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Old Sep 24, 2014, 4:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:



CURRENT PUBLIC OFFER: 50k

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"

Link A50

Link B50

Link C50

Link D50

Link E50

Link F50

Link G50

PREVIOUS OFFERS


Previous 75k links (NOT WORKING 11/18)


Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75


Landing Page
Application Page (Both pages include the 18 month language).

http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp

Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending

Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.

Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.

Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b: Landing page and Application page
Option 4c: Landing page and Application page

Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link


Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page

6d: Application page

Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts. Application Link Link to application page began dying on 6/1/2015. Now completely dead.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
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Citi AA Executive [Late 2014 - 2015]

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Old Apr 6, 2015, 1:50 pm
  #2581  
 
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
Originally Posted by Electroman
The NPSL-ness of these is not necessarily there. I took one of these on vacation last year, and I was unable to make any charges above the $5k limit on my card (yes, an AAdvantage Executive card). The charges were declined, like on any non-NPSL card. Just a word to the wise - don't depend on this. YMMV, of course.
EXACTLY! So why chance it?

Last edited by Ed Janowsky; Apr 6, 2015 at 1:55 pm
Ed Janowsky is offline  
Old Apr 6, 2015, 1:59 pm
  #2582  
 
Join Date: Apr 2014
Location: UES/MWC
Programs: Braniff, TWA, Eastern, Midwest, AA Exec, Club Carlson Gold
Posts: 270
Originally Posted by Ed Janowsky
EXACTLY! So why chance it?
Exactly. My post wasn't really targeted at you (although it was in response to something you said). It was really just a general statement that sometimes this works, sometimes not.

With your CL you should be set!
Electroman is offline  
Old Apr 6, 2015, 2:47 pm
  #2583  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by HouFly
hold up, you've been churning the Exec since last year... that means you keep resetting your 18mo clock... so how are you eligible to apply for the Plat now? did something change with Citi or pray tell how you find yourself in such a fortuitous situation .
I used app link 7b in the wiki from the AA Plat thread, that now has this new language:

"Application page states that "American Airlines AAdvantage bonus miles not available if you have had a Citi / AAdvantage Platinum Select MasterCard opened or closed in the past 18 months."

I have 2 Citi / AAdvantage Platinum Select Visa cards open, but no MCs. And I've had those much longer than 18 months anyway.

Originally Posted by HouFly
and I think your app will stay live even though the computer auto rejected it and no HP was done. a rep can 'activate' it and process it when your timeout period is over. alternatively you can just do a new app with no real consequences, don't think this failed app will count against you..
^ Thanks for the encouragement. I certainly hope you are right. I'd hate to have missed another 50K miles. I was thinking I needed to get that app
re-activated because a denied app counts as an app for 8/65 purposes. But maybe that's only an app that is actually processed? Does an instant denial for a time violation with no HP not count as an app?

Originally Posted by HouFly
interesting tip on the TYP play ^ ... but hate to burst your bubble, 75k miles aint enough for a oneway FC on SQ from the US to SIN.
You are indeed correct. I had the LAX-NRT number in my head. That's 87,500 KrisFlyer miles. Which after the 15% discount for on-line booking comes out to 74,375.

LAX-NRT-SIN is 91,375 after the discount. So I do need to get a few more miles, but 75K is a good start. We each have enough SPG miles to make up the difference. Because somehow I just know that my DW is going to want to fly SQ Suites with me, so we need to get her a Prestige card of her own fairly soon. Luckily our Euro trip for this coming summer (2015) is already booked, so no great hurry.
Brugge is offline  
Old Apr 6, 2015, 3:30 pm
  #2584  
 
Join Date: Apr 2012
Posts: 232
Originally Posted by Ed Janowsky
HouFly - If you have actual personal experience with being approved for a charge on the Citi Executive card that took you above your credit limit please share it with us.
I see. and yeah I've never had any issues going above my Exec CL. albeit it was on cards with CL way more than just the min $5k if it matters. and it was only a few hundred $$$ above. nothing crazy like 2x or something. lastly, it was all spend in the US.

I never chance my cards getting declined when I'm abroad so I take all the precautions of charges going thru.
HouFly is offline  
Old Apr 6, 2015, 3:36 pm
  #2585  
 
Join Date: Apr 2012
Posts: 232
Originally Posted by Brugge
I used app link 7b in the wiki from the AA Plat thread, that now has this new language:

"Application page states that "American Airlines AAdvantage bonus miles not available if you have had a Citi / AAdvantage Platinum Select MasterCard opened or closed in the past 18 months."

I have 2 Citi / AAdvantage Platinum Select Visa cards open, but no MCs. And I've had those much longer than 18 months anyway.


^ Thanks for the encouragement. I certainly hope you are right. I'd hate to have missed another 50K miles. I was thinking I needed to get that app
re-activated because a denied app counts as an app for 8/65 purposes. But maybe that's only an app that is actually processed? Does an instant denial for a time violation with no HP not count as an app?
yeah I was looking at 7, 9, 10 which have specific verbiage to the new MC switchover. and since most of us only had the visa/amex, we're eligible now? ... same deal for the gold? (I've never had any gold version because I thought all personal cards counted so since I had the Plat I couldn't get the Gold)

my bad I havent been following the discussion in that thread, so if I may ask: can I apply for both the gold and plat mc under the citi 8-65 guideline? when did this change happen?

and yeah bud, as far as I know you weren't rejected due to creditworthiness. you were only rejected in the sense that Citi doesn't issue 3 cards in 2 months. so the failed app shouldn't count against you for all intents and purposes. its as if it never happened.
HouFly is offline  
Old Apr 6, 2015, 5:55 pm
  #2586  
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by Brugge
I'm surprised it's taking so long to recycle. Just out of curiosity, what was your total Citi CL just before this last app?
I may or may not have just gotten caught by a long recycle period. I've been getting auto-approved for Execs with a $30.5K limit every time. For my last Exec I applied on 3/2, received the card on 3/4, met the spend a few days later, paid off the balance and lowered the CL by 3/10. When I applied again on 4/4 (this time for a HHonors card), they auto approved me for a measly $3K limit. However, in late March I also applied for an Amex Business Gold, for the 75K points offer. This isn't the first time I've added another non-Citi card to my Citi app cycle, but it's the first time I've seen a big impact on the CL Citi was willing to give me.

I'll be applying again for my next card at the beginning of May, so we'll see what kind of CL Citi will give me at that point.
LWT3 is offline  
Old Apr 6, 2015, 6:52 pm
  #2587  
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Join Date: Apr 2014
Programs: Hilton - Diamond, IHG - Spire Amb
Posts: 901
Originally Posted by Brugge
I used app link 7b in the wiki from the AA Plat thread, that now has this new language:

"Application page states that "American Airlines AAdvantage bonus miles not available if you have had a Citi / AAdvantage Platinum Select MasterCard opened or closed in the past 18 months."

I have 2 Citi / AAdvantage Platinum Select Visa cards open, but no MCs. And I've had those much longer than 18 months anyway.



^ Thanks for the encouragement. I certainly hope you are right. I'd hate to have missed another 50K miles. I was thinking I needed to get that app
re-activated because a denied app counts as an app for 8/65 purposes. But maybe that's only an app that is actually processed? Does an instant denial for a time violation with no HP not count as an app?



You are indeed correct. I had the LAX-NRT number in my head. That's 87,500 KrisFlyer miles. Which after the 15% discount for on-line booking comes out to 74,375.

LAX-NRT-SIN is 91,375 after the discount. So I do need to get a few more miles, but 75K is a good start. We each have enough SPG miles to make up the difference. Because somehow I just know that my DW is going to want to fly SQ Suites with me, so we need to get her a Prestige card of her own fairly soon. Luckily our Euro trip for this coming summer (2015) is already booked, so no great hurry.
There had been some talk about a Citi exec resetting the clock for 18 months for some Citi AA cards. However, we applied for and received the Citi Plat Selec in 2/2015 with last citi exec prior 3/2014. Now I'm churning citi execs every 35-40 days. I think I will cancel my citi plat select and plan on 18 month reapp in late 2016.

The thing I will miss is that in in early 2016, I will make award booking and I will miss out on the 10k 10% redemption rebate per account. I do have the Aviator Red but not sure if I'm going to be keeping that long term.
Carl Christensen is offline  
Old Apr 6, 2015, 6:59 pm
  #2588  
 
Join Date: Feb 2012
Location: NYC
Posts: 79
are you referring to the one that's dead as of early this month? all the other personal versions of that have the 18 mos language as far as I can see in the wiki


Originally Posted by starbuk
There's a Platinum application link on the FT thread that does not have the 18 month language.
flyer1990 is offline  
Old Apr 7, 2015, 9:21 am
  #2589  
 
Join Date: May 2013
Posts: 747
Funny how things work, getting bonus on #2 prior to #1.

Applied for Exec #1 on 3/17, received card on 3/20 and met spend same day however statement closing date isn't until end of next week.

Applied for Exec #2 on 3/27, all spend on 4/1. Payment due date of 4/2, statement closing date of 4/6. Shows on statement today (4/7) that I'll be receiving my bonus miles and the AF posted. Will close card via SM as soon as miles post.


Woot for first round done, looking forward to end of May second round


Might as well ask, 65 days on the nose is okay, correct? Or 66 to be safe?
nrdk is offline  
Old Apr 7, 2015, 9:29 am
  #2590  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by nrdk
Funny how things work, getting bonus on #2 prior to #1.

Applied for Exec #1 on 3/17, received card on 3/20 and met spend same day however statement closing date isn't until end of next week.

Applied for Exec #2 on 3/27, all spend on 4/1. Payment due date of 4/2, statement closing date of 4/6. Shows on statement today (4/7) that I'll be receiving my bonus miles and the AF posted. Will close card via SM as soon as miles post.


Woot for first round done, looking forward to end of May second round


Might as well ask, 65 days on the nose is okay, correct? Or 66 to be safe?
some are doing 65, some 63, 62, 61, it is up to you, the rule is 2 applications in 60 days.
ninim2200 is offline  
Old Apr 7, 2015, 9:54 am
  #2591  
 
Join Date: May 2013
Posts: 747
Originally Posted by ninim2200
some are doing 65, some 63, 62, 61, it is up to you, the rule is 2 applications in 60 days.
Good to know. Will be on my bachelor party on day 65 so figured day 64 is the way to go.
nrdk is offline  
Old Apr 7, 2015, 11:27 am
  #2592  
 
Join Date: Mar 2013
Location: NYC
Programs: AAdvantage, UA Mileage Plus, IHG Rewards Club
Posts: 379
Originally Posted by Domat
Yes, common in some areas. Like NYC for one. I have blocked Exp so only one gets pulled.
That seems like a good strategy! Do you still get auto-approved from Citi / other lenders even after blocking Exp?
Quarantine is offline  
Old Apr 7, 2015, 11:54 am
  #2593  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by Quarantine
That seems like a good strategy! Do you still get auto-approved from Citi / other lenders even after blocking Exp?
AFAIK, if Citi is only intending to pull one CB, (in my area that's EXP) and you have that blocked, they just send the app to "pending" until you unblock it. Don't know what happens if you live somewhere where they typically pull from 2 CBs, and you only have one blocked.
Brugge is offline  
Old Apr 7, 2015, 12:04 pm
  #2594  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by Carl Christensen
There had been some talk about a Citi exec resetting the clock for 18 months for some Citi AA cards. However, we applied for and received the Citi Plat Selec in 2/2015 with last citi exec prior 3/2014. Now I'm churning citi execs every 35-40 days. I think I will cancel my citi plat select and plan on 18 month reapp in late 2016.

The thing I will miss is that in in early 2016, I will make award booking and I will miss out on the 10k 10% redemption rebate per account. I do have the Aviator Red but not sure if I'm going to be keeping that long term.
As of several months ago all AA cards are now "different products", and apps for each type do not affect apps for a different type (other than 8/65 of course). So if your current Plat card is not a MC, you don't need to cancel it to apply for a Plat MC or a Gold. But if it's a MC, then according to the current rules, the sooner you cancel it the sooner your 18 months are up so you can apply again.

Unintended side effect of this new rule is that, assuming I do get Citi to reopen my Plat MC app and approve it, as soon as the sign up bonus miles are in my AA account I will be canceling it. Since the AF is waived the first year, I would normally keep it until the renewal fee posted, and longer if I got a good retention offer. Now I just want to cancel as soon as possible to reset that 18 month clock.
Brugge is offline  
Old Apr 7, 2015, 12:58 pm
  #2595  
 
Join Date: Mar 2013
Location: NYC
Programs: AAdvantage, UA Mileage Plus, IHG Rewards Club
Posts: 379
Originally Posted by Brugge
AFAIK, if Citi is only intending to pull one CB, (in my area that's EXP) and you have that blocked, they just send the app to "pending" until you unblock it. Don't know what happens if you live somewhere where they typically pull from 2 CBs, and you only have one blocked.
Yeah that's what I'm curious about with Domat's experience, since I do live in NYC like him. I'm wondering if it would be auto-approved if EXP is blocked and they pull both EQ and EXP.
Quarantine is offline  


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