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Old Apr 19, 2015, 6:10 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ninim2200
Is there currently an offer for this card with a signup bonus?

Yes:
  • 50K TYP for $4K spend/3 months, $95 AF waived for first year. Open in private/incognito window for best results.
    • Offer not available if you have opened or closed a Preferred, Premier, or Prestige card in the past 24 months.


    Does anybody know when the signup bonus will increase?
    No. Please don't ask in the thread "just to double-check if anybody knows." Nobody knows.
    Can I see the number of TYP earned on an individual purchase?
    No. The best you can do is visit the Account Details page for your card to see how the merchant for a given transaction was categorized.
    What are the bonus categories for the Premier card?
    Effective April 19th, 2015, unless you are participating in a limited-time offer, you will earn:
    • 3 ThankYou Points for every dollar you spend on purchases at airlines, hotels, car rental agencies, travel agencies, gas stations, commuter transportation, taxi/limousines, passenger railways, cruise lines, bridge and road tolls, parking lots/garages, campgrounds and trailer parks, time shares, bus lines, motor home/RV rental and boat rentals;
    • 2 ThankYou Points for every dollar you spend on purchases at restaurants and on select entertainment merchants, including sports promoters, theatrical promoters, movie theaters, amusement parks, tourist attractions, record stores and video rental stores; and
    • 1 ThankYou Point for every dollar you spend on other purchases.
    Airlines are classified as merchants that provide air travel. Hotels are classified as merchants that provide sleeping or meeting room accommodations, and may include goods and services that are on a bill for these accommodations by a hotel, motel or inn. Car rental agencies are classified as merchants that provide short-term or long-term rentals of cars. Travel agencies are classified as merchants that provide travel information and booking services, and include travel aggregators and tour operators. Gas stations are classified as merchants that sell fuel for consumer use and may or may not be attended. Commuter transportation is classified as merchants that provide suburban and local mass passenger transportation over regular routes and on regular schedules, including ferries, commuter railways and subways. Taxis/limousines are classified as merchants that provide passenger transportation services for hire and includes horse-drawn cabs and carriages, bicycle taxis, aerial tramways, airport shuttles or cable cars. Passenger railways are classified as merchants that primarily provide long-distance transportation and may include overnight accommodations on the train. Cruise lines are classified as merchants that provide passenger transportation on the open sea or inland waters for the purpose of vacation or pleasure and operate predefined and advertised routes. Bridge and road tolls are classified as merchants who collect fees associated with toll roads, highways and bridges. Parking lots/garages are classified as merchants that provide temporary parking services for automobiles, usually on an hourly, daily or monthly contract or fee basis. Campgrounds and trailer parks are classified as merchants that provide overnight or short-term campsites for recreational vehicles, trailers, campers, or tents. Timeshares are classified as retailers that sell, lease, and rent timeshare real estate and arrange timeshare condominium exchanges. Bus lines are classified passenger bus transportation services that operate on a regular schedule over predetermined routes. Motor home and recreational vehicle rentals are classified as merchants that rent motor homes, RVs, pop-up campers, tent trailers, and other recreational vehicles on a daily, short-term, or extended-term basis. Boat leases and boat rentals are classified as merchants that primarily provide boat rental and leasing services, including fishing boats, non-crew houseboats, sail boats, powerboats, jet skis, and yachts.

    Restaurants are classified as dining establishments that primarily prepare food and drinks for immediate consumption by consumers, either on the merchant’s premises or packaged for takeout, and include bars, cocktail lounges, discotheques, nightclubs, taverns and fast food restaurants. Sports promoters are classified as merchants that operate and promote live sporting events (professional or semi-professional), and may also include sports stadiums. Theatrical promoters are classified as merchants that operate live theatrical productions or concerts, and include ticketing agencies. Movie theaters are classified as establishments that sell tickets and refreshments for movie productions. Amusement parks (including zoos, circuses and aquariums) are classified as establishments that operate parks or carnivals and offer mechanical rides and games and/or live animal shows. Tourist attractions and museums (including art galleries) are classified as establishments that operate attractions and exhibits for tourists. Record stores are classified as establishments that sell CDs and related items, including online record stores. Video rental stores are classified as merchants that rent DVDs and/or games and related equipment for consumer use, including online video rentals.


    We do not determine how merchants or establishments are classified, however, they are generally classified based upon the merchant's primary line of business. We reserve the right to determine which purchases qualify for this offer. Purchases not eligible to receive the additional ThankYou Points include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores.
    You may earn ThankYou Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn ThankYou Points and you will lose any accumulated ThankYou Points that have not been transferred to your ThankYou Member Account. Balance transfers, cash advances, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, finance charges, Card Account fees, and fees for services and programs you elect to receive through us do not earn ThankYou Points unless otherwise specified.

    If you do not already have a ThankYou Rewards Member Account ("ThankYou Member Account"), one will be set up for you. ThankYou Points earned from purchases post to your Card Account at the close of each billing cycle, and at that time we will transfer the ThankYou Points you earned to your ThankYou Member Account. (Bonus ThankYou Points may take one to two additional billing cycles to post to your Card Account.) ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.
    What happens to my TY points if I close my card account?
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Citi Premier MasterCard [2015-2017]

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Old Jun 16, 2015, 5:59 pm
  #196  
 
Join Date: Jan 2014
Location: Here
Programs: SQ, QR, CX, AA, UA
Posts: 133
I applied online for a Premier yesterday for my loving wife, and got: "Your application is pending further review and we need additional information from you. Please call 1-866-606-2787 now to receive an immediate decision."

Couldn't call because she is on the road. However, Citi also sent an email with a link to check the application status, and at that page there was a chat popup, so I was able to get the card approved entirely via chat. Very handy in such a situation.

Last edited by HariOm; Jun 16, 2015 at 6:22 pm
HariOm is offline  
Old Jun 16, 2015, 6:22 pm
  #197  
NDN
 
Join Date: Jan 2015
Programs: Marriott Titanium and LTP, Hilton Gold, United Silver
Posts: 786
Originally Posted by HariOm
I applied online for a Premier today for my loving wife, and got: "Your application is pending further review and we need additional information from you. Please call 1-866-606-2787 now to receive an immediate decision."

Couldn't call because she is on the road. However, Citi also sent an email with a link to check the application status, and at that page there was a chat popup, so I was able to get the card approved entirely via chat. Very handy in such a situation.
This happened to my wife, too. It was approved a week later without intervention or anything.
NDN is offline  
Old Jun 16, 2015, 8:54 pm
  #198  
 
Join Date: May 2015
Posts: 21
Originally Posted by pritomd
Hehe. I posted right after you from your original post you quoted, and I also got my Premier today.
Exciting for both of us! After just one day and two transactions, I already had my first cashier confused about how to swipe it because of the weird placement of the mag strip.....
jlynmriep is offline  
Old Jun 17, 2015, 8:36 am
  #199  
 
Join Date: Jul 2006
Location: NYC
Programs: DL PM, Marriott Gold, Hertz PC, National Exec
Posts: 6,736
Originally Posted by jlynmriep
Exciting for both of us! After just one day and two transactions, I already had my first cashier confused about how to swipe it because of the weird placement of the mag strip.....
I just got the new card (had the older style Premier card before), and I had the same thought - what a weird design. I guess the thought is that, in reasonably short order, the chip is going to be used the large bulk of the time, so the mag stripe becomes less important?
cestmoi123 is offline  
Old Jun 17, 2015, 5:01 pm
  #200  
 
Join Date: May 2015
Posts: 21
Originally Posted by cestmoi123
I just got the new card (had the older style Premier card before), and I had the same thought - what a weird design. I guess the thought is that, in reasonably short order, the chip is going to be used the large bulk of the time, so the mag stripe becomes less important?
That does make sense, but it's still kind of bizarre. I mean, credit card designs have been more or less the same for the major features, for all banks, basically forever - why fix it if it isn't broken??
jlynmriep is offline  
Old Jun 17, 2015, 5:14 pm
  #201  
 
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
I think I read somewhere that Citi (for the Premier and Prestige) maybe wanted to have a very clean side (i.e. no numbers, names, chip, just a nice design).

But credit cards have to have the stripe and chip on opposite sides???? So maybe the stripe looked cleaner than the chip...so really the 'front' of the premier/prestige is really the back of your typical credit card!
pritomd is offline  
Old Jun 17, 2015, 6:31 pm
  #202  
 
Join Date: Oct 2014
Posts: 374
8 days, no card. Let's hope it arrives tomorrow before my 7am flight on Friday ugh!
winsteven13 is offline  
Old Jun 17, 2015, 11:41 pm
  #203  
 
Join Date: May 2015
Posts: 21
Originally Posted by pritomd
I think I read somewhere that Citi (for the Premier and Prestige) maybe wanted to have a very clean side (i.e. no numbers, names, chip, just a nice design).

But credit cards have to have the stripe and chip on opposite sides???? So maybe the stripe looked cleaner than the chip...so really the 'front' of the premier/prestige is really the back of your typical credit card!
That makes sense I guess! Still kind of silly but I see the reasoning. It's a good card, regardless!
jlynmriep is offline  
Old Jun 18, 2015, 7:14 am
  #204  
 
Join Date: Jul 2006
Location: NYC
Programs: DL PM, Marriott Gold, Hertz PC, National Exec
Posts: 6,736
Originally Posted by pritomd
I think I read somewhere that Citi (for the Premier and Prestige) maybe wanted to have a very clean side (i.e. no numbers, names, chip, just a nice design).

But credit cards have to have the stripe and chip on opposite sides???? So maybe the stripe looked cleaner than the chip...so really the 'front' of the premier/prestige is really the back of your typical credit card!
Looking at the other side of the card, there wasn't room to put the name, number, signature bar, MC logo, World Elite Logo, Chip, and the hologram on there, and still have room for the magstripe.

Looking at it again, I think what confused me is having the name and the signature on the same side of the card. That makes me think of the signature side as the "back" of the card, which puts the magstripe on the "front." Really, all they've done is moved the signature stripe to the front of the card, leaving just the magstripe on the back.

From a security standpoint, it is a little weird that the number, CVV code, and signature are now all on the same side of the card. Get a photo or scan of that one side, and you've got everything you need.
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Old Jun 18, 2015, 9:00 pm
  #205  
 
Join Date: May 2015
Posts: 21
Originally Posted by cestmoi123

From a security standpoint, it is a little weird that the number, CVV code, and signature are now all on the same side of the card. Get a photo or scan of that one side, and you've got everything you need.
I didn't even think of this, but that does make it a real concern instead of just an aesthetic issue. Admittedly not a big concern (what are the chances of someone getting a photo/scan of my credit card, any side, without me noticing, and without being able to see both sides of the card anyway?), but still, not a fan of this design.
jlynmriep is offline  
Old Jun 19, 2015, 9:09 am
  #206  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by jlynmriep
what are the chances of someone getting a photo/scan of my credit card, any side, without me noticing, and without being able to see both sides of the card anyway?).
You do know why the banks tell you to cover the ATM keyboard with your hand when you input your pin, right?
Brugge is offline  
Old Jun 19, 2015, 3:44 pm
  #207  
 
Join Date: Jun 2011
Posts: 3,529
I had a Premier card long before all these changes, and am interested in getting another. Any idea how I can determine when it was cancelled so I don't run afoul of the 18 month rule?
nall is offline  
Old Jun 19, 2015, 4:30 pm
  #208  
 
Join Date: Nov 2014
Location: NYC
Posts: 581
Originally Posted by nall
I had a Premier card long before all these changes, and am interested in getting another. Any idea how I can determine when it was cancelled so I don't run afoul of the 18 month rule?
Should be on a real credit report.
NYCRuss is offline  
Old Jun 19, 2015, 4:56 pm
  #209  
 
Join Date: May 2015
Posts: 21
Originally Posted by Brugge
You do know why the banks tell you to cover the ATM keyboard with your hand when you input your pin, right?
I thought it was because cameras could see your PIN, but they got the corresponding card info from skimmers where you insert your card? Although I guess the camera might see your card too, I don't think that's the general idea. I might be wrong though, I am certainly not an expert on stealing from ATMs
jlynmriep is offline  
Old Jun 19, 2015, 5:03 pm
  #210  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by jlynmriep
I thought it was because cameras could see your PIN, but they got the corresponding card info from skimmers where you insert your card? Although I guess the camera might see your card too, I don't think that's the general idea. I might be wrong though, I am certainly not an expert on stealing from ATMs
Sorry I wasn't very clear. I was responding to this previous comment:

Originally Posted by jlynmriep
what are the chances of someone getting a photo/scan of my credit card, any side, without me noticing...?
I just mentioned the ATM/camera issue, since that's already being done. I don't know whether that is a real problem with security on this card, as I'm not an expert on cc security.
Brugge is offline  


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