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Old Sep 24, 2014, 4:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:



CURRENT PUBLIC OFFER: 50k

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"

Link A50

Link B50

Link C50

Link D50

Link E50

Link F50

Link G50

PREVIOUS OFFERS


Previous 75k links (NOT WORKING 11/18)


Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75


Landing Page
Application Page (Both pages include the 18 month language).

http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp

Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending

Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.

Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.

Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b: Landing page and Application page
Option 4c: Landing page and Application page

Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link


Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page

6d: Application page

Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts. Application Link Link to application page began dying on 6/1/2015. Now completely dead.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
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Citi AA Executive [Late 2014 - 2015]

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Old Mar 26, 2015, 12:49 am
  #2401  
 
Join Date: Mar 2015
Posts: 18
Been reading this thread for the last few weeks, got my first citi exec last week and second one today (link #5) with instant approval.

Thanks for all the useful info

^^^
expatinwa is offline  
Old Mar 26, 2015, 8:15 am
  #2402  
 
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Originally Posted by expatinwa
Been reading this thread for the last few weeks, got my first citi exec last week and second one today (link #5) with instant approval.

Thanks for all the useful info

^^^
Congrats!
slhansen219 is offline  
Old Mar 26, 2015, 8:16 am
  #2403  
 
Join Date: Nov 2011
Location: MCI
Posts: 88
Originally Posted by PedroNY
I would just say that 6 months rule does not seem true. I churn these like clockwork, monthly, I never done CL reduction, I just close them, I almost exclusively get $30,500 line each time (which I believe is max), so if 6 months was true, I'd have $150,000+ credit line with Citi, that does not appear reasonable.

Of course as always, YMMV., but I do believe closing accounts and your overall CL reduction happen much quicker than 6 months now. All of this applies on Mrs. PedroNY account as well, so I'd be very surprised that both of us have $150,000 potential line with Citi.

Cheers,

PedroNY
+1

I've been doing the same thing for a while and also have gotten instant approvals. The CL reduction trick changed about 6 months ago. The change was obvious on the Citicards online banking. When you used to close a card, the credit limit would still report on online banking. After Citi made the change (current policy) you will see your credit line reduced to $0 once you close the card by SM.
monkeywrencher is offline  
Old Mar 26, 2015, 8:48 am
  #2404  
 
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
Quick question on dodging the AF on the exec card: I believe that you have 30 days after the AF posts to cancel - correct?

AF for my first card (from last year's 100,000 point-palooza) posted on 2/24. February being a short month, 30 days from that date is today. I assume I can still close it via SM today and the AF should be refunded - correct?

Thanks.
nwflyboy is offline  
Old Mar 26, 2015, 8:51 am
  #2405  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by ZzzzX
I and AU use the Arrival for a crap ton of spending as we use it for everything including a least a dozen long business trips, family trips, and a number of international trips (also business). Seriously. We spent a lot on it last year.so the rejection was a surprise. Again, since there was no HP, I took care of other things and basically forgot about it. Maybe I'll take another shot while I am thinking about it....
Apparently you are spending way more than I am, and they won't give you another card? What's up with that? Unless you have a ton of HPs in the last 6 months, which I'm guessing you don't, since you didn't mention it, that just makes no sense to me.
Brugge is offline  
Old Mar 26, 2015, 8:57 am
  #2406  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by nwflyboy
Quick question on dodging the AF on the exec card: I believe that you have 30 days after the AF posts to cancel - correct?

AF for my first card (from last year's 100,000 point-palooza) posted on 2/24. February being a short month, 30 days from that date is today. I assume I can still close it via SM today and the AF should be refunded - correct?

Thanks.
The policy on canceling a card renewal is different from the policy on canceling a new card to avoid the first fee. And that policy varies from bank to bank. I don't know the Citi policy offhand, but if you don't get a fairly quick response to your question from someone who does know, just call the # on the back of the card and ask the CSR what the Citi policy is. Yes, we often say "Citi CSRs are clueless", but they do know the answer to common questions like this.
Brugge is offline  
Old Mar 26, 2015, 8:59 am
  #2407  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by farwest101
Because moronic blogs cater to morons...
Brugge is offline  
Old Mar 26, 2015, 9:39 am
  #2408  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by nwflyboy
Quick question on dodging the AF on the exec card: I believe that you have 30 days after the AF posts to cancel - correct?

AF for my first card (from last year's 100,000 point-palooza) posted on 2/24. February being a short month, 30 days from that date is today. I assume I can still close it via SM today and the AF should be refunded - correct?

Thanks.
you can call citi, but last year i had a conversation with CSR in regards to a business card AF and she told me the 37 days apply. Call and check it with t citi.
ninim2200 is offline  
Old Mar 26, 2015, 9:46 am
  #2409  
 
Join Date: Apr 2014
Posts: 72
Applied using Link#5. Got pending decision. Called the recon line and CSR told that, it is in review stage and they are not able to tell me the status of the app.
What should i do next?
manu4986 is offline  
Old Mar 26, 2015, 10:17 am
  #2410  
 
Join Date: Feb 2008
Location: NYC
Posts: 365
Originally Posted by nwflyboy
Quick question on dodging the AF on the exec card: I believe that you have 30 days after the AF posts to cancel - correct?

AF for my first card (from last year's 100,000 point-palooza) posted on 2/24. February being a short month, 30 days from that date is today. I assume I can still close it via SM today and the AF should be refunded - correct?

Thanks.
I thought it was 37 days regardless if it's first AF or the year after
If it's not then its bad , my AF hit on 02.23 and I was even planing to PC to doublecash.. Someone please confirm 37 days window for the AF which is not a first AF?

BTW did you get any $200 extra bonus?
avagyan is offline  
Old Mar 26, 2015, 10:27 am
  #2411  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by frudd38
I know when the 1st statement cutoff date is close after receiving the card and not putting any spend on it, the AF usually won't post. I'm curious what's the longest cutoff date someone has had without the AF posting on statement 1. My latest card came and is about 15 days away, probably holding off until after first statement to start spending in hopes of no AF.
To update for those who care, I decided to wait it out to see if the AF would post on 1st statement with no spending since I already ran out of RB allocation for the month. Not surprisingly, the AF posted so looks like 15+ days is too far for that.

Cheers.
frudd38 is offline  
Old Mar 26, 2015, 10:54 am
  #2412  
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by frudd38
To update for those who care, I decided to wait it out to see if the AF would post on 1st statement with no spending since I already ran out of RB allocation for the month. Not surprisingly, the AF posted so looks like 15+ days is too far for that.

Cheers.
Good data point to have, so thanks for posting it. We know that 6 days should be OK and that 15 days is too long. Any time in between is open to speculation.
LWT3 is offline  
Old Mar 26, 2015, 12:27 pm
  #2413  
jk2
 
Join Date: Dec 2010
Posts: 1,516
Originally Posted by LWT3
Good data point to have, so thanks for posting it. We know that 6 days should be OK and that 15 days is too long. Any time in between is open to speculation.
I received a card on 3/20 and closing date was 3/24. I didn't spend anything before 3/24 and AF didn't post.
jk2 is offline  
Old Mar 26, 2015, 12:59 pm
  #2414  
 
Join Date: Apr 2014
Posts: 72
Originally Posted by manu4986
Applied using Link#5. Got pending decision. Called the recon line and CSR told that, it is in review stage and they are not able to tell me the status of the app.
What should i do next?
Can someone help me in this? should i call them again ?
manu4986 is offline  
Old Mar 26, 2015, 1:09 pm
  #2415  
 
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Originally Posted by manu4986
Can someone help me in this? should i call them again ?
Check the online app checker first, just in case it has been approved

https://www.accountonline.com/cards/...?screenID=3187

If not approved... I'd call again. If no results from the call, try again this evening or tomorrow morning. Keep checking the app checker.

Good Luck!
slhansen219 is offline  


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