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Old Jul 5, 11, 6:47 pm
  #61  
 
Join Date: May 2010
Posts: 188
In SoCal, most pull Experian but Citi has always pulled Transunion on me for whatever reason. I'll take it.
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Old Aug 23, 11, 8:42 am
  #62  
 
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: Chase
Card Type: Chase Sapphire Preferred
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:00 am
Credit Agency: Experian

Optional Info:
Credit Score: Experian 705
Result: Approved

This inquire took 2 points off Experian

Last edited by gogogo888; Aug 26, 11 at 12:51 pm
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Old Aug 23, 11, 8:43 am
  #63  
 
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: Amex
Card Type: Amex Starwood Preferred Guess card
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:08 am
Credit Agency: Experian

Optional Info:
Credit Score: Experian 705
Result: Approved

This inquire took 2 points off Experian

Last edited by gogogo888; Aug 26, 11 at 12:51 pm
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Old Aug 23, 11, 8:46 am
  #64  
 
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: Citi
Card Type: Citi Forward
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:10 am
Credit Agency: Experian

Optional Info:
Credit Score: Experian 705
Result: Declined due to insufficient credit

This inquire took 2 points off Experian

Last edited by gogogo888; Aug 26, 11 at 12:50 pm
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Old Aug 23, 11, 8:50 am
  #65  
 
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: BANK OF AMERICA
Card Type: Alaska Airlines Visa
City and State: Flushing, NY
Approx Inquiry: Date 8/21/11, 10:15 am
Credit Agency: Experian

Optional Info:
Credit Score: Experian 705
Result: Approved after getting a phone call from reps on 8/31 saying he saw multiple inquires on my credit report and had to make sure my identity is not stolen.

This inquire took 2 points off Experian

Last edited by gogogo888; Sep 1, 11 at 4:59 pm
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Old Aug 23, 11, 8:52 am
  #66  
 
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Card Issuer: PENFED
Card Type: PenFed Premium Travel Rewards AmEx
City and State: Flushing, NY
Approx Inquiry: Date 8/04/11
Credit Agency: Equifax

Optional Info:
Credit Score: Equifax 754
Result: Approved

Last edited by gogogo888; Aug 26, 11 at 12:44 pm
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Old Aug 23, 11, 9:48 am
  #67  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 27,097
What has happened between 8/04 and 8/21 that your FICO has a steep 52 pts dropped from 754 to 702?

Were the 8/21 applications in the order as you posted, i.e. Chase Sapphire followed by SPG followed by Citi Forward .... ?
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Old Aug 25, 11, 8:45 am
  #68  
 
Join Date: Mar 2011
Programs: I was loyal to One Pass & Star Alliance before FT ... now I value all miles and programs
Posts: 219
Card Issuer: Chase
Card Type: Chase Sapphire Preferred
City and State: Newark, CA
Approx Inquiry: Date 8/5/11
Credit Agency: Equifax

Optional Info:
Credit Score: 776 FICO
Result: Approved

============================================

Card Issuer: Citi
Card Type: Citi AA Business Visa
City and State: Newark, CA
Approx Inquiry: Date 8/5/11
Credit Agency: Experian

Optional Info: No change to FICO
Credit Score: 776 FICO
Result: Approved

============================================

Card Issuer: American Express
Card Type: Premier Rewards Gold
City and State: Newark, CA
Approx Inquiry: Date 6/6/11
Credit Agency: Experian

Optional Info: No change to FICO
Credit Score: 776 FICO
Result: Approved
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Old Aug 26, 11, 6:52 am
  #69  
 
Join Date: Nov 2006
Location: LAX
Posts: 2,748
Card Issuer- Barclay
Card type- U.S. Dividend Miles mastercard
City and State - Los Angeles, CA
Approximate inquiry date -August 24, 2012
Credit Agency - Transunion

Need additional info- copy of U.S. Passport, U.S Birth Certificate or Naturalization paper. Policy is if Social security number has gap of 20 years or more, need to have prove of U.S. Citizenship. Have 30 days to send info. for approval.
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Old Aug 26, 11, 12:48 pm
  #70  
 
Join Date: Nov 2010
Location: JFK
Programs: AA PLAT (0.45MM)
Posts: 56
Originally Posted by Happy View Post
What has happened between 8/04 and 8/21 that your FICO has a steep 52 pts dropped from 754 to 702?

Were the 8/21 applications in the order as you posted, i.e. Chase Sapphire followed by SPG followed by Citi Forward .... ?
702 is my Experian, and 752 is my Equifax score.

Yes, the I applied in the order I was posted.

Just got an email from AMEX saying my SPG Business card is approved.
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Old Aug 31, 11, 10:25 am
  #71  
 
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 584
Credit Report - got hit with 3 on Capital One Venture Card

I checked the last of the three major credit bureaus today, checked a few months apart. Capital One (for the Venture Card 100k points match) hit me on Experian, Equifax and Transunion. No other credit card I have applied hit me on two or three, only one hit per credit card.

Does anyone know what reporting agency do they use for the following:
- Amex Plat
- Barclays US Airways card
- Chase Sapphire Preferred
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Old Aug 31, 11, 10:29 am
  #72  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 37,951
Moderator action

Moved opus2002's report into this thread, which may also contain answers to the questions.
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Old Aug 31, 11, 2:36 pm
  #73  
 
Join Date: Aug 2009
Location: RDU
Programs: DL FO, AA LT PLT, SPG Gold, Hyatt Lifetime Diamond, HHonors Gold, Club Carlson Gold, Other Crap...
Posts: 5,481
Issuer: Barclays USA
Card: US Airways Mastercard
City and State: Raleigh, NC
Date: 8/30/2011
Bureau: Transunion

Got immediate rejection with immediate approval on calling recon line
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Old Aug 31, 11, 4:47 pm
  #74  
 
Join Date: May 2009
Location: HNL
Programs: HA, DL, UA, PC Gold, A/club Plat, HH Gold, Hyatt Pl
Posts: 1,460
Originally Posted by opus2002 View Post
I checked the last of the three major credit bureaus today, checked a few months apart. Capital One (for the Venture Card 100k points match) hit me on Experian, Equifax and Transunion. No other credit card I have applied hit me on two or three, only one hit per credit card.

Does anyone know what reporting agency do they use for the following:
- Amex Plat
- Barclays US Airways card
- Chase Sapphire Preferred
yeah capitol one did that to me....hit me with all three...

about your 2nd question its all about the area you live in...best to look at this thread or go to creditboards and look at their data base...
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Old Sep 4, 11, 2:31 pm
  #75  
 
Join Date: Aug 2011
Posts: 9
what do you guys use to monitor your credit score?
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