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Old May 3, 2015, 7:54 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: yugi
There are no existing application links from AT&T or Citi

DEAD as of 7/19/16:A working link per post 1049: https://www.citicards.com/cards/cred...EVZ&t=t&naInd=

Extended Warranty

This card includes 2 years of extended warranty, up to 7 years total.
Coverage does not apply to the following items:
■ Boats, cars, aircraft or any other motorized land, air or water
vehicles and their original equipment. Tires are not covered.
■ Services (such as product installation, repairs, maintenance or
diagnostics) unless covered under the manufacturer’s warranty.
■ Used, antique or pre-owned items.
■ Items purchased for resale, professional or commercial use.
■ Land or buildings; housing properties.
■ Plants and live animals.
■ Items that do not come with a manufacturer’s warranty.

Coverage doesn’t apply under these circumstances:
■ You fail to care for or service the item appropriately as required
by the manufacturer.
■ The item has a product defect, recall, or experiences normal wear
and tear where no failure has occurred.
■ The item is damaged because of an act of God, such as a flood,
hurricane, lightning, wind or earthquake.

Which websites qualify for 3X points?

3 ThankYou Points for each $1 spent on purchases made at eligible retail (including department store websites, specialty store websites, warehouse store websites and boutique websites) and travel websites (including online travel agencies, and hotel and airline websites).

3 ThankYou Points for each $1 spent on products and services purchased directly from AT&T, including payment of monthly phone, cable or internet bills.

You'll earn an Anniversary Bonus of 10,000 ThankYou Points after you spend $10,000 in purchases in the prior cardmembership year.

Source: https://www.cardbenefits.citi.com/

Special note about eBay and PayPal - varies widely as to whether the bonus points are awarded. It seems to vary depending on merchant with no real discernible pattern.
(Ref, Ref, Ref, Ref, Ref, Ref, Ref, Ref, Ref)

Certain Non-Qualifying Purchases. You won’t earn 3X Points for purchases of and payments for medical services, insurance, taxes and government services, real estate, real estate rentals, purchases or reloading of prepaid or gift cards, education, charities and utilities.
You won’t earn 3X Points for purchases from independent wireless dealers, non-AT&T-owned stores, or AT&T resellers unless you are paying for an AT&T service, such as your phone, cable or internet.
(Effective 9/22/2019)
Source: https://www.cardbenefits.citi.com/

All payments coding as online are hit and miss. Sometimes it codes as online, sometimes it doesn't. YMMV.

Alphabetical list of websites which qualify for 2 bonus points per dollar (3 points total):
1-800-Flowers @ 1800Flowers.com (Ref)
1and1.com (Direct entry)
6pm.com (Ref, Ref, Ref)
888lots.com (Merchandise - Nondurable Goods, Not Elsewhere Classified)
888lots.com (Curve, Merchandise - Misc General Merchandise Not Classified)
ABT.com (PayPal) (Ref)
ABT.com (direct entry, Merchandise - Electronic Stores)
Adidas.com (Direct entry) (Ref)
Aerostich.com (Vehicle Services - Motorcycle Dealer)
Airbnb.com (Direct entry)
Airportparkingreservations.com
Alamoammo.com (Merchandise - Miscellaneous / Specialty Retail Stores)
Aliexpress.com (YMMV, Merchandise - Discount Store)
AllenEdmonds.com
Amazon Music (Merchandise - Digital Goods- Multi-category)
Amazon Prime Now @ primenow.amazon.com (Ref, Ref)
Amazon Prime Video (Ref, Ref)
Amazon Digital
Amazon Seller Fees (Merchandise - Book Stores)
Amazon Restaurants @ amazon.com
Amazon.com (Direct entry) (Ref, Ref, Ref, Ref, Ref, Ref, Ref, Ref, Ref)
American Airlines @ AA.com
American Eagle @ AE.com (Ref)
Amsoil.com (Direct entry) (Ref)
Apple iTunes (Ref, Ref, Ref)
AT&T @ att.com (Direct entry) (Ref, Ref)
B&H Photo Video @ bhphotovideo.com (PayPal) (Ref)
Barneys.com (Ref)
BayAreaFasTrak.com (Ref, Ref)
Beauty.com (Direct entry) (Ref)
Bed Bath & Beyond @ bedbathandbeyond.com (Ref, Ref)
Best Buy @ BestBuy.com (Direct entry) (Ref, Ref)
Biglots.com (Merchandise - Discount Store, YMMV, works most of the time)
BJ's @ bjs.com (Ref)
BJ's membership @ bjs.com (Direct entry)
Blizzard Entertainment
Bloomingdale's @ Bloomingdales.com (Ref)
Blue Nile
BodyGloveHawaii.com
Bonanza.com (Direct entry)
Bovada.lv (Charged in Yuans, subject to FTF)
BP (via BPme app, Vehicle Services - Automated Gas Dispenser)
Bravo @ app (Ref)
Brooks Sports @ BrooksRunning.com (Direct entry) (Ref)
BrooksBrothers.com (Ref)
Bulkea.com (Ref)
Bulq.com (Direct entry)
California E-File Court Filings
CallingMart.com (Direct entry)
CardCash.com (Direct entry) (Ref)
CardCookie.com (Ref)
Carters.com
CashStar/Best Buy @ bestbuy.cashstar.com (Ref)
CashStar/Brooks Brothers @ brooksbrothers.cashstar.com (Ref)
CashStar/Dunkin' Donuts @ dunkindonuts.cashstar.com (Ref)
CashStar/Hotels.com @ hotels.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
cdkeys.com (Ref)
Centerfireguns.com
Charles Tyrwhitt @ CTShirts.com (Ref)
Childrens Place website
Chewy.com (Ref)
Chipolo.net (Ref)
Costco.com (Ref, Ref, Ref, Ref)
CostPlusWorldMarket.com (Ref) YMMV
Crate & Barrel @ CrateAndBarrel.com (Ref)
delivery.com @ website, app (Direct entry, Android Pay)
Dell.com (Direct entry) (Ref)
DennisKirk.com (Merchandise - Direct Marketing - Catalog )
DirecTV Now @ directvnow.com (Ref)
Divers-Supply.com (PayPal)
Drugstore.com (Ref)
Dunkin' reload @ app (Ref)
E-ZPass MA @ ezdrivema.com (Direct entry)
eBags.com (Direct entry, PayPal) (Ref, Ref)
eBay/CardCash (PayPal)
eBay/Cardency (PayPal) (Ref)
eBay regular purchase (direct entry, Merchandise - Department Store )
efurb.com
eGifter.com (PayPal) (Ref)
EquityApartments.com (Ref)
eSaving.com (PayPal) (Ref, Ref)
EssexApartmentHomes.com
Etsy (Ref)
ExxonMobil via app and Google Pay (Vehicle Services - Automated Gas Dispenser)
FinishLine.com
Firearmsdepot.com (Merchandise - Sporting Goods Stores)
Fluz App (direct entry, may be dependent on MCC coding)
Fluz Portal (direct entry, may be dependent on MCC coding)
FoundersCard.com (Ref)
Francesca's @ Francescas.com (Ref)
GameStop.com (Direct entry) (Ref, Ref)
Gap.com (Ref)
Garden of Life @ GardenOfLife.com (Ref)
Garagiste - email wine merchant
GearBest.com (WorldPay)
GiftCard Mart @ GiftCardMart.com (Ref)
Giftcard Zen (Direct entry) (Ref)
GiftCardBin.com (Direct entry)
GiftCardRescue (Direct entry)
Goedekers.com (direct entry)
GoodEggs.com
Google Express @ google.com/express/ (Ref)
Google Music @ music.google.com (Ref)
Google Play @ app (Ref)
Google Store @ store.google.com (Ref)
GouletPens.com
GrabAGun.com (Direct entry)
Groupon (Direct entry) (Ref, Ref, YMMV ref, Ref)
GrubHub.com (Direct entry)
Guess.com (Ref)
Gunpartscorp.com (Direct entry)
GunsInc.com (Direct entry)
Gyft.com (PayPal) (Ref)
Gymboree.com (Direct entry)
HaloCigs.com (Ref)
Harry & David @ harryanddavid.com
Harrys.com
Heatonist.com (Direct entry)
HomeDepot.com (Direct entry) (Ref)
HoodLamb.com (Direct entry)
HouseDoctorInspection.com
HP.com (Direct entry) (Ref)
HTC.com (Ref)
iHerb.com (Merchandise - Misc Food Store, Specialty, Convenience)
IHG rewards club (cash + points booking)
Imagetoglass.com
Impactguns.com (direct entry)
InkPixi.com (Ref)
Instacart.com (Ref)
Intuit TurboTax (state tax e-file fee when using desktop app)
iRobot.com
J. C. Penney @ JCPenney.com (Ref)
Jared.com (Ref)
JCrew.com (Ref)
Jet.com
Jimmy Johns @ app
JINsoon.com (Ref)
JoomUnited.com (Ref)
K&L Wine Merchants @ KLWines.com (Ref) this is a little buggy....90% of the time it works but they have multiple sales types (auctions, different store, warehouse shipment pts etc)
Kate Spade @ KateSpade.com (Ref)
Kickfurther.com (Ref)
Kiehl's @ Kiehls.com (Direct entry) (Ref)
KinsaHealth.com (Direct entry)
Kohl's @ Kohls.com (Direct entry) (Ref, Ref)
LastCall.com (Ref)
LeisurePro.com (PayPal)
Lenovo @ shop.lenovo.com (PayPal) (Ref)
LillyPulitzer.com (Ref)
LimeBike @ app (Direct entry)
LivingSocial.com (Ref)
Lord & Taylor @ lordandtaylor.com
Lowe's @ lowes.com
Lucky Brand @ LuckyBrand.com (Ref)
Lyft @ app (Direct entry)
Macy's @ macys.com (Direct entry) (Ref)
MakeUseOf Deals @ deals.makeuseof.com (Direct entry)
MARTA (ATL, online Breeze card reload)
Massdrop.com (Direct entry)
Mattel.com (Ref)
MicrosoftStore.com (Direct entry; may not work as of 2018, see below)
MidwayUSA.com
MileagePlus X/All spend @ app (Ref) YMMV. Works most of the time.
Misfit.com (Direct entry)
Misook.com
MLBShop.com @ shop.mlb.com (Direct entry)
Moosejaw.com (Ref)
Munchery.com (Ref)
Namecheap.com (Direct entry)
NameSilo.com (PayPal)
Natchezss.com (Merchandise - Sporting Goods Stores )
NatureBox.com (Ref)
NeimanMarcus.com (PayPal) (Ref)
Nespresso.com (Ref)
Nest.com (Ref)
Newegg.com (Direct entry) (Ref, Ref)
NextScripts.com (Ref)
NordstromRack.com (Direct Entry)
NFL.com (Ref)
Office Depot @ OfficeDepot.com (Direct entry)
OMBWarehouse.com (Direct entry)
Orbitz.com (Ref)
PalmettoStateArmory.com (Merchandise - Miscellaneous / Specialty Retail Stores)
PartsTree.com (Direct entry)
Patreon.com (Direct entry, Merchandise - Digital Goods- Audiovisual Media)
PatriotSoftware.com (Services - Computer / Data Processing Services, YMMV)
Pennsylvania Department of Transportation (PennDOT) @ www.dot*.state.pa.us (Direct entry)
PetSmart.com (Ref)
Phlur.com (Ref)
Picaboo.com
Porkbun.com (Direct entry)
Pottery Barn Teen @ PBTeen.com (Ref)
Priceline (Ref)
Princess Cruises @ princess.com
PrinterPix.com (Ref)
Promethease.com (Direct entry)
Publix (in-person, Curve, Merchandise - Grocery Store, Supermarket )
RadPad @ onradpad.com, app (Direct entry, Android Pay) (Ref, Ref, Ref)
Ralph Lauren @ RalphLauren.com (PayPal) (Ref)
Redriverreloading.com (Other Travel - Bridge And Road Fees, Tolls)
REI.com (Ref)
RentPayment.com (Ref)
Road Runner Sports @ RoadRunnerSports.com (Direct entry) (Ref)
RockAuto.com (Ref)
RockyMountainATVMC.com (Vehicle Services - Motorcycle Dealer)
Rover.com (Ref)
RunSignUp.com (Ref)
Saks Fifth Avenue @ Saks.com, SaksFifthAvenue.com (Ref)
SamsClub.com (Direct entry)
Samsung Pay/Gift cards @ app (YMMV ref, Ref, Ref)
SCAquarium.org (Direct Entry)
ScoreBig.com (Ref)
Sears.com (Direct entry)
SearsPartsDirect.com (Direct entry)
Seashells @ app (Ref, Ref)
Sephora.com (Ref)
ShirtChamp.com (Direct entry)
ShoeBuy.com (Ref)
Shutterfly.com
Sierra Trading Post @ SierraTradingPost.com (Ref)
SimonMall.com (Ref)
Singapore Air (Ref)
Snow.com (Ref)
Softcard Serve loads (Ref)
Soylent.com (Direct entry)
Sportsmanssupplyco.com (via Gunbroker.com, Merchandise - Miscellaneous / Specialty Retail Stores)
Spotify (Ref)
Square (Food truck invoice paid online)
Sportsmansguide.com
Staples.com (Ref, Ref)
Starbucks reload (Ref)
SteveMadden.com (Ref)
StubHub.com
Sunpass.com (Other Travel - Bridge And Road Fees, Tolls)
SurLaTable.com
Swappable.com (Ref)
T-Mobile.com
Target.com (Direct entry, PayPal) (Ref) (Merchandise - Discount Store)
Tello.com (Direct entry)
Tennis Warehouse @ Tennis-Warehouse.com (Ref)
Texture @ app (Ref)
ThankYou Points Trip Portal (if you use TYP to book a flight and have to pay part of the airfare with cash)
The Gift Card Shop @ TheGiftCardShop.com (Ref)
TheLostSea.com
TheraBreath.com (PayPal)
TheStylishFox.com
Thrive Market @ ThriveMarket.com (Ref)
Ticketmaster.com (Ref)
TickPick.com (Ref)
Ting.com (Direct entry)
Toppik.com (Direct entry)
Tractor Supply @ TractorSupply.com (Ref)
TryTheWorld.com
U.S. Travel Association (USTA) Daily Getaways @ dailygetaways.ustravel.org (Ref)
Under Armour @ UnderArmour.com (Ref)
US Outdoor Store @ usoutdoor.com (Ref)
Vacasa.com
VentraChicago.com loads
Venus.com (Ref)
Viator.com (Direct entry) (Ref)
Victoria's Secret @ VictoriasSecret.com (Ref, Ref)
VirginMobileUSA.com (Direct entry)
VisionDirect.com (PayPal) (Ref)
Vitacost.com (Ref)
VitaminShoppe.com (Ref)
Vite Ramen @ checkout.rechargeapps.com (Direct entry)
Walmart @ B&M (Walmart Pay) (YMMV ref, Ref)
Walmart.com (Direct entry) (Ref, Ref) (Merchandise - Discount Store)
Waste Management @ wm.com (Ref)
Wayfair.com
West Elm @ WestElm.com (Ref)
WildEdgeInc.com (Direct entry)
WineBid.com (Ref)
Wish.com (Department stores)
WordPress.com/WpChrg.com (Direct entry)
Yoycart.com (Direct entry)
Zazzle.com (Direct entry)
Zulily.com (Merchandise - Mens / Ladies Clothing Store)

Alphabetical list of websites which DO NOT qualify for 2 bonus points per dollar (3 points total):
AARP.org subscription (direct entry)
Adorama.com (Direct entry) (Ref)
Advanceautoparts.com
AdvancedMedicalCertification.com
AdvancedTactical.com (Curve, Services - Professional Services, Not Elsewhere Cla)
AGI Renters/Condo Insurance (as of 2/2018)
AlaskaAir.com (Ref)
Aliexpress.com (direct entry, Merchandise - Discount Store)
Aliexpress.com (Paypal, Services - Computer Network/info Srvs)
Allstate.com (Ref)
Amazon Prime subscription (Ref, Ref, Ref)
American Society for Clinical Pathology (ASCP) @ ASCP.org (Direct entry)
Amex Gift Cards @ americanexpress.com/gift-cards/ (Ref)
Apple Music subscription (Ref)
AragLegal.com
Audible.com (Ref)
AwardWallet.com (Ref)
AXS.com (Ref)
B&H Photo Video @ bhphotovideo.com (Direct entry) (Ref)
BayAreaFasTrak.com recurring (Ref)
BCWSA @ schedulepayment.com/BCWSA/ (Direct entry)
Bed Bath & Beyond
Birchbox.com (Direct entry) (Ref)
BJ's Checks @ bjschecks.com (Ref)
Bluehost.com (Direct entry) (Ref)
Brownells.com (Direct Entry)
CafePress.com (Ref)
California DMV (Ref)
CardCash.com (PayPal)
Cardpool.com (Direct entry) (Ref)
CBS All Access @ cbs.com/all-access (Ref)
Certified-Mail-Envelopes.com
ClipperCard.com (Ref)
Coinbase (Direct entry)
CollegeBoard.org (Ref)
Comcast (Ref)
Cox cable and Internet subscription (Ref)
DirecTV.com (Ref)
DonaldJTrump.com
Duluth Trading Company @ DuluthTrading.com (Ref)
Dunkin' Donuts reload (Ref)
eBags.com (Direct entry) (Ref, Ref)
eBay seller fees (Direct entry, PayPal) (Ref, Ref)
eBay shipping (PayPal)
eBay/GiftCardMall (Direct entry) (Ref)
eBay/National Gift Card (PayPal) (Ref)
eBay/PayPal Digital Gifts (PayPal) (Ref)
eBay/SVM Gift Cards (PayPal) (Ref, Ref)
eGifter.com (Ref, Ref)
Excellus BlueCross BlueShield @ ExcellusBcBs.com (Ref)
Experian.com (Direct entry)
Expertflyer.com (membership)
Farmers.com (Direct entry)
FedEx.com
Fernbankmuseum.org (Curve, Organizations - Charitable/social Service Organizations)
Fluz App (direct entry, may be dependent on MCC coding)
FreedomPop.com (Direct entry)
GEICO.com (Ref)
Gift Card Mall @ GiftCardMall.com (Direct entry) (Ref, Ref)
Gift Card Mall/Kroger @ kroger.giftcardmall.com (Direct entry) (Ref)
Gift of College @ GiftOfCollege.com (Ref)
GiftCards.com (Ref, Ref, Ref) (Some success calling in)
GiftCardSpread.com (Ref, Ref)
Google Cloud/G Suite @ admin.google.com (Direct entry)
Google Drive storage (Ref)
Google Fi device purchase @ fi.google.com (Direct entry)
Google Fi recurring monthly service (Ref)
Grand Teton Lodge Company @ gtlc.com (Awarded after calling Citi)
GunBroker.com (Account verification)
Gyft.com (Direct entry) (Ref)
H2OWirelessNow.com
Happy Hollow Park & Zoo @ hhpz.org
HawaiianAirlines.com
Honeyfund.com (Ref)
Hulu (Ref)
IncFile.com
Intuit tax preparer bill
iTechDeals.com
K12PaymentCenter.com (Direct, Organizations - Elementary / Secondary Schools)
Kiva.org
Knox County Schools
Kumon.com (Organizations - Misc Schools / Educational Services)
LandsEnd.com (Ref)
Lenovo @ shop.lenovo.com (Direct entry) (Ref)
LivingSpaces.com (Ref)
LumberLiquidators.com
Meh.com (Ref)
Metro State University (MSU) Denver @ unisainc.com (Ref)
Metromile.com Insurance
Microsoft.com (Office 365 license, July 2018)
Middletonplace.com
MyGiftCardsPlus.com (Ref)
Nationwide Buxx (NW Buxx) loads
Netflix (Ref, Ref)
New York DMV @ dmv.ny.gov (Ref)
Nike.com (Ref)
Notre Dame Bookstore @ eFollett.com, bkstr.com (Direct entry) (Ref)
The New York Times digital subscription @ NYTimes.com
OfficialPayments.com (CA FTB 540-ES)
Optimum cable subscription (Ref)
Outlook Printing Solutions/Philly Pretzel Factory gift cards @ shop.phillypretzelfactory.com (Direct entry)
Papa John's Pizza @ papajohns.com (Visa Checkout)
Pay1040.com
PayPal/P2P (Direct entry) (Ref)
PayPal/USPS shipping @ paypal.com/shipnow (PayPal)
Partsfish.com
Peoplefinders.com (Merchandise - Direct Marketing-continuity Subscription)
PirateShip.com (direct entry)
Plastiq cars and other vehicles/Toyota Financial (Ref), Volkswagen Credit (Ref)
Plastiq IRS federal taxes (YMMV ref, Ref)
Plastiq mortgage (Ref)
Plastiq rent (Ref, Ref)
Plastiq utilities (Ref, Ref)
Plastiq/Navient (Ref)
Points.com (Ref)
Proactiv.com (Ref)
Progressive.com (PayPal) (Ref)
PumpItUpParty.com
Raise.com (Direct entry) (Ref, YMMV ref)
Rakuten.com
Rakuten Gift Card Shop @https://www.rakuten.com/gift-cards (Miscellaneous - Poi Funding Transactions , processed by Cash Star)
RingPlus.net (Direct entry)
Rodan + Fields @ RodanAndFields.com (Direct entry) (Ref)
RoomiPay (Ref)
Rottweilerperformance.com
Royaltigerimports.com (Sporting goods stores)
Samsung.com (direct entry) coded as Services - Computer Network/info Srvs
Santa Clara County Department of Revenue @ sccgov.org
SaveYa.com (Direct entry) (Ref)
Scholastic.com
Seashells @ shopseashells.com (Ref, Ref)
Seattle meter parking (Ref)
Shop.com (Direct entry) (Ref)
Simon.com/volume
Sling TV @ sling.com (Ref)
Southwest Airlines @ southwest.com (Ref)
Square Cash @ app (Direct entry) (Ref, Ref, Ref)
Starbucks.com egift cards (Direct entry) (Ref)
Starwood points @ storefront.points.com (Ref)
Stein Your Florist @ SteinYourFlorist.com (Direct entry)
Stylenanda (PayPal) (Ref)
Symantec/Norton
TheraBreath.com (Direct entry)
Thomson Reuters Westlaw @ ThomsonReuters.com (Ref)
Time Warner Cable (Ref)
Uhaul.com (Auto Rental - Truck / Utility Trailer Rental)
UPS.com (Paypal)
U.S. Mint @ USMint.gov (Ref)
US Buxx loads (Ref)
USPS.com (Direct entry) (Ref)
Vacationsmadeeasy.com
Venmo (Direct entry) (Ref)
Vivint.com
Vudu.com (Direct entry)
Walmart @ B&M (Walmart Pay) (Ref)
Waterpik Store @ waterpik-store.com (PayPal)
White Mountain Puzzles @ WhiteMountainPuzzles.com (Ref)
Woot.com (Amazon Pay) (Ref)
Xero.com (Ref)
Zappos.com (Ref, Ref)



































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Old Jul 6, 2017, 2:31 pm
  #1471  
 
Join Date: Jan 2016
Programs: Ink/Sapphire/Freedom/SPG
Posts: 338
Originally Posted by financialhippie
Totally getting ahead of myself then Just checked the email - yes July 22nd, so I should easily get triple points this month and next! (I have the Plastiq charge set to the 21st of each month)
oh ya...even i forgot. so who would be the first to report.
May be DOC or MM or some other bloggers.
rocky_nnc is offline  
Old Jul 9, 2017, 3:57 pm
  #1472  
 
Join Date: Jul 2016
Programs: Rapid Rewards, United, AA, HHonors, SPG, Marriott
Posts: 21
Originally Posted by matt21484
Has anyone tried to change the category for their rent/mortgage payment to see if that triggers the 3x? I just set up a new schedule and changed my Mortgage company to "Business Services" and curious if this has been done yet.
So just to follow up on my own post, my mortgage was coded as 3x last month. It's an oddball mortgage company that I used via my credit union, their website is mortgagequestions.com, just as a FYI.
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matt21484 is offline  
Old Jul 25, 2017, 9:11 am
  #1473  
 
Join Date: Feb 2012
Location: LAX
Posts: 11
Does anyone have any data points after July 22nd for mortgage payments via Plastiq? I paid my Aug mortgage before the 22nd, but the statement doesn't close until 8/16. I'm trying to decide if it'll be worth it to attempt another payment in Aug. Much appreciated.
walked2far is offline  
Old Jul 25, 2017, 10:01 am
  #1474  
 
Join Date: Oct 2014
Posts: 136
Originally Posted by walked2far
Does anyone have any data points after July 22nd for mortgage payments via Plastiq? I paid my Aug mortgage before the 22nd, but the statement doesn't close until 8/16. I'm trying to decide if it'll be worth it to attempt another payment in Aug. Much appreciated.
I don't believe anyone knows because it's far too early for most people's statement to cut and for them to see if they got bonus points. You probably won't have a complete picture for at least another month or two.
brajalle is offline  
Old Jul 25, 2017, 10:19 am
  #1475  
 
Join Date: Sep 2014
Location: NYC
Posts: 498
Originally Posted by walked2far
Does anyone have any data points after July 22nd for mortgage payments via Plastiq? I paid my Aug mortgage before the 22nd, but the statement doesn't close until 8/16. I'm trying to decide if it'll be worth it to attempt another payment in Aug. Much appreciated.
I think you just have to take the chance for this month. Other peoples DPs may not always be equal to yours. I'm going to take the chance as well with my rent through Plastiq, and hope for the best.
Amex For Children Of Africa is offline  
Old Jul 25, 2017, 10:36 am
  #1476  
 
Join Date: Oct 2015
Location: BOS, PVD, HYA
Programs: MR, TYP, AA, B6, DL, WN, HH, MB, 2V
Posts: 658
Originally Posted by Amex For Children Of Africa
I think you just have to take the chance for this month. Other peoples DPs may not always be equal to yours. I'm going to take the chance as well with my rent through Plastiq, and hope for the best.
+1

Even after no more triple points, I'll continue paying with Plastiq. Whatever I lose in extra points I genuinely believe is made up in ease of use. Set it and forget it for rent. Plus, the ATTAM still has the 10k bonus on TYP, not bad compared to other cards in my portfolio currently.

As an example, my rent is $1600/month. $40 fee. If you take that annual bonus 10k TYP points and divide by 12, it's about 833 points per month. Add that to the 1640 from the rent and fee paid, I've got 2,473 TYP each month. All for a $40 fee, 1.6 cents per point. I like having the flexibility of TYP where MR and SPG don't do the trick (don't have access to UR), so I'd say that's about fair for the value of the points. If I break even on the actual transaction, then the added lack of headache is fantastic!

It's totally going to depend on how much you're willing to pay for the points on which card. Maybe you keep using ATTAM, maybe you keep Plastiq but switch to a different card, maye you stop altogether. Either way, we won't no about TYP triple points until later this month probably.
financialhippie is offline  
Old Jul 25, 2017, 2:21 pm
  #1477  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Originally Posted by financialhippie
+1

Even after no more triple points, I'll continue paying with Plastiq. Whatever I lose in extra points I genuinely believe is made up in ease of use. Set it and forget it for rent. Plus, the ATTAM still has the 10k bonus on TYP, not bad compared to other cards in my portfolio currently.

As an example, my rent is $1600/month. $40 fee. If you take that annual bonus 10k TYP points and divide by 12, it's about 833 points per month. Add that to the 1640 from the rent and fee paid, I've got 2,473 TYP each month. All for a $40 fee, 1.6 cents per point. I like having the flexibility of TYP where MR and SPG don't do the trick (don't have access to UR), so I'd say that's about fair for the value of the points. If I break even on the actual transaction, then the added lack of headache is fantastic!

It's totally going to depend on how much you're willing to pay for the points on which card. Maybe you keep using ATTAM, maybe you keep Plastiq but switch to a different card, maye you stop altogether. Either way, we won't no about TYP triple points until later this month probably.
Except you also paid the $95 AF, so it's really 1.94 cents per pt. I don't think most would value TYP that much.

I can understand the ease of use argument. But for ease of use I think either of these would be a better strategy:
  1. Get an AmEx BBP and use that. 2x MR pts on all spend, and $0 AF. You're only spending 1.25 cents per MR pt then.
  2. Just schedule your rent payments with your bank's bill pay service. Free.
milypan is offline  
Old Jul 25, 2017, 2:39 pm
  #1478  
 
Join Date: Oct 2015
Location: BOS, PVD, HYA
Programs: MR, TYP, AA, B6, DL, WN, HH, MB, 2V
Posts: 658
Originally Posted by milypan
Except you also paid the $95 AF, so it's really 1.94 cents per pt. I don't think most would value TYP that much.

I can understand the ease of use argument. But for ease of use I think either of these would be a better strategy:
  1. Get an AmEx BBP and use that. 2x MR pts on all spend, and $0 AF. You're only spending 1.25 cents per MR pt then.
  2. Just schedule your rent payments with your bank's bill pay service. Free.
Good points! ATTAM is (I think, I'll have to double check) the only card I currently have that has a tangible bonus for high spend, and unfortunately, I'm cooling off in the hopes of applying for a mortgage in the near future. So no new BBP for me. The AF is covered in other MS I run through the card, and I don't trust bill pay with my main bank(s) nearly as much as I trust Plastiq (I know a lot of folks will have the exact opposite opinion)

In all likelihood, if triple points are actually killed off in practice, I'll probably close this card out, and swap my Plastiq payment for another card that I get more value out of/keep open anyway.
financialhippie is offline  
Old Jul 25, 2017, 3:09 pm
  #1479  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
I tested all the categories on Plastiq with Visa and MC. The results are not good so far. I have all the data for MC transactions and some data for Visa. in another day or so I will have all the data for Visa.
For MC most of the categories posted as utility and 2 posted as Misc. Govt. Services.
I did some tests with both Visa and MC after 22nd, and will see how many points I will get, but my statement closes on 19th.
yugi is offline  
Old Jul 25, 2017, 3:10 pm
  #1480  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by financialhippie
Good points! ATTAM is (I think, I'll have to double check) the only card I currently have that has a tangible bonus for high spend, and unfortunately, I'm cooling off in the hopes of applying for a mortgage in the near future. So no new BBP for me. The AF is covered in other MS I run through the card, and I don't trust bill pay with my main bank(s) nearly as much as I trust Plastiq (I know a lot of folks will have the exact opposite opinion)

In all likelihood, if triple points are actually killed off in practice, I'll probably close this card out, and swap my Plastiq payment for another card that I get more value out of/keep open anyway.
BBP is a business card, and will not appear on your credit report.
yugi is offline  
Old Jul 25, 2017, 5:30 pm
  #1481  
 
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
Originally Posted by yugi
BBP is a business card, and will not appear on your credit report.
The hard pull from Amex will be on your CR
ralphs is offline  
Old Jul 25, 2017, 6:17 pm
  #1482  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by ralphs
The hard pull from Amex will be on your CR
Not for existing members.
yugi is offline  
Old Jul 26, 2017, 7:38 am
  #1483  
 
Join Date: Oct 2015
Location: BOS, PVD, HYA
Programs: MR, TYP, AA, B6, DL, WN, HH, MB, 2V
Posts: 658
Originally Posted by yugi
BBP is a business card, and will not appear on your credit report.
Originally Posted by ralphs
The hard pull from Amex will be on your CR
Originally Posted by yugi
Not for existing members.
I am an existing customer, so I'll have to look into this one, might be a good move for me..
financialhippie is offline  
Old Jul 26, 2017, 9:42 am
  #1484  
 
Join Date: Jul 2010
Location: 718
Programs: Hyatt Globalist, Hilton Diamond, Marriott Platinum, IHG Diamond
Posts: 967
Originally Posted by financialhippie
Good points! ATTAM is (I think, I'll have to double check) the only card I currently have that has a tangible bonus for high spend, and unfortunately, I'm cooling off in the hopes of applying for a mortgage in the near future. So no new BBP for me. The AF is covered in other MS I run through the card, and I don't trust bill pay with my main bank(s) nearly as much as I trust Plastiq (I know a lot of folks will have the exact opposite opinion)

In all likelihood, if triple points are actually killed off in practice, I'll probably close this card out, and swap my Plastiq payment for another card that I get more value out of/keep open anyway.

In the middle of closing... missed the Amex BBP boat... even though there is no credit pull and a business card so it wont show up when banks pull CR... it was too risky of a move for me nonetheless. FWIW, still got the best rates with 6 Hard inquiries on experian...damn i couldnt resist 100k CSR and leaked 100k amex plat last yr 2016. None in 2017 since I knew I was going to take a loan.
zzrayzz is offline  
Old Jul 26, 2017, 10:47 am
  #1485  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by yugi
I tested all the categories on Plastiq with Visa and MC. The results are not good so far. I have all the data for MC transactions and some data for Visa. in another day or so I will have all the data for Visa.
For MC most of the categories posted as utility and 2 posted as Misc. Govt. Services.
I did some tests with both Visa and MC after 22nd, and will see how many points I will get, but my statement closes on 19th.
The results for visa:
2 categories coded as insurance (rent, real estate), and as CHARITABLE AND SOCIAL SERVICE ORGANIZATIONS (clubs), the rest was GOVERNMENT SERVICES-NOT ELSEWHERE CLASSIFIED. So that means that insurance pays 3x when using Ink Preferred?
yugi is offline  


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