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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Jan 24, 2014, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Apr 5, 2014, 12:22 pm
  #4171  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Originally Posted by unkn0wns0ldier
Newbie here... can you explain what you mean by WMBP? Are you referring to Walmart and BlueBird here or is WMBP something different? Can you also explain OV and WM fees are only $1.44 more per $1k
BP is Bill Pay.

Check the MS forum and read the STICKY for people who are new to MS.

This is the thread for AA cards, not for MS or how to meet spend threads.
Happy is offline  
Old Apr 5, 2014, 12:47 pm
  #4172  
 
Join Date: Jul 2013
Posts: 321
Originally Posted by robsterny
Hi. I applied for my second 100k card today and was approved after a phone call but only with a $5k limit.

I have 4 other AA cards with Citi, all opened within the last year, with total credit limits of $84k ($20k, $20k, $20k, $24k).

I asked if I could move some credit line from my existing cards but the rep said I could not 'at this time'.

Has anyone had any experience of calling back once they receive the card to move limit from one of their other accounts? Does this mean my credit is maxed out at Citi and I won't be able to apply again?

Thanks!
Ditto to my wife's 2nd Executive and 4th AA/Citi within a yr. Was told that this is the 2nd card within 120 days. So no moving around.
RJ5929 is offline  
Old Apr 5, 2014, 1:40 pm
  #4173  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
I'm a little confused as to what to do.

Met 10K spend before closing of first statement. Statement closed yesterday and shows 110K miles reported to AA. AF and $200 bonus also posted yesterday 04/04/2014. Now my current balance shows $250 ($450 AF - $200 bonus) and it shows it is due May 2nd. If I cancel on like May 1st, which is still within 37 days, should I still pay the minimum $25 due on May 2nd or will they credit back the AF right away?

I read earlier that it takes a while for the credit to appear? Edit: Went way back in the thread and saw some people posting that they received the AF credit within 48 hours after canceling.

OR

Has anyone cancelled #1 and then successfully been approved for #2 or #3?

Tried searching for "cancel" and other terms but there were either too many search results or the search terms were too short ... ugh.

Last edited by aceofcards; Apr 5, 2014 at 2:08 pm
aceofcards is offline  
Old Apr 5, 2014, 1:58 pm
  #4174  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by unkn0wns0ldier
Newbie here... can you explain what you mean by WMBP? Are you referring to Walmart and BlueBird here or is WMBP something different? Can you also explain OV and WM fees are only $1.44 more per $1k
Not sure my math is correct above, but the VR fee is $3.99, and loading it to BB is free. The OV fee is $4.99. Then WM charges $1.88 to process a 3 day cc bill pay, which can be for as much as $1998.12 if you use the max number of OV cards they allow, which is 4.

You can pay most bills, with the exception of AMEX ccs, at WM with OV. The advantage of BP at WM over BB is you are not limited to $5K a month.

There is an entire thread on paying bills with debit cards at WM:

http://www.flyertalk.com/forum/manuf...y-walmart.html

And another one on Manufactured Spend in general:

http://www.flyertalk.com/forum/manuf...tart-here.html

As Happy pointed out, this is not the topic of this thread, so if you have any more questions on this, PM me.
Brugge is offline  
Old Apr 5, 2014, 2:14 pm
  #4175  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by aceofcards
I'm a little confused as to what to do.

Met 10K spend before closing of first statement. Statement closed yesterday and shows 110K miles reported to AA. AF and $200 bonus also posted yesterday 04/04/2014. Now my current balance shows $250 ($450 AF - $200 bonus) and it shows it is due May 2nd. If I cancel on like May 1st, which is still within 37 days, should I still pay the minimum $25 due on May 2nd or will they credit back the AF right away?

I read earlier that it takes a while for the credit to appear?

OR

Has anyone cancelled #1 and then successfully been approved for #2 or #3?

Tried searching for "cancel" and other terms but there were either too many search results or the search terms were too short ... ugh.
Someone else will have to answer the part about paying the fee up front or not.

But if you are going to cancel, why wait until 36 days? Yes, we have heard they are allowing 37 days, but the T/C only say 30. Why risk that? I'd cancel as soon as the miles appear in your AA account.

And yes, to my surprise, there are reports earlier in this thread of people canceling their first card, and then being approved for a second one. They are handing these cards out like candy, just as they did the regular 50K mile cc last summer. Then one day they stopped doing that with no notice. That could happen with this card too....

Be aware, you do NOT need to cancel your first card before you apply for a second one. Multiple reports here of folks being approved for a second one before they even met the minimum spend on the first. If you haven't applied for more than one Citi card in the last 65 days, you can apply for your next Elite MC right now, then cancel the prior one whenever it seems best.

Some people have even moved CL from the first Elite cc to get approved for their next Elite app.
Brugge is offline  
Old Apr 5, 2014, 4:11 pm
  #4176  
 
Join Date: Nov 2006
Location: LAX
Posts: 2,851
[QUOTE=aceofcards;22654700]I'm a little confused as to what to do.

Met 10K spend before closing of first statement. Statement closed yesterday and shows 110K miles reported to AA. AF and $200 bonus also posted yesterday 04/04/2014. Now my current balance shows $250 ($450 AF - $200 bonus) and it shows it is due May 2nd. If I cancel on like May 1st, which is still within 37 days, should I still pay the minimum $25 due on May 2nd or will they credit back the AF right away?


Mine closed yesterday 4/4/14 as well and shows the due date as May 2nd. I received my $200 bonus for my 5k spending but my annual fee was not in billing statement.

I am hoping my miles will be posted to AA as it does state this.
metoo is offline  
Old Apr 5, 2014, 6:03 pm
  #4177  
 
Join Date: Mar 2008
Programs: United 1K, HH Diamond, CBP Global Entry
Posts: 732
200 statement credit timing

strange, on one of my family 100k Citi cards, i got the 200 credit instantly the next day after couple large purchases. on my other family card, I've already hit 10k spending but still have yet to receive the 200 statement credit at all (statement hasn't closed yet).

i'm thinking there may be something to do with the timing of the 'sweep' of the accounts to award the 200 statement credit. or else it doesnt make sense why one of my accounts got it, another doesnt.

the only other differentiating factor i have now is that the one card that hasnt received the 200 credit was a 2nd card of same person. but not sure if this is the factor.
epiding is offline  
Old Apr 5, 2014, 7:01 pm
  #4178  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Originally Posted by Brugge
Someone else will have to answer the part about paying the fee up front or not.

But if you are going to cancel, why wait until 36 days? Yes, we have heard they are allowing 37 days, but the T/C only say 30. Why risk that? I'd cancel as soon as the miles appear in your AA account.

And yes, to my surprise, there are reports earlier in this thread of people canceling their first card, and then being approved for a second one. They are handing these cards out like candy, just as they did the regular 50K mile cc last summer. Then one day they stopped doing that with no notice. That could happen with this card too....

Be aware, you do NOT need to cancel your first card before you apply for a second one. Multiple reports here of folks being approved for a second one before they even met the minimum spend on the first. If you haven't applied for more than one Citi card in the last 65 days, you can apply for your next Elite MC right now, then cancel the prior one whenever it seems best.

Some people have even moved CL from the first Elite cc to get approved for their next Elite app.

I wasn't sure I would be approved for a second Exec if I cancelled my first one before applying. I've gotten more data points now that it's fine.

Also, I would apply for it right away but I applied for the AA Plat on 03/05 and Exec #1 on 04/15 so I have to wait until May 19 to apply for my second Exec.

I think I'll cancel Exec #1 as soon as my miles post in my AA account. On my statement which closed yesterday, it says Miles reported to AA: 110,000 but I read that it takes at least 48 hours before showing up in your AA account. I am aware of the reporting issues in the other thread but I don't think that will be the case for me.
aceofcards is offline  
Old Apr 5, 2014, 8:49 pm
  #4179  
YZU
 
Join Date: Mar 2014
Posts: 8
Please confirm - miles expiration

I don't know if I'm the first one to break the news, but I just called to cancel one of my executive cards (I have two now), and I was told by CT rep that if I cancel this account, ALL miles I got transferred to AAdvantage from this account will expire in 30 days if I don't redeem them!!!! The story was that too many people closing cards after getting bonus because of high annual fee, so rep said this is how CT decided to react. I dont know if delay with miles posting was related to the associated changes they installed on AAdvantage system. I said I will think about my cancellation decision, because I can not redeem miles so soon. Is this information correct???? Anyone??? Please confirm...

Last edited by YZU; Apr 5, 2014 at 8:59 pm
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Old Apr 5, 2014, 9:34 pm
  #4180  
 
Join Date: Jul 2013
Posts: 148
Anyone know if citi recon reps work on Sunday? Planning to apply for the 3rd one after midnight, wondering if i have to wait till Monday to call them since I'm pretty sure I will have no luck to get instant approval..
kasan08 is offline  
Old Apr 5, 2014, 9:57 pm
  #4181  
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Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
Originally Posted by skibum7732
Most, if not all, of Citi's CSR's are completely clueless about every rule and even how the basic things work. They honestly make the WM employees I deal with look like they have their PhD's.
Originally Posted by YZU
I don't know if I'm the first one to break the news, but I just called to cancel one of my executive cards (I have two now), and I was told by CT rep that if I cancel this account, ALL miles I got transferred to AAdvantage from this account will expire in 30 days if I don't redeem them!!!! The story was that too many people closing cards after getting bonus because of high annual fee, so rep said this is how CT decided to react. I dont know if delay with miles posting was related to the associated changes they installed on AAdvantage system. I said I will think about my cancellation decision, because I can not redeem miles so soon. Is this information correct???? Anyone??? Please confirm...
TheBOSman is offline  
Old Apr 5, 2014, 10:09 pm
  #4182  
Suspended
 
Join Date: Aug 2012
Location: NYC & PEK
Programs: Hyatt Diamond, UA GS, AA EXP
Posts: 292
Originally Posted by kasan08
Anyone know if citi recon reps work on Sunday? Planning to apply for the 3rd one after midnight, wondering if i have to wait till Monday to call them since I'm pretty sure I will have no luck to get instant approval..
I just applied this card and get connected with their CS. She said there is no manager around there and she need get approved from her manager. I need to wait until Monday!

For 10k EQM after 40k spending, I have already get the first 10k EQM from my first AA EXE card. If I spend another 40k, can I get another 10k EQM from this new card? From wiki, it seems impossible. Any experience about that? Thanks!
DOUDOU1980 is offline  
Old Apr 5, 2014, 10:10 pm
  #4183  
 
Join Date: Jun 2011
Location: Around The World
Programs: ALL :)
Posts: 384
Originally Posted by YZU
I don't know if I'm the first one to break the news, but I just called to cancel one of my executive cards (I have two now), and I was told by CT rep that if I cancel this account, ALL miles I got transferred to AAdvantage from this account will expire in 30 days if I don't redeem them!!!! The story was that too many people closing cards after getting bonus because of high annual fee, so rep said this is how CT decided to react. I dont know if delay with miles posting was related to the associated changes they installed on AAdvantage system. I said I will think about my cancellation decision, because I can not redeem miles so soon. Is this information correct???? Anyone??? Please confirm...
If a Citi Rep said it, it must be true.@:-)

or

Don't believe everything you see on TV...
steventravel is offline  
Old Apr 5, 2014, 10:25 pm
  #4184  
 
Join Date: Feb 2014
Posts: 825
Originally Posted by YZU
I don't know if I'm the first one to break the news, but I just called to cancel one of my executive cards (I have two now), and I was told by CT rep that if I cancel this account, ALL miles I got transferred to AAdvantage from this account will expire in 30 days if I don't redeem them!!!! The story was that too many people closing cards after getting bonus because of high annual fee, so rep said this is how CT decided to react. I dont know if delay with miles posting was related to the associated changes they installed on AAdvantage system. I said I will think about my cancellation decision, because I can not redeem miles so soon. Is this information correct???? Anyone??? Please confirm...
The only way miles expire is 18 months of inactivity.
exarkun is offline  
Old Apr 6, 2014, 12:11 am
  #4185  
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Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,457
Originally Posted by CVG_Kid
Likely maxed out. If you intend to keep the card you can call and request a line movement. There would be a hard pull. If you don't intend to keep the card just push a payment to the account as soon as you receive the card to free up your ability to make the spend by the first statement.
To do this, Citi will pull yor credit report, I was shocked when I was told this as I wanted to move my CL from cards 1 an 2 to card #4....
FlightNurse is offline  


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