Credit Pulls Database
#122
Join Date: Dec 2012
Posts: 7
Card Issuer: Capital one
Card: Venture
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian, transunion
Credit Score: 747 experian
Result: Approved (instant)
Card Issuer: Chase
Card: Sapphire preferred
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian
Credit Score: 747 experian
Result: Approved (instant)
Card Issuer: Citi
Card: Simplicity
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: experian
Credit Score: 727 experian
Result: Approved (instant)
Card: Venture
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian, transunion
Credit Score: 747 experian
Result: Approved (instant)
Card Issuer: Chase
Card: Sapphire preferred
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: Equifax, experian
Credit Score: 747 experian
Result: Approved (instant)
Card Issuer: Citi
Card: Simplicity
City and State: Silver spring, md
Inquiry Date: 12/2012
Credit Agency: experian
Credit Score: 727 experian
Result: Approved (instant)
#123
Join Date: Jun 2012
Location: Los Angeles
Programs: All?
Posts: 3
Location Los Angeles, CA
Date: 5/12
Issuer: Chase
Card: CSP Visa
CRA: Experian
Result: Approved (Instant)
Date: 6/12
Issuer: Chase
Card: United & BA
CRA: Experian
Result: Approved (instant & recon)
Date: 6/12
Issuer: AMEX
Card: Starwood
CRA: Experian
Result: Approved (instant)
Date: 10/12
Issuer: Citi
Card: Hilton (2 cards)
CRA: Experian
Result: Approved (Instant / Recon)
Date: 10/12
Issuer: AMEX
Card: Biz Gold
CRA: Experian
Result: Approved (Instant)
Date: 10/12
Issuer: Chase
Card: Ink Bold
CRA: Experian
Result: Approved (Recon)
Date: 10/12
Issuer: Barclays
Card: US Air & NFL
CRA: TransUnion & Experian
Result: Approved & Denied after recon
Can I get anyone in LA that wants to look at my spotless Equifax? Also, big thank you to Barclays who gave me an extra and unnecessary Experian pull and then denied me.
That brings my total on Exp to 7. I'm hoping that isn't 'too many'...
Date: 5/12
Issuer: Chase
Card: CSP Visa
CRA: Experian
Result: Approved (Instant)
Date: 6/12
Issuer: Chase
Card: United & BA
CRA: Experian
Result: Approved (instant & recon)
Date: 6/12
Issuer: AMEX
Card: Starwood
CRA: Experian
Result: Approved (instant)
Date: 10/12
Issuer: Citi
Card: Hilton (2 cards)
CRA: Experian
Result: Approved (Instant / Recon)
Date: 10/12
Issuer: AMEX
Card: Biz Gold
CRA: Experian
Result: Approved (Instant)
Date: 10/12
Issuer: Chase
Card: Ink Bold
CRA: Experian
Result: Approved (Recon)
Date: 10/12
Issuer: Barclays
Card: US Air & NFL
CRA: TransUnion & Experian
Result: Approved & Denied after recon
Can I get anyone in LA that wants to look at my spotless Equifax? Also, big thank you to Barclays who gave me an extra and unnecessary Experian pull and then denied me.
That brings my total on Exp to 7. I'm hoping that isn't 'too many'...
#125
Join Date: Nov 2012
Programs: SW RR, USAir, HHonors, SPG, PC Plat, AirTran
Posts: 14
Any fellow FT'ers in Louisville, KY?
I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.
My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.
Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard
...so, is it safe to assume ALL Chase inquiries will be Transunion for me?
I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?
I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.
My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.
Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard
...so, is it safe to assume ALL Chase inquiries will be Transunion for me?
I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?
#126


Join Date: Apr 2004
Programs: AA, UA, SQ, VA, QF, AF, BA
Posts: 2,885
How do you know exactly which credit bureau is being pulled? I'm based in central California so have been assuming based on other people's reports that US Bank, Chase, Amex and Citibank are all pulling Experian and Barclays is pulling TU. I can't find exact info in Credit Karma or Credit Sesame.
#127
Join Date: Mar 2010
Posts: 468
Any fellow FT'ers in Louisville, KY?
I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.
My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.
Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard
...so, is it safe to assume ALL Chase inquiries will be Transunion for me?
I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?
I always see people clamoring for Transunion pulls, but I'm having the exact OPPOSITE problem.
My last 4 pulls here, have ALL been TU. Ready for my next churn, but nervous about adding any more inquiries to Transunion.
Chase - SW Visa
Chase - AirTran Visa
Chase - Priority Club Visa
Barclays - US Air Mastercard
...so, is it safe to assume ALL Chase inquiries will be Transunion for me?
I know AMEX pulls Experian here, but any suggestions for other cards/companies that would pull EX/EQ?
http://creditboards.com/forums/index...pp=creditpulls
I live in the same metro area, but in Indiana. I have found Chase pulls TU for me consistently, but I only open personal cards. Perhaps biz cards would vary. Barclays pulled TU for me as well, and Citi and Am Ex consistently pull Experian. I haven't found any bank that pulls Equifax for me yet. Or at least not one offering a card I want now. Still, we may be in same metro, but we live in different states, so I would also check out the creditboards database to see if it looks like Citi and Am Ex pull from Experian in KY. I don't know if that is determined exclusively by state, or if metro area factors in. I bet it is by state.
#128
Join Date: Mar 2010
Posts: 468
How do you know exactly which credit bureau is being pulled? I'm based in central California so have been assuming based on other people's reports that US Bank, Chase, Amex and Citibank are all pulling Experian and Barclays is pulling TU. I can't find exact info in Credit Karma or Credit Sesame.
#132


Join Date: May 2006
Location: Orlando, Florida, USA
Posts: 3,020
Card Issuer: Citibank
Card Type: Citi AA platinum Visa
City and State: Utah
Credit Agency: both Experian and Transunion
Card Issuer: US Bank
Card Type: Club Carlson Business Visa
City and State: Utah
Credit Agency: Experian
Card Type: Citi AA platinum Visa
City and State: Utah
Credit Agency: both Experian and Transunion
Card Issuer: US Bank
Card Type: Club Carlson Business Visa
City and State: Utah
Credit Agency: Experian
#133
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
Does anybody know what does TDbank pull usually? Can't seem to find any information on creditboards.com unless I'm supposed to be searching for something other than "td bank".
#134


Join Date: May 2006
Location: Orlando, Florida, USA
Posts: 3,020
#135
FlyerTalk Evangelist




Join Date: Feb 2005
Location: PHX & AGP
Programs: AA PP, DL PLT, Bonvoy LT Titanium, HH LT Diamond, National Executive Elite
Posts: 13,365
Card Issuer: Chase
Card Type: United MP, Priority Club, Chase Sapphire Preferred
City and State: PHX, AZ
Credit Agency: Experian (instant approval)
FICO- 733
Limits - Extremely High
Card Issuer: Barclay
Card Type: US Airways
City and State: PHX, AZ
Credit Agency: Transunion
FICO - 705
Card Type: United MP, Priority Club, Chase Sapphire Preferred
City and State: PHX, AZ
Credit Agency: Experian (instant approval)
FICO- 733
Limits - Extremely High
Card Issuer: Barclay
Card Type: US Airways
City and State: PHX, AZ
Credit Agency: Transunion
FICO - 705
Last edited by FlightNurse; Jul 27, 2013 at 1:08 pm Reason: updated




