Aug 11, 2016, 1:33 pm
Last edit by: RedSun
Ritz-Carlton Rewards Visa Infinite (closed to new applications)
All card offers are dead as of 7/26/18.
Information still available on the Chase SITE.
The previous version of this card was discussed HERE.
(Expired) New Card Bonus ($4,000 spending): Two free night certificates good at any Ritz Carlton (Marriott) properties up to 60,000 points (possible to book any SPG properties later)
(old: at any tier 1-4 Ritz Carlton Hotel after $4k spend).
current offer (dead): https://creditcards.chase.com/a1/rit...n/naepredirect
Things qualifying/not qualifying under $300 annual travel credit
one member wrote: AA is now showing gift cards as "giftcard" rather than general purchase if the csr looks closely. Last year it worked for me, yesterday it did not and csr told me that's why. However, later the same day I also requested the credit by Secure Message (for "baggage fees) and it was approved. Very YMMV now but still doable. 2/10/2017
Southwest Airlines GCs work fairly easily. I've generally bought them for $150 and said they're excess baggage fees.
Frequent Miler has a collection of data points of what has worked in the past. Link
All card offers are dead as of 7/26/18.
Information still available on the Chase SITE.
The previous version of this card was discussed HERE.
(Expired) New Card Bonus ($4,000 spending): Two free night certificates good at any Ritz Carlton (Marriott) properties up to 60,000 points (possible to book any SPG properties later)
(old: at any tier 1-4 Ritz Carlton Hotel after $4k spend).
current offer (dead): https://creditcards.chase.com/a1/rit...n/naepredirect
- Annual fee of $450 NOT waived.
- 6 points per dollar at Marriott properties, including SPGs and Ritz-Carltons. (same as all Chase & AmEx Marriott cards)
- 3 points per dollar at restaurants, car rental companies and airline tickets purchased directly from airlines
- 2 points per dollar on all other purchases (same as all Chase & AmEx Marriott cards)
- Annual (anniversary) free night award good at any Marriott (including Ritz) property up to 50,000 MRs.
- Automatic Marriott Gold Status.
- Marriott Platinum Status after $75,000 card spending in a card-member year.
$100 companion airfare discount booked through Visa Infinite website.- $100 statement credit for Global Entry after the Global Entry program application fee is charged to an eligible card.
- $300 Annual (calendar) Travel Credit "Only the following types of non-ticket purchases qualify for this offer: airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight Internet/entertainment; in-flight meals."
- Three (3) Ritz Carlton Club Level upgrade certificates each year for up to 7 nights each stay. The stays must be paid stays, excluding point redemption and award night.
- Troon Rewards and PRIVÉ ACCESS golf benefits
- $100 credit for qualifying dining, spa or other hotel recreational activities. Use the credit with any paid stay at The Ritz-Carlton of two nights or more OR get a $100 hotel credit per stay at all Marriott luxury properties. Advance reservations are required. Valid only on non-discounted rates. Cannot be combined with any packages, discounts, negotiated corporate or group rates or point-redemption bookings.
Things qualifying/not qualifying under $300 annual travel credit
one member wrote: AA is now showing gift cards as "giftcard" rather than general purchase if the csr looks closely. Last year it worked for me, yesterday it did not and csr told me that's why. However, later the same day I also requested the credit by Secure Message (for "baggage fees) and it was approved. Very YMMV now but still doable. 2/10/2017
Southwest Airlines GCs work fairly easily. I've generally bought them for $150 and said they're excess baggage fees.
Frequent Miler has a collection of data points of what has worked in the past. Link
Ritz-Carlton Visa Infinite - closed for applications 7.26.2018 (2016-2021)
Jun 20, 2017, 4:12 pm
#1156
Join Date: Sep 2016
Posts: 123
Just applied and got approved for a whopping 32k credit line. Do I reduce my credit limit to $1500 via sm or call them directly for the AF not to post to my account?. or Do I have to wait until I receive the physical card?. Also saw some posts being successful in matching to the 3-night certificate, will try and post the results.
Thanks
Thanks
Jun 20, 2017, 9:34 pm
#1159
Join Date: Apr 2014
Posts: 70
Response for the 3rd night offer from chase:
Original Message Follows:
------------------------
CigProfileId:26769518
Cool, I was just approved for the Ritz Carlton credit
card. Thank you. Can I be matched to the 3-night offer?
Thanks
Hello Venkatesh,
Thank you for contacting us regarding The Ritz-Carlton
Rewards® Credit Card ending in xxxx from J.P. Morgan.
We reviewed the application you submitted and have
confirmed the offer associated with your account.
- Two complimentary nights at any participating Tier 1-4
Ritz-Carlton hotel, after you spend $4,000 on purchases in
the first 3 months from account opening.
- Earn 10,000 bonus points when you add the first
authorized user and make a purchase in the first 3 months
from account opening.
- Purchases do not include balance transfers, cash
advances, cash-like charges such as travelers checks,
foreign currency, and money orders, any checks that access
your account,interest, unauthorized or fraudulent charges,
or fees of any kind, including an annual fee, if
applicable.
we can match the three complimentary nights at
any participating Tier 1-4 Ritz-Carlton hotel provided you
need to make a spend of $5,000 on purchases in the first 3
months from account opening. Please contact us back once
you have met the spend.
We appreciate your business.
Thank you,
Sajid
Chase Email Servicing
1-800-436-7927
Account is owned by Chase Bank USA, N.A., a subsidiary of
JPMorgan Chase & Co and may be serviced by its affiliates.
Original Message Follows:
------------------------
CigProfileId:26769518
Cool, I was just approved for the Ritz Carlton credit
card. Thank you. Can I be matched to the 3-night offer?
Thanks
Hello Venkatesh,
Thank you for contacting us regarding The Ritz-Carlton
Rewards® Credit Card ending in xxxx from J.P. Morgan.
We reviewed the application you submitted and have
confirmed the offer associated with your account.
- Two complimentary nights at any participating Tier 1-4
Ritz-Carlton hotel, after you spend $4,000 on purchases in
the first 3 months from account opening.
- Earn 10,000 bonus points when you add the first
authorized user and make a purchase in the first 3 months
from account opening.
- Purchases do not include balance transfers, cash
advances, cash-like charges such as travelers checks,
foreign currency, and money orders, any checks that access
your account,interest, unauthorized or fraudulent charges,
or fees of any kind, including an annual fee, if
applicable.
we can match the three complimentary nights at
any participating Tier 1-4 Ritz-Carlton hotel provided you
need to make a spend of $5,000 on purchases in the first 3
months from account opening. Please contact us back once
you have met the spend.
We appreciate your business.
Thank you,
Sajid
Chase Email Servicing
1-800-436-7927
Account is owned by Chase Bank USA, N.A., a subsidiary of
JPMorgan Chase & Co and may be serviced by its affiliates.
They can lower your credit limit via SM. Also, I lowered my credit limit after the annual fee already posted, and my annual fee was automatically refunded a few days after my credit limit was lowered. I also was able to match to 3-night offer, even though I applied through 2-night offer link. This was back in early April though. I'd be interested to know if they are still matching 3-night offer now, to consider the card for my wife. Please let us know your results.
Jun 21, 2017, 6:29 am
#1160
Join Date: Aug 2014
Posts: 736
Why shift it to another card? Decreasing your limits overall is what allows you to get auto approved for cards pretty easily. If you need the CL elsewhere then it's worth shifting, but if it's not needed and you have decent CL already with Chase (as many people do) then it's best to reduce and set yourself up for the next card.
Jun 21, 2017, 10:26 am
#1161
Join Date: May 2015
Programs: All the programs!
Posts: 1,006
Why shift it to another card? Decreasing your limits overall is what allows you to get auto approved for cards pretty easily. If you need the CL elsewhere then it's worth shifting, but if it's not needed and you have decent CL already with Chase (as many people do) then it's best to reduce and set yourself up for the next card.
Jun 21, 2017, 1:52 pm
#1162
Join Date: Jun 2016
Posts: 2,257
I am actually not sure which is a better approach with Chase. For me, I know I regretted reducing my generous CL with Chase bc it certainly did not help in getting auto-approval for future apps.
Instead, I find myself needing to call in , and get approval by shifting CL. So based on my personal experience, if I were to do it again, I will not reduce CL, but rather, shift it to other cards you expect to put high(er) spend.
Instead, I find myself needing to call in , and get approval by shifting CL. So based on my personal experience, if I were to do it again, I will not reduce CL, but rather, shift it to other cards you expect to put high(er) spend.
Jun 21, 2017, 2:15 pm
#1163
Join Date: Nov 2014
Location: USA
Posts: 1,084
Is there a hidden overall limit with chase? 100% -200% of income?
Jun 21, 2017, 2:35 pm
#1164
Join Date: Jun 2016
Posts: 2,257
I was getting some crazy CL back in the days when my income is like fresh out of college / entry level. (At that time, I wasnt churning or having multiple CC apps) . I think I was even approaching the 150% level.
Ironic that now that my income has improved, have better CS, (but too many inquiries or new accounts), that I have to call in to get a card from Chase.
Ironic that now that my income has improved, have better CS, (but too many inquiries or new accounts), that I have to call in to get a card from Chase.
Jun 24, 2017, 9:06 pm
#1165
Join Date: Mar 2016
Posts: 655
What's the best way to use the travel credit for normal expenses? I have status on airlines, so don't typically pay for upgrades or bags for example.
Jun 24, 2017, 9:12 pm
#1166
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Jun 24, 2017, 11:30 pm
#1167
Join Date: Feb 2011
Posts: 849
I have a charge for a seat upgrade that I made towards my minimum spend. If I request to have my travel credit be applied for the seat upgrade, do I need to spend extra to cover that credit that I am receiving or will that initial seat upgrade charge count towards my minimum spend? Thank you.
Jun 25, 2017, 5:59 pm
#1170
Join Date: Nov 2014
Location: USA
Posts: 1,084
I have a charge for a seat upgrade that I made towards my minimum spend. If I request to have my travel credit be applied for the seat upgrade, do I need to spend extra to cover that credit that I am receiving or will that initial seat upgrade charge count towards my minimum spend? Thank you.