Apr 14, 2016, 7:52 am
Last edit by: garykung
CitiGold is Citi's premium banking relationship. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Benefits of a Citigold account? [consolidated]
Sep 1, 2023, 2:45 pm
#1066
Join Date: Feb 2012
Posts: 4,505
Substantial Changes for Citibank Deposit Accounts
https://online.citi.com/JRS/popups/ao/CDAA.pdf
I'll post this under CitiGold, but all tiers seem to be affected. It'll probably take sometime to unpack, but here are some most obvious points:
No more TY Points earned on deposit accounts;
Higher DD requirements for fee waivers;
"Packages" being renamed or replaced by "Tiers". I'm not sure if that's a signal for mix and matching of benefits.
Another new term is "Enhanced" Direct Deposits being required (no idea what's the difference).
I'll post this under CitiGold, but all tiers seem to be affected. It'll probably take sometime to unpack, but here are some most obvious points:
No more TY Points earned on deposit accounts;
Higher DD requirements for fee waivers;
"Packages" being renamed or replaced by "Tiers". I'm not sure if that's a signal for mix and matching of benefits.
Another new term is "Enhanced" Direct Deposits being required (no idea what's the difference).
Sep 1, 2023, 7:09 pm
#1067
Join Date: Jan 2005
Location: San Diego US and Brisbane AU
Programs: AA EXP/2MM - DL PM - OZ Diamond - Bonvoy LTT - Hyatt Glob - IHG Plat - National EE - Sixt Platinum
Posts: 1,315
https://online.citi.com/JRS/popups/ao/CDAA.pdf
I'll post this under CitiGold, but all tiers seem to be affected. It'll probably take sometime to unpack, but here are some most obvious points:
No more TY Points earned on deposit accounts;
Higher DD requirements for fee waivers;
"Packages" being renamed or replaced by "Tiers". I'm not sure if that's a signal for mix and matching of benefits.
Another new term is "Enhanced" Direct Deposits being required (no idea what's the difference).
I'll post this under CitiGold, but all tiers seem to be affected. It'll probably take sometime to unpack, but here are some most obvious points:
No more TY Points earned on deposit accounts;
Higher DD requirements for fee waivers;
"Packages" being renamed or replaced by "Tiers". I'm not sure if that's a signal for mix and matching of benefits.
Another new term is "Enhanced" Direct Deposits being required (no idea what's the difference).
Sep 1, 2023, 8:22 pm
#1068
Join Date: Feb 2012
Posts: 4,505
Sep 2, 2023, 10:46 pm
#1069
Join Date: Jul 2007
Location: San Francisco/Sydney
Programs: UA 1K/MM, Hilton Diamond, Marriott Something, IHG Gold, Hertz PC, Avis PC
Posts: 8,199
However being forced into this before being able to open a new CD, with no previously communication that the changes were coming, is simply annoying.
Sep 3, 2023, 4:57 pm
#1070
Join Date: Sep 2020
Posts: 36
What is the AF of AA Executive card if you're CitiGold? I've seen conflicting statements that the AF will be $350, but on the Citi website I can find that the AF will be reduced by $145.
Earn a $145 statement credit on your card each cardmember year when you are billed a $450 Annual Fee, have a qualifying Citigold account and remain a card member.2
https://citigold.citi.com/financial/citicards.html
Earn a $145 statement credit on your card each cardmember year when you are billed a $450 Annual Fee, have a qualifying Citigold account and remain a card member.2
https://citigold.citi.com/financial/citicards.html
Last edited by himurakent; Sep 3, 2023 at 5:08 pm
Sep 3, 2023, 5:05 pm
#1071
Join Date: Sep 2020
Posts: 36
fond the credit info at http://citi.com/citiprestige
Citigold banking relationship credit
"for each Authorized User on your account you will receive a $25 statement credit on your card."
I refuse to pay full fee over AU
you got good deal.
Citigold banking relationship credit
"for each Authorized User on your account you will receive a $25 statement credit on your card."
I refuse to pay full fee over AU
you got good deal.Do you have a similar link for the Citi AA world executive?
Mar 24, 2024, 8:28 am
#1072
Join Date: Jun 2009
Posts: 2,186
Has anybody gotten a notice from Citi about being downgraded to a lower tier account from Citigold? We initially got Citigold through the Citi mortgage that was eventually sold to Cenlar but the initial terms were as long as I kept my mortgage, we would be Citigold members and I did get grandfathered in for 5 yrs after it was sold to Cenlar.
May 5, 2024, 11:57 pm
#1073
Join Date: Jan 2023
Posts: 3
Has anybody gotten a notice from Citi about being downgraded to a lower tier account from Citigold? We initially got Citigold through the Citi mortgage that was eventually sold to Cenlar but the initial terms were as long as I kept my mortgage, we would be Citigold members and I did get grandfathered in for 5 yrs after it was sold to Cenlar.
May 6, 2024, 4:25 am
#1074
Join Date: Feb 2012
Posts: 4,505
About a week ago I finally called Citi and cancelled all my deposit accounts with them that I accumulated over decades. It took like 2 hrs and there was no longer an option to do it online. I still need to close my now empty investment account, but at least there are no fees while I procrastinate with that.
May 6, 2024, 5:14 am
#1075
Join Date: Dec 2004
Posts: 7,926
It’s not just Citigold being converted. There’s also info about it in the app and a countdown timer. Citi Simplified Banking
May 16, 2024, 10:23 pm
#1078
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,167
I don't think so as I still see it advertised as a benefit. However, I still haven't gotten reimbursement for my Hulu charge from late April. It's usually reimbursed within a couple of days of posting. I wonder if the "conversion" tripped up the auto-reimbursement until it's fixed.
LAX
LAX
May 20, 2024, 1:07 am
#1080
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,167
I didn't realize you were quoting AF reduction (vs. $200 subscription rebate) when I replied. However, when I emailed my banker about the AF rebate earlier this year because I didn't see it promoted as a benefit on Citigold's website, I received a PDF pamphlet confirming that it's still available. It's just not openly advertised (perhaps it's on the chopping block). You can confirm by emailing your banker about this.
LAX
LAX