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Old Aug 26, 2010, 1:23 pm
  #18256  
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Originally Posted by sdm1130
It's funny to see them market the LH F seat as C.
It looks like Air Pullmantur had the LH F seats as well: http://www.airliners.net/photo/Air-P...1b20082cb1a5a3 (actually used them as F).

Their J seats look interesting too: http://www.airliners.net/photo/Air-P...1b20082cb1a5a3
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Old Aug 26, 2010, 1:25 pm
  #18257  
 
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Originally Posted by Mackieman
Take it. Right now.
I thought EZ Orange mortgage was under 4%
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Old Aug 26, 2010, 1:26 pm
  #18258  
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Originally Posted by carvalh2
I thought EZ Orange mortgage was under 4%
I got a quote of 3.85% yesterday.
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Old Aug 26, 2010, 1:27 pm
  #18259  
 
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Originally Posted by Hartmann
Or the pictures of the seat: http://www.hellenicairways.com/seating-on-board



ETA: According to Google, that's really what the seats look like.
They look like a giant blue dinosaur's foot with white nails.
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Old Aug 26, 2010, 1:31 pm
  #18260  
 
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Originally Posted by Hartmann
I got a quote of 3.85% yesterday.
EZ Orange Mortgage

Beware they require 20% equity. And their appraisers are tough, so if you are on the edge of 20% equity, use someone else, or risk paying for an appraisal that may not work out for you, unless you have money saved to put down.
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Old Aug 26, 2010, 1:31 pm
  #18261  
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Originally Posted by carvalh2
I thought EZ Orange mortgage was under 4%
Originally Posted by Hartmann
I got a quote of 3.85% yesterday.
No points or fees?
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Old Aug 26, 2010, 1:31 pm
  #18262  
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Originally Posted by Hartmann
It looks like Air Pullmantur had the LH F seats as well: http://www.airliners.net/photo/Air-P...1b20082cb1a5a3 (actually used them as F).

Their J seats look interesting too: http://www.airliners.net/photo/Air-P...1b20082cb1a5a3
Any chance those are ex-LH 742s? LH retired the type in 2004, and some of those pictures date that far back. Maybe the plane came with those seats?

The rear wall of the 747 upper deck is LH as well.
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Old Aug 26, 2010, 1:32 pm
  #18263  
 
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Originally Posted by Mackieman
No points or fees?
No points or fees.

General Rates and Payments:
Product % of Home Value Borrowed Rate APR Bi-Weekly Payment Payment Period
Easy Orange
5-Year 80% or less 3.125% 3.186% $535.47 Year 1-5
Final Payment: $217,629.24 What does this mean?
Easy Orange
10-Year 80% or less 4.000% 4.072% $596.77 Year 1-10
Final Payment: $183,221.00 What does this mean?
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Old Aug 26, 2010, 1:34 pm
  #18264  
 
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Originally Posted by carvalh2
No points or fees.

General Rates and Payments:
Product % of Home Value Borrowed Rate APR Bi-Weekly Payment Payment Period
Easy Orange
5-Year 80% or less 3.125% 3.186% $535.47 Year 1-5
Final Payment: $217,629.24 What does this mean?
Easy Orange
10-Year 80% or less 4.000% 4.072% $596.77 Year 1-10
Final Payment: $183,221.00 What does this mean?
Looks like a balloon mortgage to me. B@stard child of the ARM.
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Old Aug 26, 2010, 1:34 pm
  #18265  
 
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Originally Posted by Mackieman
No points or fees?
The Easy Orange Mortgage

Low Rates – You get a low 5 or 10-year fixed rate with payments that are based on repaying over 30 years.

Rate Renew – No need to refinance and pay full closing costs. You can qualify to relock your rate and extend your fixed rate period for another 5 or 10 years at the Easy Orange rate offered at that time – all for one payment which is equal to 2 of your bi-weekly payments (maximum payment of $5,000).

Self Service = Low Cost – We can offer low rates by keeping our costs low. So we ask for a little help from you. All applications are done quick and easy on ingdirect.com and all payments are done electronically. You'll save money, we'll save some trees in the process.

Low Closing Costs – Unlike other banks, we don't charge application fees or points. See for yourself.

Bi-weekly Payments – You make electronic payments every two weeks instead of once a month. By doing so, you'll pay your mortgage off sooner than 30 years.

Learn more about whether or not Easy Orange is a fit for you. Apply online now, and in most cases, you'll receive a decision in minutes.
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Old Aug 26, 2010, 1:34 pm
  #18266  
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Originally Posted by bdjohns1
Looks like a balloon mortgage to me. B@stard child of the ARM.
Yeah, I'd run from crap like that.
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Old Aug 26, 2010, 1:36 pm
  #18267  
 
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Originally Posted by bdjohns1
Looks like a balloon mortgage to me. B@stard child of the ARM.
Right, if you arent playing on staying at your home for 10 years or 5 (our case at the condo) they are an excellent deal. And even if we decide to keep it, the "refi" is easy. No closing, you just reset the rate.
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Old Aug 26, 2010, 1:36 pm
  #18268  
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Originally Posted by Mackieman
Yeah, I'd run from crap like that.
Agree. Heck, 15 year rates are under 4% at some institutions -- that may be another option.
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Old Aug 26, 2010, 1:38 pm
  #18269  
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Originally Posted by ssullivan
Any chance those are ex-LH 742s? LH retired the type in 2004, and some of those pictures date that far back. Maybe the plane came with those seats?

The rear wall of the 747 upper deck is LH as well.
It does appear they went to Pullmantur Air and then later to Hellenic. Explains the seats. Though they ripped out the J seats.
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Old Aug 26, 2010, 1:38 pm
  #18270  
 
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Originally Posted by carvalh2
Right, if you arent playing on staying at your home for 10 years or 5 (our case at the condo) they are an excellent deal. And even if we decide to keep it, the "refi" is easy. No closing, you just reset the rate.
It's a roll of the dice to "reset" it. At least with an ARM, there's a maximum rate you can adjust to. If (god forbid) things went pear-shaped in 2020, you could conceivably adjust to 20%, where my ARM would max at 10% when it reindexes.
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