New Chase rule: only one Sapphire card
Jan 7, 2018, 11:22 pm
#166
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Jan 7, 2018, 11:27 pm
#167
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
I want to switch from the Sapphire Preferred to the Reserve, but have to close my CSP to be eligible for the 50k point sign on bonus. Is it better to downgrade the CSP to a no AF UR card to keep my points active or transfer all my points out and close the CSP before applying for the CSR?
I'm not a churner and I've had the CSP for 5+ years. Does changing the CSP to something else count as a new credit application? I'd close whatever card I switch to as soon as I get the CSR.
I'm not a churner and I've had the CSP for 5+ years. Does changing the CSP to something else count as a new credit application? I'd close whatever card I switch to as soon as I get the CSR.
Downgrading your card does not count as a new credit application; in fact, the account number usually doesn't change. (Also, why close the downgraded card after you obtain your CSR? It's no AF.)
Jan 8, 2018, 7:19 am
#168
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Be aware that you will not be eligible to apply for Sapphire Reserve immediately after converting the Sapphire Preferred card:
Downgraded Sapphire Preferred to Freedom Unlimited, but Reserve app rejected.
Downgraded Sapphire Preferred to Freedom Unlimited, but Reserve app rejected.
Jan 8, 2018, 10:52 am
#169
Join Date: Jan 2013
Location: Houston
Programs: UA - 1K, Marriott - Gold, Hilton - Gold, Global Entry,
Posts: 633
Be aware that you will not be eligible to apply for Sapphire Reserve immediately after converting the Sapphire Preferred card:
Downgraded Sapphire Preferred to Freedom Unlimited, but Reserve app rejected.
Downgraded Sapphire Preferred to Freedom Unlimited, but Reserve app rejected.
Jan 8, 2018, 3:11 pm
#171
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
If you are a member there, send a PM to /u/OJtheJEWSMAN who keeps very good track of that particular statistic. This tends to come up in the daily discussion/daily question threads. You may be able to find a reference using the churningsearch tool.
(Edit: Go here - https://www.reddit.com/r/churning/co...ve_megathread/
Scroll about half way down the page and /u/OJtheJEWSMAN has a post (11 days ago) with links to seven different DPs.
Here is a separate link to DP #7 of his post: https://www.reddit.com/r/churning/comments/7i5pia/data_points_central_thread_week_of_december_07/dqwl6tn/?sh=6baea58f&st=JAWOCW3B)
(Edit: Go here - https://www.reddit.com/r/churning/co...ve_megathread/
Scroll about half way down the page and /u/OJtheJEWSMAN has a post (11 days ago) with links to seven different DPs.
Here is a separate link to DP #7 of his post: https://www.reddit.com/r/churning/comments/7i5pia/data_points_central_thread_week_of_december_07/dqwl6tn/?sh=6baea58f&st=JAWOCW3B)
Last edited by Diplomatico; Jan 8, 2018 at 3:36 pm
Jan 11, 2018, 6:25 am
#174
Join Date: Sep 2011
Posts: 1,857
Jan 11, 2018, 11:16 am
#175
Join Date: Mar 2016
Posts: 20
Jan 11, 2018, 11:53 pm
#177
Join Date: Nov 2010
Programs: IHG Platinum
Posts: 1,066
Have only ever had 1 CSP card that was opened and clsoed in 2012.
I currently have 90K+ UR points (from Ink Preferred). Annual fee is coming up this April, so I plan to apply for CSP in Feb 2018 and transfer the UR from Ink Preferred to CSP. Expect to meet min spend in May 2018. I will then hoard the 90K from INK + 60K (from CSP after meeting bonus spend and adding authorized user). In Feb 2019, I plan to PC the CSP to CSR, spending most of the points on Chase Travel portal. In Feb/Mar 2020, I plan to downgrade the CSR to Chase Freedom Limited.
If all the rules stay the same, I plan to apply for another Ink in 2019 followed by CSP in June 2020 PC to CSR to Freedom as above.
Before UA's deval, my strategy was transfer UR to UA and redeem for roundtrip SE Asia - Australia (stopover) - NZ - SE Asia in Y for 35K miles. Now that the redemption level has risen to 50K, buying a cash ticket from SE Asia - NZ using Chase Portal would often be cheaper (plus I would earn miles).
Some questions:
1. Any comments to the above?
2. Once I PC from CSP to CSR, do I immediately qualify for the $300 travel credit?
I currently have 90K+ UR points (from Ink Preferred). Annual fee is coming up this April, so I plan to apply for CSP in Feb 2018 and transfer the UR from Ink Preferred to CSP. Expect to meet min spend in May 2018. I will then hoard the 90K from INK + 60K (from CSP after meeting bonus spend and adding authorized user). In Feb 2019, I plan to PC the CSP to CSR, spending most of the points on Chase Travel portal. In Feb/Mar 2020, I plan to downgrade the CSR to Chase Freedom Limited.
If all the rules stay the same, I plan to apply for another Ink in 2019 followed by CSP in June 2020 PC to CSR to Freedom as above.
Before UA's deval, my strategy was transfer UR to UA and redeem for roundtrip SE Asia - Australia (stopover) - NZ - SE Asia in Y for 35K miles. Now that the redemption level has risen to 50K, buying a cash ticket from SE Asia - NZ using Chase Portal would often be cheaper (plus I would earn miles).
Some questions:
1. Any comments to the above?
2. Once I PC from CSP to CSR, do I immediately qualify for the $300 travel credit?
Jan 12, 2018, 3:11 am
#178
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Have only ever had 1 CSP card that was opened and clsoed in 2012.
I currently have 90K+ UR points (from Ink Preferred). Annual fee is coming up this April, so I plan to apply for CSP in Feb 2018 and transfer the UR from Ink Preferred to CSP. Expect to meet min spend in May 2018. I will then hoard the 90K from INK + 60K (from CSP after meeting bonus spend and adding authorized user). In Feb 2019, I plan to PC the CSP to CSR, spending most of the points on Chase Travel portal. In Feb/Mar 2020, I plan to downgrade the CSR to Chase Freedom Limited.
If all the rules stay the same, I plan to apply for another Ink in 2019 followed by CSP in June 2020 PC to CSR to Freedom as above.
Before UA's deval, my strategy was transfer UR to UA and redeem for roundtrip SE Asia - Australia (stopover) - NZ - SE Asia in Y for 35K miles. Now that the redemption level has risen to 50K, buying a cash ticket from SE Asia - NZ using Chase Portal would often be cheaper (plus I would earn miles).
Some questions:
1. Any comments to the above?
2. Once I PC from CSP to CSR, do I immediately qualify for the $300 travel credit?
I currently have 90K+ UR points (from Ink Preferred). Annual fee is coming up this April, so I plan to apply for CSP in Feb 2018 and transfer the UR from Ink Preferred to CSP. Expect to meet min spend in May 2018. I will then hoard the 90K from INK + 60K (from CSP after meeting bonus spend and adding authorized user). In Feb 2019, I plan to PC the CSP to CSR, spending most of the points on Chase Travel portal. In Feb/Mar 2020, I plan to downgrade the CSR to Chase Freedom Limited.
If all the rules stay the same, I plan to apply for another Ink in 2019 followed by CSP in June 2020 PC to CSR to Freedom as above.
Before UA's deval, my strategy was transfer UR to UA and redeem for roundtrip SE Asia - Australia (stopover) - NZ - SE Asia in Y for 35K miles. Now that the redemption level has risen to 50K, buying a cash ticket from SE Asia - NZ using Chase Portal would often be cheaper (plus I would earn miles).
Some questions:
1. Any comments to the above?
2. Once I PC from CSP to CSR, do I immediately qualify for the $300 travel credit?
Apr 19, 2018, 9:15 pm
#179
Join Date: Nov 2017
Location: SAN, LAX
Programs: UA, SW, VA, Marriott, IHG, HH
Posts: 73
Sign up bonus 24 months rule for CSP/CSR
Is the sign up bonus for each card related? As in if I got the sign up bonus for CSP in 2016, but not quite 24 months, downgrade it to CF, will I be eligible for CSR sign up bonus after I wait a few weeks post downgrade?
I hope my question is clear enough :'D
Curious to know if there's any similar data point. Thanks!
I hope my question is clear enough :'D
Curious to know if there's any similar data point. Thanks!
Apr 19, 2018, 9:46 pm
#180
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
You are not eligible for the CSR (or any other "Sapphire" product) bonus until 24 months after receiving the bonus from another Sapphire product.
In your case, you will be eligible for the CSR bonus 24 months after receiving the CSP bonus. You will need to downgrade the CSP since you will not be approved for the CSR while holding the CSP. Generally speaking, it takes about a week after the downgrade for the Chase system to reflect that you no longer hold the downgraded Sapphire product.
There are many, many other data points on this.
https://www.flyertalk.com/forum/chas...hire-card.html
In your case, you will be eligible for the CSR bonus 24 months after receiving the CSP bonus. You will need to downgrade the CSP since you will not be approved for the CSR while holding the CSP. Generally speaking, it takes about a week after the downgrade for the Chase system to reflect that you no longer hold the downgraded Sapphire product.
There are many, many other data points on this.
https://www.flyertalk.com/forum/chas...hire-card.html