Sep 24, 2014, 4:20 pm
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
CURRENT PUBLIC OFFER: 50k
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"
Link A50
Link B50
Link C50
Link D50
Link E50
Link F50
Link G50
PREVIOUS OFFERS
Previous 75k links (NOT WORKING 11/18)
Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75
Landing Page Application Page (Both pages include the 18 month language).
http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp
Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending
Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.
Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.
Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b:Landing page and Application page
Option 4c: Landing page and Application page
Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link
Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page
6d: Application page
Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts.Application Link Link to application page began dying on 6/1/2015. Now completely dead.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a)With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
CURRENT PUBLIC OFFER: 50k
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"
Link A50
Link B50
Link C50
Link D50
Link E50
Link F50
Link G50
PREVIOUS OFFERS
Previous 75k links (NOT WORKING 11/18)
Landing Page Application Page (Both pages include the 18 month language).
http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp
Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b:
Option 4c: Landing page and Application page
Landing page for 50K for $5K spending, no statement credit and Application Link
Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6c: Application page
6d: Application page
Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a)
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
Citi AA Executive [Late 2014 - 2015]
Apr 4, 2015, 7:40 pm
#2552
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Brugge I've read data points that say the app is live for some time in your situation and that you merely need to wait it out. There were blurbs about it in the original executive 100K thread and some that referred to a guru on the Hilton thread.
On a different experience, I had a 100K app where they were jerking my chain for proof of residential address and was told at the 30 day mark that the app was live for 60 days. I know this particular data point isn't the same as your situation, but I'm confident your going to be calling Citi in a couple weeks with successful results.
On a different experience, I had a 100K app where they were jerking my chain for proof of residential address and was told at the 30 day mark that the app was live for 60 days. I know this particular data point isn't the same as your situation, but I'm confident your going to be calling Citi in a couple weeks with successful results.
Apr 4, 2015, 9:03 pm
#2553
Join Date: Apr 2014
Posts: 72
got a letter to approve citi to get IRS transcript. But they are asking for 2013 Transcript where i had lesser income by $20000 
My current income is way more than that. Not sure what happens if they pull IRS transcript.
Do you guys suggest me to approve for them get transcript or discard the application?
my next app coming in 20 days
My current income is way more than that. Not sure what happens if they pull IRS transcript.
Do you guys suggest me to approve for them get transcript or discard the application?
my next app coming in 20 days
Apr 4, 2015, 11:03 pm
#2554
Join Date: Aug 2014
Posts: 305
Well, I just totally screwed up. I applied for an AA Plat MC today, after having applied for a TYP Prestige card 10 days ago. But having forgotten I'd applied for an EXEC Feb 9th. So I was a week too soon on the 60 days, and more than that on 65 days. Instant denial. Called Recon who very pleasantly explained "too many apps in 60 days". Oppsss....Brugge, the man, the myth, the legend... So you ARE actually human!
Apr 5, 2015, 12:34 pm
#2555
Join Date: Apr 2013
Posts: 169
(Already posted this on the AA Plat thread, but considering many people on this thread aren't bothering with the Plat cards, I'm also posting it here, hoping to get some advanced churning advice from the experts on this thread.)
Well, I just totally screwed up. I applied for an AA Plat MC today, after having applied for a TYP Prestige card 10 days ago. But having forgotten I'd applied for an EXEC Feb 9th. So I was a week too soon on the 60 days, and more than that on 65 days. Instant denial. Called Recon who very pleasantly explained "too many apps in 60 days". Oppsss....
Only good news: No HP done.
So now the question is, does this app stay live for the next couple of weeks?
Can I call Recon in say 10 days from now, and ask them to reopen and approve that app, since I will be out of the 60 day time period by then? Or am I just stuck with waiting another 2 months?
Well, I just totally screwed up. I applied for an AA Plat MC today, after having applied for a TYP Prestige card 10 days ago. But having forgotten I'd applied for an EXEC Feb 9th. So I was a week too soon on the 60 days, and more than that on 65 days. Instant denial. Called Recon who very pleasantly explained "too many apps in 60 days". Oppsss....Only good news: No HP done.
So now the question is, does this app stay live for the next couple of weeks?
Can I call Recon in say 10 days from now, and ask them to reopen and approve that app, since I will be out of the 60 day time period by then? Or am I just stuck with waiting another 2 months?
Apr 5, 2015, 2:25 pm
#2556
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I'm going to call for sure. AFAIK there is no app id, since it was an instant denial, with no HP, and hence no id either. If there was one, they didn't give it to me. Maybe I should have asked that when I called in, but I was so upset with myself for messing this up, I didn't think to ask.
But they can still find my app with my SS# or phone number I'm sure.
Apr 5, 2015, 3:16 pm
#2558
Join Date: Dec 2004
Posts: 5,632
EDITED 4/17/15: Reports indicate that these hybrid application forms have the old format but work like new forms, i.e. with the 18 month restriction.
Last edited by SeeBuyFly; Apr 17, 2015 at 10:08 pm
Apr 5, 2015, 4:00 pm
#2559
Join Date: May 2014
Location: SoCal
Posts: 2,164
I generated some brand-new links using artificial insemination.
I took the application link for non-working Option 2 and inserted the sc= values found in the four new-format application page URLs in Option 4. This results in working old-format application pages that look like Option 2 and unlike Option 4.
Will these work? I have no idea. One of these things could happen:
(a) the pages could die before Option 5 dies
(b) Using these applications could cause the app to bomb, i.e. not go through at all
(c) the app could go through but be rejected under 18-month rule, even though the rule is not stated on the old-format apps
(d) you could get the card but not the bonus, even though both "parents" of each hybrid link were associated with the bonus---note that there are not, and never were, landing pages for these links so there was never a promised bonus for these links!
(e) these pages could stay alive after Option 5 dies and continue to work with no conditions relating to previous apps. That is what I'm hoping, but I have absolutely no way to guarantee this.
Obviously, these links will not need to be tested until Option 5 dies.
I took the application link for non-working Option 2 and inserted the sc= values found in the four new-format application page URLs in Option 4. This results in working old-format application pages that look like Option 2 and unlike Option 4.
Will these work? I have no idea. One of these things could happen:
(a) the pages could die before Option 5 dies
(b) Using these applications could cause the app to bomb, i.e. not go through at all
(c) the app could go through but be rejected under 18-month rule, even though the rule is not stated on the old-format apps
(d) you could get the card but not the bonus, even though both "parents" of each hybrid link were associated with the bonus---note that there are not, and never were, landing pages for these links so there was never a promised bonus for these links!
(e) these pages could stay alive after Option 5 dies and continue to work with no conditions relating to previous apps. That is what I'm hoping, but I have absolutely no way to guarantee this.
Obviously, these links will not need to be tested until Option 5 dies.
Apr 5, 2015, 4:03 pm
#2560
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Brugge why did you stop applying for the Exec and go for the Platinum?
Apr 5, 2015, 4:04 pm
#2561
Join Date: May 2014
Location: SoCal
Posts: 2,164
The biggest question is; why did you go for a prestige card over an exec card? i know that Prestige card has $250 cash back on Air travel expenses, $100 for global entry... etc. but the value of 30K points are far less than the 50K AA miles.
Apr 5, 2015, 4:43 pm
#2562
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
I generated some brand-new links (Option 6 in wiki) using artificial insemination.
I took the application link for non-loading Option 2 and inserted the sc= values found in the four new-format application page URLs in Option 4. This results in loading old-format application pages that look like Option 2 and unlike Option 4.
Will these work? I have no idea. One of these things could happen:
(a) the pages could die before Option 5 dies
(b) Using these applications could cause the app to bomb, i.e. not go through at all
(c) the app could go through but be rejected under 18-month rule; or you could get the card but not the bonus. In other words, the hybrids look like Option 2, but they could work like Option 4. Note also that there are not, and never were, landing pages for these links.
(d) these pages could stay alive after Option 5 dies, and continue to work like Options 1/2/5 did (i.e. with no conditions relating to previous apps). That is what I'm hoping, but I have absolutely no way to guarantee this.
Obviously, these links will not need to be tested until Option 5 dies.
I took the application link for non-loading Option 2 and inserted the sc= values found in the four new-format application page URLs in Option 4. This results in loading old-format application pages that look like Option 2 and unlike Option 4.
Will these work? I have no idea. One of these things could happen:
(a) the pages could die before Option 5 dies
(b) Using these applications could cause the app to bomb, i.e. not go through at all
(c) the app could go through but be rejected under 18-month rule; or you could get the card but not the bonus. In other words, the hybrids look like Option 2, but they could work like Option 4. Note also that there are not, and never were, landing pages for these links.
(d) these pages could stay alive after Option 5 dies, and continue to work like Options 1/2/5 did (i.e. with no conditions relating to previous apps). That is what I'm hoping, but I have absolutely no way to guarantee this.
Obviously, these links will not need to be tested until Option 5 dies.
Apr 5, 2015, 6:53 pm
#2563
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Yes, I did indeed apply for a Prestige card instead of another EXEC card. Crazy or Genius, you decide.
First of all, I didn't apply for the ONLINE Prestige card, with a 30K TYPs sign up bonus. I went into the branch and signed up for the CitiGold app that has a sign up bonus of 30K TYP points after spending $3K, and another 30K after spending a total of $15K in a year.
Using our multiple RB accounts, it's a piece of cake to spend $1250 a month. So instead of 55K AA miles after doing the min spnd, it's 75K TYPs. Did I mention that those points transfer 1:1 over to Singapore Kris Flyer Miles? One app gets you enough points/miles for a Singapore Suites (better than FC) award from the West Coast to Singapore. After our recent SQ Suites flight all my wife had to say was "how do we do that again"? She doesn't care where we are flying, she just wants to be in SQ Suites again.
This is how we "do that again".
Ah, but the AF is $350, and unlike the EXEC, there is no way to grab the miles and cancel, thus avoiding the fee. No, sadly, you do have to pay the AF. But, there is an "airline expense" statement credit of $250. Per year !
Unlike the AMEX Platinum statement credit, that is only good for actual ticket purchases, or AA gift cards that are also only good for actual ticket purchases, the Prestige statement credit is good for any airline expense. All of the taxes, and in the case of SQ surcharges, that you pay with the card are covered. So the first calendar year you get $250 in taxes and fees credited. But after the first of the year, you can do that again. So the AF is $350 in branch (vs $450 online) and if you play it right, you can get $500 in statement credits. So you get 75K miles, and make a PROFIT of $150.
Well, yeah, it's only a "profit" if you are already going to spend $250 in taxes and fees each year. But since we know we are going to have to pay that to do the extreme luxury over-seas FC travel we crave, we are coming out ahead. Both in AF, and in points over the EXEC card. Not that there is anything wrong with the EXEC card. I'm hoping and praying the churnable links stay live so I can get another EXEC in a couple of months.
Apr 5, 2015, 6:58 pm
#2564
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
@Brugge +1. Not to toot my own horn, but this post of mine may be helpful for anyone looking to apply for any of the offers available to Citigold customers.
Apr 5, 2015, 8:30 pm
#2565
Join Date: Jan 2015
Posts: 40
Your spend will most likely not post to Citi in time. Even if it does, sometimes spend that posts the last day or two of a statement doesn't make it on that statement. Since the time frame for first due date is so soon, the odds are very much in your favor that the AF won't post on the first statement.