved
This inquire took 2 points off Experian
Card Type: Amex Starwood Preferred Guess card
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:08 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Approved
This inquire took 2 points off Experian
Last edited by gogogo888; Aug 26, 2011 at 12:51 pm
Aug 23, 2011, 8:46 am
#64
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: Citi
Card Type: Citi Forward
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:10 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Declined due to insufficient credit
This inquire took 2 points off Experian
Card Type: Citi Forward
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:10 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Declined due to insufficient credit
This inquire took 2 points off Experian
Last edited by gogogo888; Aug 26, 2011 at 12:50 pm
Aug 23, 2011, 8:50 am
#65
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: BANK OF AMERICA
Card Type: Alaska Airlines Visa
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:15 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Approved after getting a phone call from reps on 8/31 saying he saw multiple inquires on my credit report and had to make sure my identity is not stolen.
This inquire took 2 points off Experian
Card Type: Alaska Airlines Visa
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:15 am
Credit Agency: Experian
Optional Info:
Credit Score: Experian 705
Result: Approved after getting a phone call from reps on 8/31 saying he saw multiple inquires on my credit report and had to make sure my identity is not stolen.
This inquire took 2 points off Experian
Last edited by gogogo888; Sep 1, 2011 at 4:59 pm
Aug 23, 2011, 8:52 am
#66
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: PENFED
Card Type: PenFed Premium Travel Rewards AmEx
City and State: Flushing, NY
Approx Inquiry: Date 8/04/11
Credit Agency: Equifax
Optional Info:
Credit Score: Equifax 754
Result: Approved
Card Type: PenFed Premium Travel Rewards AmEx
City and State: Flushing, NY
Approx Inquiry: Date 8/04/11
Credit Agency: Equifax
Optional Info:
Credit Score: Equifax 754
Result: Approved
Last edited by gogogo888; Aug 26, 2011 at 12:44 pm
Aug 23, 2011, 9:48 am
#67
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
What has happened between 8/04 and 8/21 that your FICO has a steep 52 pts dropped from 754 to 702?
Were the 8/21 applications in the order as you posted, i.e. Chase Sapphire followed by SPG followed by Citi Forward .... ?
Were the 8/21 applications in the order as you posted, i.e. Chase Sapphire followed by SPG followed by Citi Forward .... ?
Aug 25, 2011, 8:45 am
#68
Join Date: Mar 2011
Programs: I was loyal to One Pass & Star Alliance before FT ... now I value all miles and programs
Posts: 219
Card Issuer: Chase
Card Type: Chase Sapphire Preferred
City and State: Newark, CA
Approx Inquiry: Date 8/5/11
Credit Agency: Equifax
Optional Info:
Credit Score: 776 FICO
Result: Approved
============================================
Card Issuer: Citi
Card Type: Citi AA Business Visa
City and State: Newark, CA
Approx Inquiry: Date 8/5/11
Credit Agency: Experian
Optional Info: No change to FICO
Credit Score: 776 FICO
Result: Approved
============================================
Card Issuer: American Express
Card Type: Premier Rewards Gold
City and State: Newark, CA
Approx Inquiry: Date 6/6/11
Credit Agency: Experian
Optional Info: No change to FICO
Credit Score: 776 FICO
Result: Approved
Card Type: Chase Sapphire Preferred
City and State: Newark, CA
Approx Inquiry: Date 8/5/11
Credit Agency: Equifax
Optional Info:
Credit Score: 776 FICO
Result: Approved
============================================
Card Issuer: Citi
Card Type: Citi AA Business Visa
City and State: Newark, CA
Approx Inquiry: Date 8/5/11
Credit Agency: Experian
Optional Info: No change to FICO
Credit Score: 776 FICO
Result: Approved
============================================
Card Issuer: American Express
Card Type: Premier Rewards Gold
City and State: Newark, CA
Approx Inquiry: Date 6/6/11
Credit Agency: Experian
Optional Info: No change to FICO
Credit Score: 776 FICO
Result: Approved
Aug 26, 2011, 6:52 am
#69
Join Date: Nov 2006
Location: LAX
Posts: 2,851
Card Issuer- Barclay
Card type- U.S. Dividend Miles mastercard
City and State - Los Angeles, CA
Approximate inquiry date -August 24, 2012
Credit Agency - Transunion
Need additional info- copy of U.S. Passport, U.S Birth Certificate or Naturalization paper. Policy is if Social security number has gap of 20 years or more, need to have prove of U.S. Citizenship. Have 30 days to send info. for approval.
Card type- U.S. Dividend Miles mastercard
City and State - Los Angeles, CA
Approximate inquiry date -August 24, 2012
Credit Agency - Transunion
Need additional info- copy of U.S. Passport, U.S Birth Certificate or Naturalization paper. Policy is if Social security number has gap of 20 years or more, need to have prove of U.S. Citizenship. Have 30 days to send info. for approval.
Aug 26, 2011, 12:48 pm
#70
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Yes, the I applied in the order I was posted.
Just got an email from AMEX saying my SPG Business card is approved.
Aug 31, 2011, 10:25 am
#71
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 815
Credit Report - got hit with 3 on Capital One Venture Card
I checked the last of the three major credit bureaus today, checked a few months apart. Capital One (for the Venture Card 100k points match) hit me on Experian, Equifax and Transunion. 
No other credit card I have applied hit me on two or three, only one hit per credit card.
Does anyone know what reporting agency do they use for the following:
- Amex Plat
- Barclays US Airways card
- Chase Sapphire Preferred
No other credit card I have applied hit me on two or three, only one hit per credit card. Does anyone know what reporting agency do they use for the following:
- Amex Plat
- Barclays US Airways card
- Chase Sapphire Preferred
Aug 31, 2011, 4:47 pm
#74
Join Date: May 2009
Location: HNL
Programs: HA, DL, UA, PC Gold, A/club Plat, HH Gold, Hyatt Pl
Posts: 1,461
I checked the last of the three major credit bureaus today, checked a few months apart. Capital One (for the Venture Card 100k points match) hit me on Experian, Equifax and Transunion. No other credit card I have applied hit me on two or three, only one hit per credit card.
Does anyone know what reporting agency do they use for the following:
- Amex Plat
- Barclays US Airways card
- Chase Sapphire Preferred
No other credit card I have applied hit me on two or three, only one hit per credit card. Does anyone know what reporting agency do they use for the following:
- Amex Plat
- Barclays US Airways card
- Chase Sapphire Preferred
about your 2nd question its all about the area you live in...best to look at this thread or go to creditboards and look at their data base...