Jan 14, 2020, 9:39 am
Last edit by: philemer
Use this thread to discuss the Sapphire Reserve card offer.
Application page with bonus offer (60,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve?CELL=6TKX
There are separate threads to discuss:
$300 Travel Credit
Priority Pass
Concierge Service
Travel Insurance
Global Entry/TSA PreCheck reimbursement.
This card is subject to Chase's 5/24 policy. For information on (and discussion of) the policy, see Applying for Chase Credit Cards, 2017 onward. You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
As of August 2018, all Chase Sapphire cards are (with limited exceptions) subject to an additional restriction:
See Sapphire (CSR & CSP) 48 months between bonuses, August 2018 for details and ongoing discussion.
50,000 UR points is worth $500 as statement credit, $750 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here: https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. (verified in Post #2635 ; also verified by Chase)
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air.
How to determine your account number, expiration date, and shipping date before receiving the card
(** Note that this no longer seems to work checking on 5/18 - the account number in the secure message header is XXXXXX'd out except for last 4 digits)
(** Also I do not see any recent comments 5/18 on timely shipping or shipping method)
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720.
3. The expiration date is five years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2021.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be via UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined for your address.
6. Contrary to what the customer service rep may tell you about the delivery of the card—such as the card will take 1-2 weeks or that expedited shipping is not available—the card is actually expedited and shipped via express shipping, as mentioned in #5. There is no need to ask for expedited shipping.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
Authorized User Card:
1. $75 each authorized card each year.
2. Same Priority Pass membership as the main card.
3. Same earning rate on spending. Same fringe benefits as the main card like purchase, car rental and travel insurance etc.
4. No additional Global Entry/TSA credit. Only one credit for the entire account.
5. No additional annual travel credit.
How to get bonus points on the first statement
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
The prior, archived version of this thread can be found here: https://www.flyertalk.com/forum/chase-ultimate-rewards/1814294-chase-sapphire-reserve-csr-50k-ur-benefit-reductions-august-2018-a.html
Application page with bonus offer (60,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve?CELL=6TKX
There are separate threads to discuss:
$300 Travel Credit
Priority Pass
Concierge Service
Travel Insurance
Global Entry/TSA PreCheck reimbursement.
This card is subject to Chase's 5/24 policy. For information on (and discussion of) the policy, see Applying for Chase Credit Cards, 2017 onward. You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
As of August 2018, all Chase Sapphire cards are (with limited exceptions) subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
50,000 UR points is worth $500 as statement credit, $750 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here: https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. (verified in Post #2635 ; also verified by Chase)
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air.
How to determine your account number, expiration date, and shipping date before receiving the card
(** Note that this no longer seems to work checking on 5/18 - the account number in the secure message header is XXXXXX'd out except for last 4 digits)
(** Also I do not see any recent comments 5/18 on timely shipping or shipping method)
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720.
3. The expiration date is five years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2021.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be via UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined for your address.
6. Contrary to what the customer service rep may tell you about the delivery of the card—such as the card will take 1-2 weeks or that expedited shipping is not available—the card is actually expedited and shipped via express shipping, as mentioned in #5. There is no need to ask for expedited shipping.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
Authorized User Card:
1. $75 each authorized card each year.
2. Same Priority Pass membership as the main card.
3. Same earning rate on spending. Same fringe benefits as the main card like purchase, car rental and travel insurance etc.
4. No additional Global Entry/TSA credit. Only one credit for the entire account.
5. No additional annual travel credit.
How to get bonus points on the first statement
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
The prior, archived version of this thread can be found here: https://www.flyertalk.com/forum/chase-ultimate-rewards/1814294-chase-sapphire-reserve-csr-50k-ur-benefit-reductions-august-2018-a.html
Sapphire Reserve 60k, $4,000 spend in 3 months, $550 fee.
Jan 7, 2020, 5:47 pm
#166
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
In the meantime, I should be okay AF-wise until later in the year. I actually used the card recently to renew Global Entry, too, so floating the CSR for one more year might not be the worst thing in the world either. And if I don't (and don't abandon miles and points altogether), NFC is commonly enough accepted where I live now that the Altitude Reserve may be a decent option.
Jan 7, 2020, 6:27 pm
#167
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,043
Occasionally I think about how I'd structure a low/no-AF CC portfolio if I ever got out of miles and points and went back to cashback rewards (currently leaning towards Fidelity Visa for day to day and BofA TR and/or keeping my Diners Club MC for foreign travel). I wonder if we're getting closer to the point where I'd have to seriously consider that option.
In the meantime, I should be okay AF-wise until later in the year. I actually used the card recently to renew Global Entry, too, so floating the CSR for one more year might not be the worst thing in the world either. And if I don't (and don't abandon miles and points altogether), NFC is commonly enough accepted where I live now that the Altitude Reserve may be a decent option.
In the meantime, I should be okay AF-wise until later in the year. I actually used the card recently to renew Global Entry, too, so floating the CSR for one more year might not be the worst thing in the world either. And if I don't (and don't abandon miles and points altogether), NFC is commonly enough accepted where I live now that the Altitude Reserve may be a decent option.
I've said this before, and I'll say it again, I know that there are a very high percentage of "Chase Groupies" that believe the CSR is the holiest of holy cards, but at this point, now at $550, I just don't know how anyone could rationally declare the CSR superior to Amex Platinum. If I keep a high annual fee card in my wallet, it will be Amex Platinum at this point and it's not even close.
Regards
Jan 7, 2020, 6:31 pm
#168
Join Date: Mar 2010
Location: SNA
Posts: 410
My guess, with absolutely zero actual information, is that Chase doesn't care at all about the restaurant delivery market. The benefit to Chase here is simply that they have another benefit to list, and it's a marketing thing for Door Dash in that they might capture some new customers and/or get some of their existing customers to keep Dash Pass after the free period runs out.
Jan 7, 2020, 7:11 pm
#169
Join Date: Mar 2017
Posts: 209
Well, just to be clear, at least for me, I'm not saying I'm getting out of the points and miles game altogether. When there are cards with great sign-up bonuses for <$100 annual fee, I'm probably interested. My frustration is actually with the high annual fee cards (i.e. Amex Plt, Citi Prestige, CSR, etc.) that are depending on high breakage benefits in order to justify the high annual fee.
I've said this before, and I'll say it again, I know that there are a very high percentage of "Chase Groupies" that believe the CSR is the holiest of holy cards, but at this point, now at $550, I just don't know how anyone could rationally declare the CSR superior to Amex Platinum. If I keep a high annual fee card in my wallet, it will be Amex Platinum at this point and it's not even close.
Regards
I've said this before, and I'll say it again, I know that there are a very high percentage of "Chase Groupies" that believe the CSR is the holiest of holy cards, but at this point, now at $550, I just don't know how anyone could rationally declare the CSR superior to Amex Platinum. If I keep a high annual fee card in my wallet, it will be Amex Platinum at this point and it's not even close.
Regards
Jan 7, 2020, 7:43 pm
#170
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
My guess, with absolutely zero actual information, is that Chase doesn't care at all about the restaurant delivery market. The benefit to Chase here is simply that they have another benefit to list, and it's a marketing thing for Door Dash in that they might capture some new customers and/or get some of their existing customers to keep Dash Pass after the free period runs out.
Jan 7, 2020, 8:12 pm
#171
Join Date: Apr 2014
Programs: Coffee Shop Buy 10 Get 1 Free
Posts: 295
OMAAT said there *may* be an increased travel credit as well, so we will see. These *enhancements* are incredibly stupid. We don't have DoorDash or Lyft here so this is really lame
Jan 7, 2020, 8:13 pm
#172
Join Date: Mar 2017
Posts: 209
Increased travel credit and/or increased dining multiplier may make the card worth $550. DoorDash/Lyft doesn't.
Jan 7, 2020, 8:22 pm
#173
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,905
And that is the big problem here. No point to include benefits that not everyone can use. Disappointed that Chase is following AMEX's lead here. Citi is looking better and better for me now.
Jan 7, 2020, 8:35 pm
#174
Join Date: Aug 2017
Programs: Hilton Diamond, IHG Spire Ambassador, Global Entry
Posts: 2,876
Well, just to be clear, at least for me, I'm not saying I'm getting out of the points and miles game altogether. When there are cards with great sign-up bonuses for <$100 annual fee, I'm probably interested. My frustration is actually with the high annual fee cards (i.e. Amex Plt, Citi Prestige, CSR, etc.) that are depending on high breakage benefits in order to justify the high annual fee.
I've said this before, and I'll say it again, I know that there are a very high percentage of "Chase Groupies" that believe the CSR is the holiest of holy cards, but at this point, now at $550, I just don't know how anyone could rationally declare the CSR superior to Amex Platinum. If I keep a high annual fee card in my wallet, it will be Amex Platinum at this point and it's not even close.
Regards
I've said this before, and I'll say it again, I know that there are a very high percentage of "Chase Groupies" that believe the CSR is the holiest of holy cards, but at this point, now at $550, I just don't know how anyone could rationally declare the CSR superior to Amex Platinum. If I keep a high annual fee card in my wallet, it will be Amex Platinum at this point and it's not even close.
Regards
That would be great, and interesting. I would bet it would allow Chase to account for more "revenues" showing a growing business. I bet it would also have a psychological effect where churners and price-conscious, unprofitable customers get out because $550 is too much to swallow.
Last edited by Super Mario; Jan 8, 2020 at 5:53 am
Jan 7, 2020, 10:30 pm
#175
Join Date: Nov 2013
Posts: 191
At $550 and no benefit increase, still much better than any other cars out there. For me anyway. Nothing else comes close still. Hopefully now that many will jump off the wagon will unlock more value of UR (new transfer partners and 4x).
Funny part is, Amex started this dining nonesense yet people are jumping to Amex. How ironic.
I really hope they start tiered system for SUB and multipliers. Too many churners these days. YouTubers are popping up everyday teaching people how to churn.
I really hope they start tiered system for SUB and multipliers. Too many churners these days. YouTubers are popping up everyday teaching people how to churn.
Last edited by mia; Jan 8, 2020 at 6:29 am Reason: Combine consecutive replies. Please use Multi Quote feature.
Jan 7, 2020, 11:12 pm
#176
Join Date: Sep 2016
Posts: 196
I may not keep CSR anymore. I didn't mind the fee. But now it seems just a bit too much and it is making me uncomfortable. Does anyone know what the down grade options are? I already have CSP so I can't down grade to that one even.
Jan 8, 2020, 1:41 am
#177
A FlyerTalk Posting Legend
Join Date: Sep 2012
Location: SFO
Programs: AC SE MM, BA Gold, SQ Silver, Bonvoy Tit LTG, Hyatt Glob, HH Diamond
Posts: 44,354
The timing of this amuses me, as I signed up for Lyft Pink in the past month. That alone easily makes up any AF increase.
I had the Uber Pass for a couple months, then it disappeared. Friends in the same city can buy it. I guess I took too much advantage of it.
Lyft Pink is pretty useful for regular Lyft users, but that is probably a minority of cardholders.
EDIT - another issue is that Lyft and Uber often change the availability of these passes. For example Uber recently ended Ride Pass in a number of cities - this was basically a discount scheme where you pay a fee ($25 for Uber, $20 for Lyft) for discounts (10-15%). For daily Uber/Lyft users, this was always a no brainer, but it probably got too expensive for Uber as they try to actually make money
EDIT - another issue is that Lyft and Uber often change the availability of these passes. For example Uber recently ended Ride Pass in a number of cities - this was basically a discount scheme where you pay a fee ($25 for Uber, $20 for Lyft) for discounts (10-15%). For daily Uber/Lyft users, this was always a no brainer, but it probably got too expensive for Uber as they try to actually make money
Jan 8, 2020, 4:45 am
#178
Join Date: Jan 2019
Location: SAN, BOS
Programs: AS MVPG100K, BAEC Gold, Hilton Diamond, Bonvoy Plat,
Posts: 2,282
You can downgrade to the CSP even if you already have it (although I don’t know why you would even have a CSP when you have the CSR in the first places let alone having two). You can also downgrade to either of the Unlimited products, regardless if you have either (or both)
Jan 8, 2020, 5:41 am
#179
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
If you raise 100% of people’s annual fees by giving 50% of the users and additional benefit you’re likely putting big bucks in your pocket. Makes sense to me.
Jan 8, 2020, 5:47 am
#180
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,043