Apr 2, 2018, 6:45 pm
Last edit by: SanDiego1K
5% cash back on purchases up to $1500 during the 2nd quarter
Must activate the bonus online
Bonus categories:
Must activate the bonus online
Bonus categories:
- Paypal - Includes purchases made using your Freedom card with PayPal for purchases or sending money.
- Chase Pay - Includes purchases made using your Freedom card with your Chase Pay mobile wallet during check out.
- Grocery Stores (not including Walmart® and Target® purchases).
2018 2nd Quarter Freedom Bonus Categories: Groceries, PayPal , Chase Pay
May 11, 2018, 8:26 am
#106
Join Date: Aug 2008
Location: Somewhere in Florida
Posts: 2,622
I don't disagree with you. I don't do Kiva and also don't do grocery gift cards to money orders which I think are clearly a better deal than paying 2.9 percent. I wasn't trying to suggest there aren't better MS opportunities to earn the 5x. I was merely saying that for me, with three cards, buying 22,500 points in five minutes from my couch for $130.50 is great. I'd take it every quarter.
May 11, 2018, 7:08 pm
#107
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Check your math... My Kiva fun has cost me $2.19 out of $9500 invested (~30k UR points). $2.19/9500 = 0.000230, or 0.02%. If there's a better deal out there, please let us know. 22.5k UR points for $130 isn't bad by any means, but given my ratios with Kiva, that would mean $130 of "cost" would have netted you 1.7M UR points.
May 12, 2018, 6:27 pm
#110
Join Date: Jan 2018
Posts: 44
For anyone who does a large amount of shopping at Walmart (groceries, etc), you can purchase Walmart gift cards on their website, pay with Chase Pay, and have them sent to you for no cost. I just maxed out this quarter with $1500 in gift cards this way. Chase flagged it as suspicious activity, but a quick call resolved that.
May 12, 2018, 8:04 pm
#111
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
For anyone who does a large amount of shopping at Walmart (groceries, etc), you can purchase Walmart gift cards on their website, pay with Chase Pay, and have them sent to you for no cost. I just maxed out this quarter with $1500 in gift cards this way. Chase flagged it as suspicious activity, but a quick call resolved that.
Last edited by RedSun; May 13, 2018 at 8:09 am
May 12, 2018, 8:31 pm
#112
Join Date: Jan 2018
Posts: 44
The 40 UR points from Chase Pay is from a test run I did by purchasing a 10$ gift card online.
For anyone who does a large amount of shopping at Walmart (groceries, etc), you can purchase Walmart gift cards on their website, pay with Chase Pay, and have them sent to you for no cost. I just maxed out this quarter with $1500 in gift cards this way. Chase flagged it as suspicious activity, but a quick call resolved that.
Last edited by BHalper; May 12, 2018 at 8:40 pm
May 12, 2018, 8:59 pm
#113
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
You can also use chase pay in store via Walmart app, which supports Chase pay.
Jun 1, 2018, 3:33 pm
#114
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
Haven't read through the entire thread but I used my Freedom card for a PayPal transaction earlier this month for a foreign transaction ("HK" is in the description when expanded in online banking) yet no FTF was charged. Has anyone else noticed this? Does Chase hold off on charging said fees until the end of the billing period?
Anyway, I was okay with only getting 2% before but getting to keep all 5% would be a nice surprise. ^
Anyway, I was okay with only getting 2% before but getting to keep all 5% would be a nice surprise. ^
Jun 1, 2018, 5:09 pm
#115
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,193
Haven't read through the entire thread but I used my Freedom card for a PayPal transaction earlier this month for a foreign transaction ("HK" is in the description when expanded in online banking) yet no FTF was charged. Has anyone else noticed this? Does Chase hold off on charging said fees until the end of the billing period?
Anyway, I was okay with only getting 2% before but getting to keep all 5% would be a nice surprise. ^
Anyway, I was okay with only getting 2% before but getting to keep all 5% would be a nice surprise. ^
Jun 1, 2018, 5:23 pm
#116
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
Admittedly, this is complete speculation on my part as I know very little about PayPal....but is it possible that your Freedom card codes directly as a PayPal transaction (and therefore a domestic transaction) instead of coding as the foreign merchant transaction? (Plus, doesn't PayPal charge you 2.9%, thus reducing the 5% by that amount?)
Also, I've paid with PayPal for items from US sellers too and those transactions say "US" in the description. Of course, I'm not sure that matters much as you said.
Jun 1, 2018, 6:35 pm
#118
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,193
Jun 1, 2018, 9:56 pm
#119
Join Date: Nov 2016
Location: SFO
Programs: Hilton Diamond, Marriott Gold, IHG Plat
Posts: 756
True, but for me, it's easier to just max out the category in one weekend if I can and have one less card to carry around for the rest of the quarter or not have to remember to use the card at checkout. Easy to forget sometimes after a long day of work.
Jun 2, 2018, 2:57 pm
#120
Join Date: Apr 2014
Posts: 540
One downside to your strategy this quarter (which is understandable BTW) is that PayPal was included, so if for whatever reason you were buying something online later in the quarter at a store that is not in any category you miss out on the opportunity to get 5% back on a purchase you would otherwise never get that much back.